Debbie Elliott: Hawaii's Mortgage Loan Officer NMLS: 477345

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Debbie Elliott: Hawaii's Mortgage Loan Officer NMLS: 477345 🌴 𝐓𝐇𝐄 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐄𝐱𝐩𝐞𝐫𝐭
🌟Voted Hawaii's Best Loan Officer
✨NMLS #477345
✨Synergy One Lending Inc NMLS #1907235 I Equal Housing Opportunity

Rates caught a little relief this week. Here’s what was behind it.Monday started on the wrong foot, with rates ticking h...
23/10/2026

Rates caught a little relief this week. Here’s what was behind it.

Monday started on the wrong foot, with rates ticking higher. Midweek was quiet and mostly sideways. Then Thursday brought a sharp tech selloff, and rates dropped to near one-month lows.

The driver wasn’t a big economic report. It was investors getting nervous about how much is being spent on AI, and moving money into the safety of bonds. When demand for those bonds rises, rates tend to fall.

Rates are still hard to plan around, and one good week doesn’t change that. But if you’ve been watching and waiting, this is a good time to know exactly where you stand. 📊

DM me and let’s run your numbers.
https://myoc.io/

kinda chic to build wealth with real estate 🏘️
21/10/2026

kinda chic to build wealth with real estate 🏘️

Rates caught a break this week. Here’s how it unfolded.Tuesday started quietly, with investors stepping in after recent ...
16/10/2026

Rates caught a break this week. Here’s how it unfolded.

Tuesday started quietly, with investors stepping in after recent highs.

Wednesday looked like a setback when hot inflation data sent rates higher at the open. By the close, the market had reversed and erased the damage.

Thursday brought more hot inflation data, and rates improved anyway as a tech and AI stock selloff pushed money toward bonds.
It’s too early to call this a trend. Much of the strength is tied to nerves in the tech space, and inflation is still the thing to watch.

If you’ve been waiting on the sidelines, one good week doesn’t change the bigger picture. It’s a good moment to see where you actually stand.

DM me and let’s run your numbers. 📊

A HELOC is one way homeowners turn equity into options. Possibility comes from knowing what’s available. Progress comes ...
14/10/2026

A HELOC is one way homeowners turn equity into options. Possibility comes from knowing what’s available. Progress comes from using it. Send me a message if you want to learn more about unlocking your home equity 🏠

5.0 star review received on Experience.com for Debbie Elliott by Joanne E L - Five Stars! ⭐️⭐️⭐️⭐️⭐️Working with Debbie ...
13/10/2026

5.0 star review received on Experience.com for Debbie Elliott by Joanne E L - Five Stars! ⭐️⭐️⭐️⭐️⭐️Working with Debbie was an absolute dream from start to finish! From day one, she took exceptional care of us and went above and beyond to make sure we felt supported every step of the way.She answered all of our questions with clarity and patience, and she made herself available whenever we needed her. We were on a tight timeline and wanted a quick closing, and Debbie delivered—helping us secure our place even before our target closing date!If you are looking for a reliable, hardworking, and attentive mortgage broker, I cannot recommend Debbie highly enough!

Read more: https://experience.com/reviews/debbie-elliott-436326/75410038-0cc4-40b2-b464-a4b7db6f51b7?V=1791928442&utm_source=facebook&utm_medium=autopost&utm_content=13744841

Mortgage rates just hit their highest level since 2023. Here's what drove it.Monday started with the 10-Year Treasury at...
09/10/2026

Mortgage rates just hit their highest level since 2023. Here's what drove it.

Monday started with the 10-Year Treasury at 5.31%, already at multiyear highs.

Tuesday brought a little breathing room. Yields slipped back a few points and stocks hit a record.

Wednesday flipped it again. Minutes from the Fed's September meeting showed the vote to hike was unanimous, and the 10-Year spiked to around 5.36%, its highest level since 2002. A strong 10-Year auction pulled yields back off the peak, but the damage was done.

Thursday added fuel. Oil jumped about 5% on fresh signs of escalation in the Middle East, and Fed Governor Waller said multiple more rate hikes may be needed to get inflation under control. Jobless claims stayed low, so the labor market isn't giving the Fed a reason to back off.

Friday finally gave markets a breather. Trump said the U.S. won't attack Iran before the midterms, oil eased a bit, and the 10-Year settled near 5.25%. Brent is still above $100.

All of that pushed the average 30-year fixed rate to 7.4% this week, up from 7.28% the week before, according to Freddie Mac.

If you're waiting for rates to drop, this week gave no sign that's coming soon. What you can control is knowing your numbers. DM me and let's run them. 📊

What's your favorite part of homeownership?
07/10/2026

What's your favorite part of homeownership?

The streamlined refi Veterans should know about 👉 Swipe through!
05/10/2026

The streamlined refi Veterans should know about 👉 Swipe through!

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HI

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Monday 09:00 - 17:00
Tuesday 09:00 - 17:00
Wednesday 09:00 - 17:00
Thursday 09:00 - 17:00
Friday 09:00 - 17:00
Saturday 09:00 - 17:00
Sunday 09:00 - 17:00

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