Debbie Elliott: Hawaii's Mortgage Loan Officer NMLS: 477345

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Debbie Elliott: Hawaii's Mortgage Loan Officer NMLS: 477345

🌴 𝐓𝐇𝐄 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐄𝐱𝐩𝐞𝐫𝐭
🌟Voted Hawaii's Best Loan Officer
✨NMLS #477345
✨Synergy One Lending Inc NMLS #1907235 I Equal Housing Opportunity

07/08/2026

This week had a little bit of everything.
Pricing improved early in the week, then gave some of it back by Thursday.
Friday brought the twist: July's jobs report came in weaker than expected, and that soft labor data pulled things back in buyers' favor to close out the week.
It's a good reminder that rates don't move in a straight line. Staying ready matters more than trying to time it perfectly.
DM me and let's run your numbers. 📊

05/08/2026

Money stress doesn’t mean you’re failing. Whether you rent or own, the goal isn’t perfection. It’s progress 🙌 Better choices. Better leverage. More options over time.

Homeownership isn’t about keeping up. It’s about building something that gives you security, stability, and freedom — on your timeline ✅

Whether you want to buy a home, or already own one, there is a next step. I can help you achieve your next homeownership goal 🏠

My inbox is open whenever you're ready to get started 💬

31/07/2026

This week opened with some hope. Middle East tensions paused, and there was talk of positive conversations with Iran.

That didn't last. By Wednesday, attacks had escalated again and oil ticked back up, right as the Fed sat down for its meeting.

The Fed held rates steady, as expected, though three officials dissented in favor of a hike. Growth cooled slightly, but jobs stayed resilient and inflation kept easing.

By Friday, consumer sentiment improved as gas prices eased, even with rate-hike odds for September climbing back above 65%.

Markets rarely move in a straight line. That's exactly why it helps to have someone watching it for you.

DM me and let's run your numbers. 📊
https://myoc.io/

29/07/2026

Homeownership doesn't come with an instruction manual — so here are 6 things your mom probably never told you about owning a home 🏡📋

24/07/2026

This week, geopolitics drove the story.

Oil climbed toward $88 a barrel as tensions overseas escalated, and by Friday the administration signaled it could consider a bigger response.

That uncertainty kept flipping expectations for next week's Fed decision. Midweek, markets leaned toward a hike. By Friday, odds shifted back toward no change at all.

Meanwhile the fundamentals held up. Manufacturing stayed near its strongest levels in years, and new home sales beat expectations.

Markets rarely move in a straight line. That's exactly why it helps to have someone watching it for you.

DM me and let's run your numbers. 📊

22/07/2026

School taught us the mitochondria is the powerhouse of the cell but not what a credit score is 😭

17/07/2026

This week had a little of everything.
Inflation data came in cooler than expected, which gave markets some breathing room early on.
Then tensions overseas flared back up, pulling oil prices along for the ride.
By Friday, things settled. Housing starts jumped, and consumer confidence rose for a second straight month after hitting a record low in May.
Markets rarely move in a straight line. That's exactly why it helps to have someone watching it for you.

DM me and let's run your numbers. 📊

15/07/2026

Retirement isn’t just about savings accounts. Your home is one of your most powerful assets. Here are a few smart ways homeowners use equity to build stability, create cash flow, and stay prepared with a home equity line of credit 🏡💼

10/07/2026

This week kept us guessing, and that's the real story.
Monday opened quiet, with the NATO summit kicking off and some softer PMI data in the mix.
Tuesday brought more pressure as markets braced for the first Fed minutes under new chair Warsh, while Middle East headlines added noise.
Thursday gave us a bit of relief with a surprise midday improvement.
Friday closed things back out under pressure as tensions overseas resurfaced.
Next week brings CPI and PPI, so the story isn't over yet.
DM me and let's run your numbers. 📊

08/07/2026

Has anybody told you that buying a home is possible in this economy?

Most people assume they're not ready. But if you've got steady work, a handle on your bills, and a little money saved, you could already be checking the boxes to qualify. Swipe through to see what really matters when it comes to buying your first home 👉

Address

Opening Hours

Monday	09:00 - 17:00
Tuesday	09:00 - 17:00
Wednesday	09:00 - 17:00
Thursday	09:00 - 17:00
Friday	09:00 - 17:00
Saturday	09:00 - 17:00
Sunday	09:00 - 17:00

Website

http://www.debbieloans.com/

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