Mike Ronca - NMLS 260427 - New American Funding

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Mike Ronca - NMLS 260427 - New American Funding

Michael C. Ronca, Sales Manager
NMLS #260427
Cell 757-675-3072

Ronca, Branch Manager, Producing
Licensed Mortgage Originator
NMLS #260427
Cell 757-675-3072
Cardinal Financial Company, Limited Partnership
Equal Housing Opportunity

For licensing information, go to: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/66247
Licenses: www.cardinalfinancial.com/nmls-licensing

Company NMLS 66247

04/09/2026

Thinking about a home improvement project or a major expense? A Home Equity Line of Credit, or HELOC, may allow eligible homeowners to borrow against their home’s equity when they need it.

Unlike a traditional loan, you may have the flexibility to borrow what you need, when you need it. 🏡

Ready to explore your options? Let’s connect! 📲

02/09/2026

House hunting starts with preparation! Having your financial documents ready can help make the mortgage process feel more organized and less overwhelming. 🏠

Ready to take the next step from renting to owning? Let’s connect! 💙

01/09/2026

You never know when the perfect home will hit the market. That’s why preparation matters! 🏠

With NAF Approved, your credit, income, assets, and debts are verified upfront, helping you take a more informed approach to your home search. It’s more than simply getting pre-approved. It’s about being prepared before you make an offer. 💪

📩 Ready to house hunt with more confidence? Reach out to learn if NAF Approved is right for you!

28/08/2026

What could your rent payments be building for you? 🏠

Instead of paying toward your landlord’s investment, homeownership can give you the opportunity to build your own equity over time. 🔑

NAF is here to help you understand your options and take the next step.

💬 Ready to see what buying could look like for you? Let’s talk!

26/08/2026

What if your next vacation wasn’t just a trip, but a place of your own?

A vacation home can be a place to make memories, escape the everyday, and potentially become part of your long-term plans. 🏡

With nearly 40% of vacation-home sellers recently lowering their asking prices, it may be worth exploring what’s available in the locations you love.

📩 Dreaming of a vacation home? DM me and let’s explore your options!

25/08/2026

Imagine celebrating the holidays in a home that’s finally yours. ❤️🏡 That dream can start with a conversation today. Starting your homebuying journey early gives you time to prepare, explore your options and work toward being home for the holidays. 🎄💬 Ready to get started? Let’s talk!

21/08/2026

Selling your home shouldn’t have to happen before you can start shopping for your next one.

If you’ve built equity in your current home, you may be able to use that equity to help bridge the gap between buying and selling.

NAF Bridge is designed to help eligible homeowners purchase their next home before selling their current home, with no monthly payment until the existing home sells, for up to 12 months. 🏠➡️🏠

That could mean less pressure to coordinate two major transactions at exactly the same time.

With requirements such as 36+ months of homeownership and a 700 minimum credit score, this program may be worth exploring if you’re ready for your next chapter.

📩 Curious if you could qualify? Reach out and let’s talk through your options.

19/08/2026

What if the biggest thing standing between you and homeownership is simply misinformation?

There are so many homebuying myths out there: You need a huge down payment. Your credit has to be perfect. Buying is only for certain buyers. ❌

The reality? Mortgage qualification depends on your overall financial picture, and there may be loan programs and strategies that could fit different homebuyer situations. 🏠

That’s why education matters. Before deciding you can’t buy, take the time to understand what you may actually qualify for.

🤝 NAF is here to guide you through the mortgage process, answer your questions, and help you understand your potential path to homeownership.

📌 Save this post and share it with someone who needs a little more confidence in their homebuying journey!

18/08/2026

A home can be more than a place to live. It can be an investment in your future.

90% of Americans say a home is a valuable investment, while 94% say owning a home provides stability. That combination is powerful. ❤️

Homeownership can give you the opportunity to build equity over time while creating a place that’s truly yours. Of course, the right decision depends on your finances, goals, and how long you plan to stay in the home.

If you’re wondering whether homeownership could make sense for you, let’s talk through your options and create a plan together. 🏠✨

14/08/2026

Your monthly payment could be building your future.

If you’re renting, you’re already making a monthly housing payment. But have you considered what that payment could help you achieve as a homeowner? 🔑

Rent is an expense that pays for where you live today. A mortgage has the potential to become an investment in your future by helping you build equity and long-term financial goals. 📈

With today’s market shifting, buyers may have more opportunities with:
✨ More homes to choose from
✨ More flexibility when making decisions
✨ More value in finding the right fit

At New American Funding, we help you understand your options, create a personalized plan, and take confident steps toward homeownership. 💙

📲 Ready to see if buying could be within reach? Let’s start the conversation today!

Address

Telephone

+17576753072

Website

http://mikeronca.com/

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