Seals Financial Planning and Investments, LLC

Seals Financial Planning and Investments, LLC A fee-only, independent financial services firm based in Lexington, KY and St. Croix, USVI. As a fee-only, independent firm based in Lexington, Kentucky, and St.

Croix, US Virgin Islands, Seals Financial Planning & Investments is focused on five key areas of retirement planning to help you enjoy your dream retirement. With honesty and integrity at the forefront of our values, we offer a trusted opinion as fiduciaries to help you develop a financial plan customized to your life, values, and goals. We serve hardworking employees in the greater Lexington area

and offer comprehensive financial insights and advice to help you succeed. We provide a full line of financial services and focus on three sectors of our city:

University of Kentucky Employees: Working directly with nurses, professors, and all UK employees, we equip you with everything you need to be confident in your financial decisions as you prepare to live the retirement you want. Toyota Georgetown Assembly Plant Employees: We are on a mission to help you optimize your 401(k) so you can retire as quickly as possible. Our goal is to help you design, navigate, and get you to your dream retirement. Baptist Health Nurses and Employees: We help you expand your investment options beyond your employee plans to help you manage risk while growing your wealth. Together, we can develop an ongoing plan for both your financial success while advising you in the event of life changes. Whether you are just entering the workforce, are in your prime earning years, or nearing retirement, we work with you to develop a comprehensive financial plan tailored to your individualized goals. It’s never too early to start taking steps toward a stable and comfortable retirement. We’re here to help you understand the most important questions you should be asking. Take the first step today. Call (859) 230-3476 or visit sealsfinancialplanning.com to learn more.

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Investment advice offered through Keystone Financial Group, a registered investment advisor and separate entity from LPL Financial.

09/08/2026

We love walking the journey with our clients, no matter where they are in their financial journey.

Trust us to be there every step of the way.

We'll go first: a good retirement plan should make room for something you're excited about.What's yours?
09/03/2026

We'll go first: a good retirement plan should make room for something you're excited about.

What's yours?

Retirement can look comfortable in a spreadsheet and feel very different on a Tuesday afternoon.A trial month can uncove...
09/01/2026

Retirement can look comfortable in a spreadsheet and feel very different on a Tuesday afternoon.

A trial month can uncover expenses you underestimated, spending you would happily change, and things you absolutely do not want to give up.

Sometimes the most useful retirement planning starts outside the calculator.

08/25/2026

Retirement planning for Toyota employees comes with unique opportunities, but it also comes with decisions that can have a lasting impact on your financial future.

Some of the most common mistakes include retiring without a clear income strategy, claiming Social Security too early, overlooking healthcare costs, relying too heavily on a pension or 401(k), and assuming you're financially ready simply because you're eligible to retire.

The good news is that these mistakes are often avoidable with the right planning. Taking time to review your retirement benefits, understand your options, and create a personalized income plan can help you retire with greater confidence.

If you're a Toyota employee thinking about retirement, now is the perfect time to make sure your plan is built for the life you want to live.

Retirement isn't just about reaching a certain age or savings goal. It's about knowing you have a strategy that can supp...
08/20/2026

Retirement isn't just about reaching a certain age or savings goal. It's about knowing you have a strategy that can support the lifestyle you want for years to come.

These four signs can help you measure whether you're truly prepared. If you can confidently say "yes" to each one, you're likely in a much stronger position than someone who has only focused on building a retirement account.

If one or more of these areas feels uncertain, now is the perfect time to review your plan. A few adjustments today can help create greater confidence for tomorrow.

Financial planning is about more than numbers. It's about having someone who listens, explains your options clearly, and...
08/17/2026

Financial planning is about more than numbers. It's about having someone who listens, explains your options clearly, and helps you make informed decisions with confidence.

Reaching retirement eligibility is an important milestone, but it isn't the same as being financially prepared for retir...
08/13/2026

Reaching retirement eligibility is an important milestone, but it isn't the same as being financially prepared for retirement.

Many people can retire based on their age or years of service, yet still have unanswered questions about income, healthcare costs, taxes, or whether their savings will support the lifestyle they envision. Retirement readiness comes from having a strategy, not simply meeting the requirements to leave work.

The goal isn't just to retire, but to enjoy retirement with financial peace of mind. If you're approaching retirement, now is the perfect time to ask whether you're simply eligible or truly ready.

Your retirement strategy shouldn't stay the same if your life doesn't.A new job, marriage, divorce, growing family, inhe...
08/10/2026

Your retirement strategy shouldn't stay the same if your life doesn't.

A new job, marriage, divorce, growing family, inheritance, or even changes in your health can all impact your long-term financial goals. Reviewing your plan after major life events helps ensure your investments, savings strategy, and retirement timeline still reflect where you're headed.

Your financial plan should evolve right alongside your life.

08/06/2026

A fiduciary has a legal and ethical responsibility to put your best interests first. That means recommendations should be based on what's right for your financial goals, not on commissions, incentives, or sales quotas.

Whether you're planning for retirement, reviewing your 403(b), or building a long-term investment strategy, working with a fiduciary means having advice that's focused on helping you make informed decisions with confidence.

If you're not sure whether your current advisor is acting as a fiduciary, it's a question worth asking.

Your 403(b) is one of the most valuable retirement benefits available to many educators and nonprofit employees, but it ...
08/03/2026

Your 403(b) is one of the most valuable retirement benefits available to many educators and nonprofit employees, but it shouldn't be left on autopilot.

As your career progresses, your investment choices, contribution amounts, and retirement goals may need to change. Regular reviews can help ensure your account continues working toward the future you want, rather than the one you planned years ago.

Small adjustments today can make a meaningful difference over time.

Address

Lexington, KY

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18592303476

Website

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