Danielle Desousa, Mortgage Broker FL

17/06/2026

16/06/2026

Relocating to Florida?

A lot of buyers assume new construction is the way to go…
But many end up choosing established resale neighborhoods instead.

Here’s why:

• Mature trees and landscaping (not brand new and bare)
• Larger yards with more space for pets 🐾
• Established communities with character
• What you see is what you get — not what might be there after construction

There’s something powerful about walking into a neighborhood that already feels like home.

No guessing.
No waiting.
No surprises.

Resale is where it’s at.

If you’re relocating and want guidance on the best areas (and trusted local pros), I’ve got you covered.

Rates don’t buy homes. Solid approvals do.
Home is where the heart and tail is.

15/06/2026

❌ WHAT IS A NON-WARRANTABLE CONDO?

A non-warrantable condo does NOT meet Fannie Mae / Freddie Mac guidelines

👉 But it is STILL financeable

⚠️ Why a Condo Becomes Non-Warrantable:
Too many rentals / investor-owned units
Condotel / Airbnb-style usage

💰 What It Takes to Buy One:
Typically 20–25%+ down
Higher interest rates
Strong credit
Extra reserves (money in bank)
Portfolio / Non-QM financing

🎯 Key Takeaway:
👉 Non-warrantable ≠ unfinanceable
👉 It just means more risk = stricter terms

15/06/2026

Thanks Once Upon a Face Painting LLC for the info!

Looking for somewhere to dine with your furry best friend?

Check out some of our favorite pet-friendly restaurants in Palm Coast, Bunnell, and Flagler Beach! Great food, outdoor seating, and a warm welcome for both you and your pup.

Eat. Relax. Wag More. 🐾

Which pet-friendly spot is your favorite?

14/06/2026

Home is where the heart and tail is. 🐾
And yes—we plan loans with real life in mind.

Your mortgage should fit your life…
pets included.

Because buying a home isn’t just about numbers—
it’s about the life you’re building inside it.

👉 Ready to get started? Visit www.desousateam.com

Home is where the heart and tail is.

13/06/2026

Love Bold Ladies in Business Corp. supporting professional women!!
Once Upon a Face Painting LLC is amazing!
Congrats Fernandes Team by Exp - Denise Fernandes well deserved!

12/06/2026

Already talking to a builder? Perfect.

That’s actually the BEST time to get your financing set up the right way — before anything is finalized.

Most buyers don’t realize…
👉 Your builder has to be approved too
👉 The project has to meet lending guidelines
👉 And how your loan is structured upfront can make or break your build

This is where I come in.

I’ll get YOU fully preapproved
AND get your BUILDER approved and set up
So everything runs smooth from contract → construction → closing

11/06/2026

You need a ton of money to build a home

FALSE ❌

Here’s what most people don’t know:

✔ You can build with as little as 5% down
✔ VA buyers can build with 0% down
✔ You can finance the land + construction together
✔ You only close once

And no — you don’t need to use a cookie-cutter builder.

You can go custom and build what YOU want.

The real question is…
👉 Are you set up correctly before you start?

That’s where I come in. Contact me today!