Nealey Fowler- Florida Elite Mortgage

Nealey Fowler- Florida Elite Mortgage COMPANY NMLS #1511976
NMLS #2082984
Mortgage Loan Officer

REAL ESTATE INVESTORS — DO YOU KNOW ABOUT DSCR LOANS?If you’re looking to purchase an investment property, a DSCR loan m...
08/26/2026

REAL ESTATE INVESTORS — DO YOU KNOW ABOUT DSCR LOANS?

If you’re looking to purchase an investment property, a DSCR loan may be worth knowing about.

DSCR stands for Debt Service Coverage Ratio, and here’s what makes it different:

Instead of qualifying primarily based on your personal income, W-2s, or tax returns, the lender looks at the rental income the property can generate compared with the property’s qualifying monthly expenses.

In simple terms… Does the property generate enough rent to support the payment?

DSCR loans can be a great option for:
🔑 Real estate investors
🏘️ Rental properties
📈 Investors growing their portfolio
💼 Self-employed borrowers who may not want to qualify using traditional income documentation

And depending on the program, there can be options for short-term rentals and long-term rentals.

One of my favorite things about lending is finding the financing that actually fits the borrower AND the property. Not every investment needs to fit inside the traditional mortgage box.

Thinking about buying an investment property? Let’s run the numbers and see what makes sense.

📲 Nealey Fowler
Mortgage Loan Officer
Florida Elite Mortgage
NMLS #2082984
941-468-2564
[email protected]

Loan programs, guidelines, rates, and eligibility requirements are subject to change. This is not a commitment to lend.

08/23/2026

☀️ HAPPY SUNDAY, VENICE & WELLEN PARK! 🌴

Looking for something fun to do today?

🧘 Start your morning with Yoga on Venice Beach from 8–9 a.m.

🥕 Visit the Fresh Harvest Farmers Market in Downtown Wellen Park from 9 a.m.–1 p.m. for fresh produce, flowers, baked goods, seafood and local vendors.

🎶 Enjoy live music under the Heritage Tree in Downtown Wellen from 9 a.m.–1 p.m.

🌊 Then finish the day with a walk along Venice Beach and one of our beautiful Gulf Coast sunsets!

This is what makes living in Southwest Florida so special—sunshine, community and something enjoyable around every corner. Have a beautiful Sunday! 💛

THE FLORIDA HOUSING MARKET IS MOVING!Florida home sales have now increased year over year for 11 straight months, while ...
08/22/2026

THE FLORIDA HOUSING MARKET IS MOVING!

Florida home sales have now increased year over year for 11 straight months, while inventory is beginning to tighten. That tells us buyers are stepping back into the market—and good homes may not sit as long as they did before.

If buying is on your radar, now is the time to:

✅ Review your finances
✅ Get pre-approved
✅ Understand your purchasing power
✅ Be ready when the right home appears

You don’t need to predict the market—you need a smart plan for today’s market. Let’s find the financing strategy that works for you!

Nealey Fowler
Florida Elite Mortgage
941-468-2564
NMLS #2082984
[email protected]

SINGLE-FAMILY HOMES• 744 homes sold—up 2.9% from last year• Median sale price: $493,500—up 5%• 2,736 active listings—dow...
08/21/2026

SINGLE-FAMILY HOMES

• 744 homes sold—up 2.9% from last year
• Median sale price: $493,500—up 5%
• 2,736 active listings—down 23.4%
• 3.9 months of available supply
• Median time to contract: 52 days

Single-family inventory has tightened considerably. Buyers should be financially prepared, while sellers still need to price correctly from the beginning.

CONDOS & TOWNHOMES

• 318 properties sold—up 33.1%
• Median sale price: $340,000—up 13.3%
• 1,782 active listings—down 10.9%
• 5.6 months of available supply
• Median time to contract: 92 days

Condos and townhomes currently offer buyers a little more breathing room—but conditions vary greatly by community, price range and building.

The real answer to “How’s the market?” is: Which market, which neighborhood and which property type?

Let’s look at the numbers that matter for your specific move.

Nealey Fowler | 941-468-2564
Florida Elite Mortgage | NMLS #2082984
Medway Realty | nealey.movetosarasotafl.com

🏡✨ OPEN HOUSE THIS SUNDAY! ✨🏡Come tour this beautiful Venice home and spend the afternoon with Cristina Angueira and me!...
08/21/2026

🏡✨ OPEN HOUSE THIS SUNDAY! ✨🏡

Come tour this beautiful Venice home and spend the afternoon with Cristina Angueira and me!

📍 122 Altesino Court, Venice, FL 34292
📅 Sunday, August 23
⏰ 12:00–3:00 PM
💰 Offered at $460,000

This lovely home in the gated Verona Reserve community features:

🔑 3 bedrooms
🛁 2 bathrooms
🧑‍💻 A versatile den
🌴 Approximately 2,050 square feet
💦 Peaceful pond views
📍 Desirable cul-de-sac location

Cristina can show you everything this home has to offer, and I’ll be there as the mortgage loan officer to answer your financing questions and help you explore your loan options.

Come see us, take a tour, ask questions—and maybe fall in love with your next home! 🏡💙

Nealey Fowler
Mortgage Loan Officer | Florida Elite Mortgage
📞 941-468-2564
📧 [email protected]
NMLS #2082984

REAL ESTATE AND FINANCING—CONNECTED. 🏠💰As both a licensed Florida Realtor and mortgage loan officer, I understand the ho...
08/20/2026

REAL ESTATE AND FINANCING—CONNECTED. 🏠💰

As both a licensed Florida Realtor and mortgage loan officer, I understand the homebuying process from both sides.

I can help you:

🔹 Find the right property
🔹 Understand your financing options
🔹 Build a competitive offer
🔹 Stay prepared from preapproval through closing

One knowledgeable connection can make the entire process feel much easier.

📲 Nealey Fowler | 941-468-2564
NMLS #2082984 Florida Elite Mortgage

Medway Realty| www.nealey.movetosarasotafl.com

A PREAPPROVAL IS MORE THAN A PIECE OF PAPER. It helps you understand:✅ Your comfortable price range✅ Your estimated mont...
08/19/2026

A PREAPPROVAL IS MORE THAN A PIECE OF PAPER.

It helps you understand:

✅ Your comfortable price range
✅ Your estimated monthly payment
✅ Which loan programs may work for you
✅ How much cash you may need at closing

Don’t wait until you fall in love with a home to figure out the financing. Let’s build your plan first!

📲 Nealey Fowler | 941-468-2564
Florida Elite Mortgage | NMLS #2082984
📧 [email protected]

THE MARKET IS MOVING—ARE YOU READY?Sarasota County’s housing inventory is tightening, and well-priced homes may not stay...
08/18/2026

THE MARKET IS MOVING—ARE YOU READY?

Sarasota County’s housing inventory is tightening, and well-priced homes may not stay available for long.

Before you find the right house, make sure you have the right plan. Knowing your budget, financing options and comfortable monthly payment can help you move confidently when the right property appears.

As both a licensed Florida Realtor and mortgage loan officer, I can help you with the home search and the financing—all in one place.

Nealey Fowler | 941-468-2564

Florida Elite Mortgage NMLS 2082984

Medway Realty| www.nealey.movetosarasotafl.com

I may be located in Sarasota County, but I provide mortgage financing and the same personal service to homebuyers throug...
08/16/2026

I may be located in Sarasota County, but I provide mortgage financing and the same personal service to homebuyers throughout the entire state of Florida!

From Pensacola to the Keys—and everywhere in between—you’ll receive:

✅ Clear communication
✅ Fast, reliable service
✅ Creative financing options
✅ Personal guidance from application to closing

Your mortgage professional doesn’t have to live down the street. She just needs to answer the phone, understand your goals, and get the job done.

Buying anywhere in Florida? Let’s make it happen!

Nealey Fowler
Florida Elite Mortgage
📞 941-468-2564
NMLS #2082984
📧 [email protected]

GET OFF THE FENCE—BEFORE THE FENCE GETS MORE EXPENSIVE.Waiting for home prices to drop?When prices fall, more buyers jum...
08/15/2026

GET OFF THE FENCE—BEFORE THE FENCE GETS MORE EXPENSIVE.

Waiting for home prices to drop?
When prices fall, more buyers jump back into the market—and competition increases.

Waiting for mortgage rates to drop?
Lower rates can bring multiple offers and higher home prices.

The “perfect time” may never arrive. The better move is to buy when the home, payment, and timing make sense for you.

✅ Negotiate while buyers have leverage
✅ Build equity instead of waiting
✅ Refinance later if rates improve

You can change your interest rate. You can’t go back and buy today’s house at today’s price.

Let’s look at your options—no pressure, just real numbers.

📞 Nealey Fowler | 941-468-2564
Florida Elite Mortgage
NMLS #2082984
📧 [email protected]

Address

807 US Hwy 41 Bypass S
Venice, FL
34285

Opening Hours

Monday 9am - 8pm
Tuesday 9am - 8pm
Wednesday 9am - 8pm
Thursday 9am - 8pm
Friday 9am - 8pm
Saturday 9am - 8pm
Sunday 9am - 8pm

Telephone

+19414682564

Website

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