Decisely

13/10/2026

What could keeping a good employee longer mean for your business?

Longer tenure can mean less time hiring and training, more consistent service, and valuable experience staying on your team.

Our data shows that full-time employees with access to benefits stayed twice as long as those without. The pattern held across high-turnover industries like hospitality, restaurants, and logistics.

For small businesses, benefits deserve a place in the conversation about what it costs to keep good people.

Explore our Benefits Matter white paper for the findings and ways to put competitive benefits within reach: https://hubs.la/Q04zWPBt0

Employees with benefits stay 30 months on average, versus 14 without. See the data by industry and how small businesses can offer benefits.

12/10/2026

Happy to be back with the Collision Industry Association for their Charity Golf Tournament! This year’s event gifted three refurbished cars through the Auto Body Council Recycled Rides program.

For most families, a reliable car is what keeps everything running, so thank you to Babb (Babb’s Body Shop), Chad Watkins (Larry’s Body Shop), and everyone involved for the repair work.

Helping businesses take care of their people is what we do every day, and it means a lot to be part of an industry that takes care of its neighbors too.

10/10/2026

Today is , a reminder that taking care of our health includes taking care of our minds.

For many employees, support is closer than they realize. An Employee Assistance Program (EAP) offers confidential resources for stress, anxiety, and life’s harder moments, and it works best when people know it’s there.

At , we help business owners take care of the people who help their business run. Learn more about how you can support your team better at https://hubs.la/Q04zQD_X0

06/10/2026

Everybody benefits with CHOICE

Before CHOICE Arrangement (formerly ICHRA) changed the game in 2020, small businesses had two options: expensive group plans built for big companies, or no benefits at all. Now CHOICE offers another option that makes sense for employers and their employees.
Here's how it works:

1. You set the budget. Decide how much you want to contribute toward employee monthly health plan premiums.
2. You choose how to fund it. Reimburse employees for eligible expenses or provide a virtual debit card they use to pay premiums.
3. Employees choose their own plan. Employees select the ACA marketplace plan that works best for them.

This results in affordable benefits that work.

See what CHOICE can do for your business and your employees: https://hubs.ly/Q04zj3QP0

05/10/2026

Before you say yes to your health insurance renewal, ask a few more questions.

What’s driving the rate increase? Have other plan options been compared? Are employees getting the support they need?

Renewal is your opportunity to evaluate how well your benefits are working for your business and your people. These 12 questions can help you start a more productive conversation with your broker.

Take them to your next renewal discussion: https://hubs.la/Q04z9mCQ0

A renewal number without an explanation isn't one to accept. Rate drivers, broker pay, compliance deadlines, enrollment friction. Score yourself.

03/10/2026

Ten years ago, our co-founder and CEO Kevin started Decisely with a simple belief: small businesses deserve a fair shot against the big guys.

Today, we serve 3,000+ organizations and cover 80,000+ lives. We're honored by the trust our clients place in us every day. We're building a future where every business, regardless of size, has access to benefits designed to attract and keep great people.

Dezz, our SVP of People & Workforce Optimization, describes our team as leading with "heart first, hustle second, and humility throughout." That's the culture Kevin has created, and it shows up across our teams every day.

Happy National Kevin Day! Thank you for your passion, commitment, and the support you give everyone around you.

01/10/2026

New name. Same benefits flexibility.

CHOICE Arrangement, formerly ICHRA, lets employers set their benefits budget and employees choose individual health coverage that fits their needs.

Already offering ICHRA? The name change doesn’t affect your existing plan.

Interested in learning more? Now’s a great time to see if CHOICE is a fit for your team. Our licensed benefits experts can help you compare it with a group plan and find what works best for your business.

Get a closer look at what the update means for you: https://hubs.la/Q04yXm4n0

CMS and the SBA renamed it CHOICE Arrangement on September 3. Same rules, same plan design, same compliance obligations. Only the label is different.

23/09/2026

Healthcare is already one of the biggest expenses for small businesses, and 2027 renewals could bring the steepest cost increases in more than two decades.

What should employers budget for, and which coverage option makes the most sense?

Our latest blog compares projected costs for traditional group plans, level-funded coverage, and CHOICE Arrangement, formerly ICHRA. It also covers often-overlooked expenses and a federal tax credit that could offset up to 50% of premium costs for qualifying businesses.

Start planning before your renewal arrives: https://hubs.la/Q04y9gNw0 (https://hubs.la/Q04y9gNx0)

Group plans, level-funded, or CHOICE Arrangement (ICHRA)? Here's what each actually costs a small business in 2027, and the credit most owners overlook.

23/09/2026

Open enrollment shouldn’t be just another deadline to survive.

It’s an opportunity to take a closer look at the value your benefits are delivering, from the plans you offer to the experience employees have while enrolling. Before accepting the same setup for another year, make sure it still fits your team, your budget, and your business.

Our latest blog shares seven ways to get more from open enrollment and renewal season.

Read the full checklist, and get in touch if you’d like help reviewing your options. We’re here to support: https://hubs.la/Q04xYCB90

Key Takeaways Open Enrollment Decides More Than Compliance Most businesses treat open enrollment as a deadline to survive: notices go out, employees pick plans, the window closes, and everyone moves on until next year. Handled that way, enrollment becomes a paperwork exercise instead of a chance to....

21/09/2026

ICHRA has a new name: the CHOICE Arrangement.

And it’s entering this next chapter with real momentum. More than 500,000 employees are now covered through the model, with enrollment doubling in just one year.

The HRA Council’s latest report explores what’s driving that growth, why more large employers are adopting CHOICE, and how it’s helping many small businesses offer health coverage for the first time.

Get to know the CHOICE Arrangement and what its growth could mean for your business: https://hubs.ly/Q04xYybf0

Key Takeaways What the HRA Council Report Found A Custom Health Option and Individual Care Expense (CHOICE) Arrangement, formerly ICHRA, lets an employer set a fixed monthly budget instead of buying one group health plan for the whole team, with each employee using that budget to choose the individu...