Merit Wealth Management

Merit Wealth Management A private wealth advisory practice of Ameriprise Financial Services, LLC

The Merit Wealth Management Team:
Sandeep Madhavan, Private Wealth Advisor
Johny Makhijani, Financial Advisor
Byron Gega, Financial Advisor
Johny Wende, Financial Advisor
Madison Kautzman, Financial Advisor
Christine Shepherd, Financial Advisor
Doug Peterson, Financial Advisor
John Watson, Client Service Specialist
C. Renee Soria, Client Service Specialist
Lacey Rivello, Client Service Coordinator


Samantha Briers, Client Relationship Manager
Kennedi Evenson, Marketing Manager

Please visit https://www.ameriprise.com/social for important rules and disclosures about how you and I can interact on social media.

Please join us in congratulating Christine on earning a CFP®️ certification!This milestone is a testament to her dedicat...
09/02/2026

Please join us in congratulating Christine on earning a CFP®️ certification!

This milestone is a testament to her dedication to continuous learning and helping clients navigate their financial lives with confidence. We’re lucky to have her on our team and can’t wait to see what she accomplishes next.

Higher yields continue to create potential opportunities for bond investors, but navigating today's market requires care...
08/31/2026

Higher yields continue to create potential opportunities for bond investors, but navigating today's market requires careful decision-making. Let’s connect if you’d like to discuss.

To contact us, email [email protected].

Read our fixed income midyear outlook.

A strong retirement plan isn’t just about what you do — it’s about what you avoid.Seemingly small missteps — around taxe...
08/24/2026

A strong retirement plan isn’t just about what you do — it’s about what you avoid.

Seemingly small missteps — around taxes, timing, or risk — can quietly impact long-term outcomes.

This article highlights 10 areas worth a closer look.

Together, we can identify what to adjust now — so your future stays on track.

If you would like to discuss a strategy that aligns with your goals, reach out to us at [email protected].

Uncover strategies to avoid retirement planning pitfalls and help secure your future.

Changing jobs? A new role can affect more than just your salary.Benefits, retirement plans, and taxes often shift, too. ...
08/17/2026

Changing jobs? A new role can affect more than just your salary.

Benefits, retirement plans, and taxes often shift, too. This quick read outlines financial items worth reviewing before making a career change.

If you’d like to talk through your questions, contact us at [email protected] for a personalized discussion.

Here are four financial factors to consider before changing jobs. For more financial advice, contact an Ameriprise financial advisor to make an appointment.

Graduate school isn’t just for recent grads. 🎓Adults returning to school often face different financial challenges — fro...
08/10/2026

Graduate school isn’t just for recent grads. 🎓

Adults returning to school often face different financial challenges — from family obligations to existing debt. This article explores ways to approach grad school costs thoughtfully.

To discuss your personal situation, contact us at [email protected].

How to pay for a degree as a nontraditional student.

Multiple reasons to celebrate today!First, congratulations to J***y on an incredible 25 years with Ameriprise. What an o...
08/08/2026

Multiple reasons to celebrate today!

First, congratulations to J***y on an incredible 25 years with Ameriprise. What an outstanding milestone.

And the celebrations don't stop there... J***y recently scored a hole-in-one! An amazing accomplishment made even sweeter because it happened with a Merit Wealth Management golf ball.

Congratulations, J***y, on both remarkable achievements!

Our hearts are with the Spokane community, and everyone impacted by the recent wildfires.We are thinking of our colleagu...
08/04/2026

Our hearts are with the Spokane community, and everyone impacted by the recent wildfires.

We are thinking of our colleagues, clients, friends, and neighbors in Spokane as they navigate the challenges brought on by these devastating fires.

For those looking for ways to support relief and recovery efforts, we've gathered resources below. However, we want to emphasize that support comes in many forms. Whether it's a donation, volunteering, sharing information, checking on loved ones, or simply offering encouragement, every act of kindness matters.

During difficult times, communities come together, and we're continually inspired by the resilience and compassion people show one another.

Resources:
Innovia Foundation - Accepting monetary donations to support both immediate relief efforts and long-term recovery for individuals and families affected by the wildfires.

Human Evacuation Animal Rescue Team (HEART) - Accepting monetary donations to provide care, shelter, and support for animals impacted by the fires.

City of Spokane - Currently designated to support wildfire relief efforts, providing assistance and critical resources to individuals and families as they begin the recovery process.

American Red Cross Northwest Region - Accepting monetary donations to help provide emergency shelter, meals, supplies, and other essential support to those affected.

The economy is showing resilience, but risks remain. Let’s connect if you’d like to discuss how the evolving economic la...
08/03/2026

The economy is showing resilience, but risks remain. Let’s connect if you’d like to discuss how the evolving economic landscape may affect your personal portfolio.

Reach out to us at [email protected].

4 economic forces driving growth — and 4 risks to watch.

Happy Work Anniversary, Renee! Thank you for your continued hard work and commitment. We're lucky to have you as part of...
07/27/2026

Happy Work Anniversary, Renee! Thank you for your continued hard work and commitment. We're lucky to have you as part of the Merit family.

A quick heads-up for retirement savers: rulers are changing.Starting this year, catch‑up contributions may work differen...
07/27/2026

A quick heads-up for retirement savers: rulers are changing.

Starting this year, catch‑up contributions may work differently for certain earners, especially when it comes to Roth accounts. Knowing what’s ahead can help avoid surprises and support smarter planning.

A small update today can make a meaningful difference tomorrow. It may be a good time to revisit your retirement savings strategy.

Have questions about your personal situation? Contact us at [email protected].

Understand the tax and savings implications of the new rules for high earners.

Address

Tustin, CA

Opening Hours

Monday 8:30am - 6pm
Tuesday 8:30am - 6pm
Wednesday 8:30am - 6pm
Thursday 8:30am - 6pm
Friday 8:30am - 5pm

Telephone

+19492587368

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