Kristen LaBate

14/08/2026

What is it about August?

11/08/2026

Wildfire smoke is traveling far from the flames, creating poor air quality in much of the US right now. We now have smoke forecasts being added to our weather reports.

Experts say one of the biggest risks comes from tiny particles in the air, which can contribute to short-term and chronic health issues. These particles are measured in PM2.5.

Wildfire smoke can cause symptoms such as shortness of breath, chest tightness, headaches, and burning eyes or nose.

If you have central air conditioning, use the highest level of filtration your system can handle. Filters rated MERV 13 or higher are ideal, and setting the system to recirculate can help limit outside air.

A portable HEPA air filter can also help. If you only have one, consider using it to create a “clean room” where you can spend most of your time.

My favorite air filter is an "Austin Air" or "Air Doctor" filter to keep my lungs just a little less stressed in these smokey heat dome summer days. Is this our new reality?




Source:

When the air is smoky from burning wildfires, health experts say to stay indoors. But there are steps you should take to keep the air clean inside your home.

09/08/2026

Interesting Fact:

The price of a first-class Forever stamp rose from 78 cents to 82 cents on July 12.

The increase is part of a series of price hikes from the U.S. Postal Service, which has raised the cost of a first-class stamp several times in recent years.

Other postage costs also increased. Domestic postcards rose to 65 cents, while international postcards and letters rose to $1.75.

One important reminder: Forever stamps purchased before the increase still work after the price change. They continue to cover the current cost of one ounce of First-Class Mail postage.



Source:

The cost of a first-class Forever stamp has climbed 41% since 2021, and postal officials have signaled they want prices to rise even more.

07/08/2026

There are so many reasons to create a will this month, but here are three big ones to consider:

Direct Your Property: Creating a will tells the courts how you want your property distributed. Without a will, state laws will determine how your estate is divided, which may not align with your intentions.

Provide instructions to the probate court: A will can help manage the probate process, providing instructions to the court.

Designate Guardianship for Minor Children: If you have minor children, a will allows you to appoint a guardian to care for them. This crucial step directs that your children are raised by someone you trust, rather than leaving the decision to the courts.

20/07/2026

04/07/2026

Isn't it amazing to call America our home? Happy 250th Birthday America!

Independence isn't merely a day on the calendar; it's part of daily life in the United States. Let's continue to protect it.

From my family to yours, wishing you a wonderful Independence Day and holiday weekend!

01/07/2026

Financial freedom is about making smart decisions today that can shape a secure tomorrow. We can help guide you on this journey. Feel free to get in touch and schedule a financial review today. Together, we can create a roadmap to your financial independence.

28/06/2026

24/06/2026

This month's chart is thanks to past Fed Chair Alan Greenspan, who tracked men's underwear sales as a proxy for consumer confidence. What do you think the new Fed Chair will watch?

21/06/2026

To all the amazing dads out there - Happy Father's Day! Thank you for your love, sacrifices, and encouragement.