08/13/2026
💰 YOUR 401(k) ISN’T YOUR ONLY RETIREMENT OPTION!
You worked hard to build your retirement savings—but what happens when it’s time to turn those savings into income?
When leaving an employer or retiring, depending on your plan and circumstances, you may have several options for your 401(k), including:
✅ Leaving your money in your former employer’s plan
✅ Rolling it into a new employer’s retirement plan
✅ Rolling it into a Traditional or Roth IRA, when eligible
✅ Using some retirement assets to purchase an annuity designed to provide guaranteed income
✅ Taking a distribution—which may have tax consequences
The important question isn’t just “How much have I saved?”
It’s also: “How will I make my money last throughout retirement?”
An annuity may be one option for creating predictable retirement income, but it isn’t appropriate for everyone. Before moving retirement funds, it’s important to understand the fees, surrender periods, guarantees, taxes, and other available options.
📲 Message me “RETIREMENT” if you’d like to learn more about retirement income options.
Educational purposes only. Guarantees are subject to the claims-paying ability of the issuing insurance company. Consult your tax or financial professional regarding your individual situation.
