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RanLife is a leader in residential lending. RANLife runs all of our operations from Sandy, Utah, part of the greater Salt Lake City metropolitan area.

RanLife Home Loans | NMLS #3151 | 866-201-9327 | 9272 South 700 East Sandy, UTAH 84070

Equal Housing Lender | SAFE Act/Texas | Licensed by The DFPI under the CRMLA | RANLife is not acting on behalf of or at the direction of HUD/FHA/USDA or the Fed. With our in-house staff and direct lender relationships with Fannie Mae, Freddie Mac, and Gennie Mae, we've eliminated the middleman. We have in-house processors, underwriters, funders, and closers available at all times to speed up the mortgage process. Because everything is done in-house, we've eliminated the need to outsource or depend on third parties to get the job done. As such we have the ability to close loans two times faster than our competition.

16/10/2026

Buying your first home is expensive. Feeling overwhelmed by it makes sense.

But “I can’t afford a home” can mean a few different things: not enough saved upfront, a monthly payment that feels too high, or uncertainty about what you’d qualify for.

Knowing which obstacle you’re facing helps you figure out what could actually help—whether that’s down payment assistance, seller help with closing costs, a different price range, or more time to prepare.

You don’t have to have it all figured out today. Understanding your numbers is a solid place to start. 🏡

https://myoc.io/ranlife

RanLife Home Loans | #3151 | Equal Housing Lender| All loans OAC Restrictions May Apply

14/10/2026

High-interest debt can make it feel like you’re making payments without making progress. Credit cards, personal loans, unexpected expenses—it adds up.

A cash-out refinance could help you use your home equity to consolidate debt and create some breathing room.

Start with Easton Adamson at RanLife Home Loans. He’ll walk you through the numbers, answer your questions, and help you see whether refinancing makes sense for your goals.

Ready to make a plan for your debt? Call Easton at 801-478-4531 or visit eastona.ranlife.com.

Easton Adamson | NMLS #1923331

RanLife Home Loans | #3151 | Equal Housing Lender| All loans OAC Restrictions May Apply

12/10/2026

🏡 A new home for the holidays starts with a plan today.

If buying a home before the end of the year is on your wish list, now is a great time to explore your mortgage options. Our RanLife Home Loans team can help you understand your buying power, down payment and closing costs, and a realistic timeline for your home purchase.

Whether you’re a first-time homebuyer or planning your next move, let’s help you take the first step. 🔑

Comment or DM “CONSULT,” or visit the link in our bio to connect with our team.

https://myoc.io/ranlife

RanLife Home Loans | #3151 | Equal Housing Lender| All loans OAC Restrictions May Apply

08/10/2026

🏡 The home you like has been on the market for weeks. What should you ask before making an offer?

Days on market don’t tell the whole story. Asking the right questions can help you uncover opportunities to negotiate—and better understand the home you’re buying.

Swipe through for questions about previous offers, comparable home sales, inspection repairs, and seller concessions. A lower purchase price is one option, but seller credits toward eligible closing costs or a mortgage rate buydown may be worth comparing, too.

Connect with the RanLife Real Estate and RanLife Home Loans team to evaluate the price, explore mortgage options, and negotiate an offer that works for your budget.

📌 Save this homebuying checklist for your next showing!

Seller concessions require seller agreement and are subject to loan program limits. RanLife Home Loans | NMLS #3151 | Equal Housing Lender | All loans OAC. Restrictions may apply.

https://myoc.io/ranlife

RanLife Home Loans | #3151 | Equal Housing Lender| All loans OAC Restrictions May Apply

07/10/2026

Buying a home? Look beyond the price cut. 🏡💰

Seller credits may help cover closing costs or fund a mortgage rate buydown—potentially reducing your upfront costs or monthly payment.

The right choice depends on your budget and loan program. Contribution limits and seller approval apply.

Let RanLife Home Loans compare the numbers before you make an offer.

💬 Comment “COMPARE” to explore your options!

RanLife Home Loans | NMLS #3151 | Equal Housing Lender | All loans OAC. Restrictions may apply.

https://myoc.io/ranlife

RanLife Home Loans | #3151 | Equal Housing Lender| All loans OAC Restrictions May Apply

05/10/2026

🏡 Mortgage Rate Monday

Rates held pretty steady this week! Conventional rates stayed the same, FHA saw a slight uptick, and our 3/1 ARM saw a slight improvement.

Different loan programs can offer different opportunities. Let’s explore what fits your homebuying goals and budget.

Have questions about today’s rates or your buying power? Reach out to the RanLife Home Loans team!

https://myoc.io/ranlife

RanLife Home Loans | #3151 | Equal Housing Lender| All loans OAC Restrictions May Apply

02/10/2026

Agents, your buyer toured the other homes. The appraiser may have only seen the listing photos. 🏡

What made this one stand out? Were there updates, mechanical improvements, or electrical upgrades that aren’t obvious in the MLS?

In this clip, Steve Ward, CEO of USAppraisers, joins RanLife Home Loans CEO Ty Burbidge to explain why those details are helpful during the home appraisal process.

💡 Takeaway: Share specific property details and improvements that explain why your buyer chose this home over the others. You may have useful information the appraiser hasn’t seen.

Save this tip for your next transaction, and catch the full episode on our YouTube channel. Link in bio! 🎥

RanLife Home Loans | #3151 | Equal Housing Lender| All loans OAC Restrictions May Apply

30/09/2026

Buying a home comes with a lot of questions. Having the right people to guide you through the mortgage process makes a difference. 🏡

These two reviews mean so much to Eric Mabon and Nic Barnreiter. From explaining loan options to keeping buyers informed along the way, they’re here to help you feel supported from start to finish.

Thinking about buying a home or exploring your mortgage options? Connect with Eric and Nic at RanLife Home Loans.

📞 801-478-4525
✉️ [email protected] | [email protected]

RanLife Home Loans | #3151 | Equal Housing Lender| All loans OAC Restrictions May Apply

29/09/2026

One missing addendum can mean extra back-and-forth on an appraisal. 📄🏡

In this clip, RanLife Home Loans CEO Ty Burbidge and Steve Ward, CEO of USAppraisers, discuss a simple way to help the appraisal process run more smoothly: provide a complete contract package and keep everyone updated as negotiations continue.

New addenda? Updated seller concessions? Contract changes? Make sure that information gets passed along.

🎥 Catch the full conversation on our YouTube channel. Link in bio!

RanLife Home Loans | #3151 | Equal Housing Lender| All loans OAC Restrictions May Apply

28/09/2026

Mortgage rates moved higher across the board this week, but opportunities are still out there.

The market is always moving, and the right loan program, rate-lock strategy, or financing structure can make a difference.

🏡 Homes are still being bought. Deals are still getting done.

Have questions about today’s rates or what they mean for your buying power? Reach out to the RanLife Home Loans team!

https://myoc.io/ranlife

RanLife Home Loans | #3151 | Equal Housing Lender| All loans OAC Restrictions May Apply

Address

Opening Hours

Monday	09:00 - 18:00
Tuesday	09:00 - 18:00
Wednesday	09:00 - 18:00
Thursday	09:00 - 18:00
Friday	09:00 - 18:00
Saturday	09:00 - 18:00

Telephone

+18014784888

Website

https://myoc.io/c/5xhgr?source=instagram

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