Life Matters Insurance

01/01/2026

12/31/2025

The cost of a Medigap policy depends on which plan letter you choose and then varies by zip code, age, gender, and to***co use.

12/30/2025

Turning 65 Soon? Retirees need to understand the financial implications of Medicare, IRMAA, Social Security, and tax-efficient withdrawal strategies.

12/29/2025

Medicaid is a social welfare program that provides free or low-cost health coverage for people and/or families with low incomes. It is administered jointly by both the federal and state governments. Unlike Medicare, there is no age requirement for Medicaid. In fact, it offers insurance to many children via the CHIP program.

12/26/2025

"Success is the sum of small efforts - repeated day in and day out. "

12/25/2025

Fast Fact: “Minimum and Essential Coverage” is Health coverage that will meet the individual responsibility requirement. Minimum essential coverage generally includes plans, health insurance available through the Marketplace or other individual market policies, Medicare, Medicaid, CHIP, TRICARE, and certain other coverage.

12/24/2025

MSA Plans combine a high deductible Medicare Advantage Plan and a bank account. The plan deposits money from Medicare into the account. You can use the money in this account to pay for your health care costs, but only Medicare-covered expenses count toward your deductible. The amount deposited is usually less than your deductible amount so you generally will have to pay out-of-pocket before your coverage begins.

12/23/2025

Lost in the Medicare plan maze? Let us educate you on your options. Request a no cost consultation today!

12/22/2025

Reminder: Medicare isn’t mandatory, but delaying enrollment may come with penalty fees. Therefore, it is wise to explore all your options before postponing coverage.

12/19/2025

Original Medicare with a Medigap plan gives you very comprehensive coverage. The primary differences are that with Medigap plans, you can see any doctor that accepts Medicare. You don’t have to ask your doctors if they take your specific Medigap insurance company. The network is Medicare, which has over 1 million contracted providers across the nation.

12/18/2025

Medicare Supplement plans cover 10 million Medicare beneficiaries. Also referred to as Medigap plans, these policies help pay for your share of Medicare expenses, such as your deductibles and co-insurance.

12/17/2025

Medicare 101: A Medigap plan helps cover your portion of cost sharing with Medicare, including deductibles, copayments, and coinsurance.