Ryan Wagner at HomeServices Lending

Ryan Wagner at HomeServices Lending I'm a Loan Officer NMLSR # 1496971 with HomeServices Lending NMLS #490683

📘 : Let’s talk credit.Your credit profile is made up of more than just a score. How much available credit you’re using,...
09/08/2026

📘 : Let’s talk credit.

Your credit profile is made up of more than just a score. How much available credit you’re using, the accounts on your report, and when your credit is reviewed can all be part of the bigger picture.

This week, we’re breaking down three terms worth knowing: Credit Utilization, Tradelines, and Credit Inquiries.

👉 Swipe through for a quick credit vocabulary refresh—and save this one for later!

Have questions about how credit factors into the mortgage process? Get in touch with us to learn more.

5.0 star review received on Experience.com for Ryan Wagner by Katelyn T - Ryan provided clear explanations for all of ou...
09/07/2026

5.0 star review received on Experience.com for Ryan Wagner by Katelyn T - Ryan provided clear explanations for all of our questions as first time homeowners. The video explanations were so helpful in understanding where we were in the process. We will 100% be recommending Ryan to friends and family as needs come up!

Read more: https://experience.com/reviews/ryan-wagner-318830/7ca2bf47-d5d6-476c-bfc6-b8010d9de6c0?V=1788795218&utm_source=facebook&utm_medium=autopost&utm_content=13599617

Today, we celebrate the hard work, dedication, and people who keep our communities moving forward. However you’re spendi...
09/07/2026

Today, we celebrate the hard work, dedication, and people who keep our communities moving forward. However you’re spending the long weekend, we hope you find time to relax, recharge, and enjoy the place you call home. 🏡

Happy Labor Day from all of us at HomeServices Lending!

September is REALTOR® Safety Month, and it’s an important reminder that preparedness belongs at every point of the clien...
09/04/2026

September is REALTOR® Safety Month, and it’s an important reminder that preparedness belongs at every point of the client journey. Verify who you’re meeting, keep others informed, stay aware of your surroundings, and always trust your instincts.

Supporting the REALTORSÂŽ we work with means caring about more than the transaction.

Your client. Your relationship. Your safety matters.

Save this carousel, share it with a real estate professional you care about, and take a moment to review the safety habits you rely on every day.

Long before the closing table, there are questions to answer, details to review, challenges to solve, and people working...
09/03/2026

Long before the closing table, there are questions to answer, details to review, challenges to solve, and people working behind the scenes to keep each loan moving forward.

September is National Mortgage Professional Month, and we're proud to be part of a profession built on service, care, and follow-through. Here’s to every mortgage professional who shows what Relentless in Service looks like an d helps finance the dream of home ownership. 🏡

If you had one extra garage bay, what would you turn it into? 👀A workout zone for early-morning energy and at-home conve...
09/02/2026

If you had one extra garage bay, what would you turn it into? 👀

A workout zone for early-morning energy and at-home convenience 💪
or a home workshop for projects, tools, and creative weekends 🛠️

Vote 1 or 2 below—and tell us what your dream garage setup would include. ⬇️

Mortgage Mondays 📈Rates are still elevated, but improving inventory is giving buyers something they haven’t had as much ...
08/31/2026

Mortgage Mondays 📈

Rates are still elevated, but improving inventory is giving buyers something they haven’t had as much of in recent years: negotiating power.

That could mean opportunities around price, seller concessions, and payment strategies — especially for buyers who are prepared to act when the right home comes along.

The market doesn’t have to be perfect for the opportunity to be right.

08/28/2026

Some weekend plans come with a front door and a showing appointment. 🏡

If questions come up while you’re house hunting, we’re available to connect this weekend. Whether you want to explore financing options, update a preapproval, or prepare for your next step, reach out!

Recent research suggests many renters may be ruling themselves out based on outdated assumptions. 👀You may not need 20% ...
08/26/2026

Recent research suggests many renters may be ruling themselves out based on outdated assumptions. 👀

You may not need 20% down, a high credit score, or zero debt to buy a home. Requirements vary, and lenders consider your full financial picture.

Before you count yourself out, talk with a Mortgage Consultant. You may have more options than you think.

Address

2900 100th Street Suite 109
Urbandale, IA
50322

Telephone

+14806675437

Website

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