Victory Home Mortgage & Realty

04/09/2026

Don't hesitate! Apply today VictoryHomeMortgage.com

29/08/2026

🚨 BIG APPRAISAL CHANGES ARE COMING! 🏠

Fannie Mae & Freddie Mac are introducing a new appraisal format requiring appraisers to collect 140+ additional property data points.

Appraisers may be asking about:
🏠 Actual age of the roof
🔨 Remodel dates, costs & permits
🌊 Waterfront depth at the lot line
⚡ HERS ratings for energy-efficient homes
📸 More detailed property photos & information
⏱️ Expect longer inspections and potentially longer appraisal turn times.

💡 PRO TIP: Sellers and agents should prepare property information and documentation before the appraiser arrives. Being prepared could help prevent unnecessary delays.

The appraisal process is changing — preparation will be key!

Don't hesitate! Apply today VictoryHomeMortgage.com

Remember, together we have the Victory!!

Looking for FHA, Conventional, VA Mortgage in Victorville, San Bernardino County? You may be qualified. A mortgage consultant from Victory Home Mortgage, INC. can help determine the right mortgage option for you.

27/08/2026

26/08/2026

Not sure what loan type is right for you? I'm here to help. Reach out today to understand all your options and get started on your homebuying journey.

25/08/2026

Start your homebuying journey by giving me a call. We can explore your options and see what you may qualify for.

25/08/2026

Sometimes small issues can become major home expenses. If a leaky roof or home improvement project is on your to-do list, give me a call. Let’s look at financing options that may help make it manageable.

25/08/2026

MORTGAGE RATE UPDATE — RATES MOVE LOWER!

Good news for homebuyers and homeowners! Mortgage rates moved lower today, reaching their lowest levels in nearly a week.

Falling oil prices helped push bond yields lower—and because mortgage rates tend to follow the bond market, borrowers are seeing some improvement in pricing.

🔥 Thinking about buying a home?
🏠 Considering refinancing?

Want to know what today's rate could mean for your payment?

Don't wait for the “perfect” rate. Let's run the numbers today and see what options make sense for you.

Contact Victory Home Mortgage today for a personalized mortgage review.

Victor M. Martinez | President/CEO
Victory Home Mortgage
NMLS #463448
🌐

Looking for FHA, Conventional, VA Mortgage in Victorville, San Bernardino County? You may be qualified. A mortgage consultant from Victory Home Mortgage, INC. can help determine the right mortgage option for you.

25/08/2026

The answer is obvious. No matter what you need help with, I'm here for you every step of the way on your homeownership journey. Reach out today!

25/08/2026

Congratulations to my 1st time home buyer in obtaining her clear to close. Next step, signing loan docs ans delivery her Keys!

Remember, together, We have the VICTORY!!