Joseph Insurance Broker LLC

07/09/2026

Thinking about switching your Medigap plan? The timing matters more than most people realize—there are specific windows when changes are easier, and rules can limit what you can do later. In this guide, we break down when you can change Medigap, how underwriting may affect your options, and what to watch for so you don’t accidentally lose hard-earned protections. If you want clarity and peace of mind before making a move, this is the practical walkthrough you’ll appreciate.

https://josephinsurancebroker.com

07/09/2026

What is Infinite Banking, Really?

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05/09/2026

Choosing between Medigap and employer retiree coverage can feel confusing—especially when you’re trying to protect your budget and your healthcare access. In this guide, we break down how each option works with Original Medicare, what gaps to watch for, and which fit typically makes the most sense depending on your situation. With the right comparison, you can avoid expensive surprises and feel confident in your coverage choice. If you’re weighing Medicare next steps or reviewing retiree benefits, this is a practical, clear starting point.

https://josephinsurancebroker.com

04/09/2026

4 years running!!! Best Insurance Broker in Chino Valley!! Thank you to my clients!!!

04/09/2026

Great lunch with a great friend Edward Jones-Financial Advisor: Josh Sun

04/09/2026

Fall is here—and so is the risk of eye strain from shorter days and more screen time.
Protect your vision and save with a VSP® Individual Vision Plan—no waiting, flexible payments, and big savings! See Plans https://www.individualbrokervision.com/enrollclient?AgtCode=VSP24113

03/09/2026

Retirement income is one of those topics where getting the details wrong can cost you real peace of mind. In our latest article, we break down the best annuity options for income in retirement—so you can understand trade-offs like guaranteed payments, flexibility, and how they fit with your broader plan. If you’re trying to turn retirement savings into predictable cash flow, this guide gives you the clarity you need before you commit. Take the emotion out of the decision and make an informed choice with confidence.

https://josephinsurancebroker.com

03/09/2026

https://www.reuters.com/legal/litigation/unitedhealthcare-drop-prior-authorization-requirements-range-conditions-oct-1-2026-09-01/?link_source=ta_first_comment&taid=6a973d44f0edda00019d3db1&utm_campaign=trueAnthem:+Trending+Content&utm_medium=trueAnthem&utm_source=facebook&fbclid=IwdGRjcAUFvE5wZG9mBWZkaWQWUNs7QsmS69ly5ulfQJ9QBuejFPMw-WV4dG4DYWVtAjExAHNydGMGYXBwX2lkCjY2Mjg1NjgzNzkAAR5wE5uun_xvH7Do2id6Sgf958k49jw8r6Fx9ugY-PE5zh0n6k00y0Wd_C4pXg_aem_x5TvFXcgLdvtR2lfmonBxg

UnitedHealth's insurance unit said on Tuesday that a broad range of conditions will no longer need ​prior approval, effective October 1, as it aims ‌to eliminate prior authorization for 30% of healthcare services by the end of this year.

01/09/2026

� MedicareHour & More with Peter – Season 2, Episode 5
Look who’s back?! Season 2, Episode 5 brings back two fan-favorite guests: Medicare expert Elena Schofield and Life Settlements Broker Lisa Rehburg.
Elena joins Peter to help agents and beneficiaries prepare for Annual Enrollment, with October right around the corner. Expect practical Medicare insights, preparation tips, and important reminders for navigating AEP with confidence.
Lisa makes her final appearance on the show, making this a must-listen for anyone with a life insurance policy. Before you let a policy lapse, surrender it, or walk away, learn what options may be available—including potential life settlement opportunities.
Two experts. Two important topics. One episode packed with education, preparation, and real solutions.
Because it’s more than Medicare—it’s about protecting what matters most. We Medi CARE!

MedicareHour & More With Peter! is broadcast live Tuesdays at 9AM PT on K4HD Radio - Hollywood Talk Radio (www.k4hd.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media Network (www.talk4media.com). MedicareHour & More With Peter! TV Show is viewed on Talk 4 TV (www.talk4tv.com).

MedicareHour & More With Peter! Podcast is also available on Talk 4 Media (www.talk4media.com), Talk 4 Podcasting (www.talk4podcasting.com), iHeartRadio, Amazon Music, Pandora, Spotify, Audible, and over 100 other podcast outlets.

01/09/2026

Shopping for a Medicare Advantage plan can feel overwhelming, but it doesn’t have to. Our checklist walks you through the key details—coverage rules, network specifics, costs you may actually pay, and what to confirm before you commit—so you can compare plans with confidence. As your advisor, I’ll help you spot the fine print that can turn a “good deal” into an expensive surprise. If you want peace of mind and a smarter way to evaluate Medicare Advantage, this review checklist is for you.

https://josephinsurancebroker.com