Matt Meissner - Ellason Mortgage Group - NMLS# 262525

09/04/2026

📣 Attention Realtors® and Homebuyers - BIG Manufactured Home update from the Ellason Mortgage Group

🚨 Effective IMMEDIATELY: We have updated our guidelines to now allow Conventional financing with as little as 5% down on a manufactured home that has been MOVED! We'll just require a structural engineer's report verifying the structural integrity of the home that has been moved and setup at the new location. Of course, all other normal property requirements will still apply.

🏠 This will help a lot of Buyers (and Sellers) that previously were not able to finance a manufactured home due to it being relocated from the place it was setup when it was originally purchased from the dealer.

This is a HUGE guideline update, and just another way that Ellason Mortgage is bringing homebuyers the competitive loan products needed to help them succeed in the current housing market. That's the Ellason difference! 🔥

Are you ready realize your dream of homeownership?

Connecting is easy...

📲 Call or text: 205-886-5251
📧 Email: [email protected]
💬 DM me
🚀 Ready to get started? Apply Now: www.FinancedByMatt.com
📍 Come by our office for a visit

08/31/2026

🏠🔥❗ Introducing our new 1% Down Conventional Loan Program ❗🔥🏠

🚨 Ellason Mortgage is rolling out our 1% Home Mortgage Program!!

Why this may be the BEST option for a homebuyer in today's market:

✅ Conventional financing with only 1% down required from buyer's funds
✅ Gift funds allowable to meet 1% requirement
✅ Minimum 620 credit score
✅ First-Time and repeat homebuyers allowed
✅ Can be combined with additional $2,500 VLIP Grant option
✅ Reduced cost Mortgage Insurance option available
✅ Seller paid closing costs allowed
✅ Manufactured homes allowed (requires 3% buyer contribution)

More and more homebuyers are learning that Ellason Mortgage has the most competitive loan program options they need to succeed in today's housing market. Don't let online lender down payment requirements keep you from reaching your goals of homeownership. Our local experts are ready to help!

The Cost of Waiting is REAL. Whether you’re purchasing your first home or financing your dream home, I’d love to help you explore your options!

✍️ Reach out for a quote today.

📲 Call or text: 205-886-5251
📧 Email: [email protected]
💬 DM me
🚀 Ready to get started? Apply Now: FinancedByMatt.com
📍 Come by our office for a visit

08/28/2026

https://www.linkedin.com/posts/american-pacific-mortgage_what-keeps-top-producers-and-branch-leaders-activity-7499129925954785280-2oTp?utm_source=social_share_send&utm_medium=member_desktop_web&rcm=ACoAAAKVOK4BG5OvU1KAwYk1fQlpVe_tis2yaHY

What keeps top producers and branch leaders at APM? Steve Shoemaker, CMB, branch manager of Ellason Mortgage Group, a division of APM, says it starts with culture. For more than 30 years, APM has built a company around the right leadership, the right people, and a commitment to helping branch manage...

08/25/2026

🏠 What are you REALLY waiting for before purchasing a home???

Waiting to purchase a home can costs you tens of thousands of dollars in rising home prices, lost equity and ongoing rent. 💸

💰 The Core Costs of Waiting

✨ Home Price Appreciation - Home values generally increase over time. Waiting one year on a $400,000 home can mean paying $14,000 more if prices rise by even just 3.5%.
✨ Missed Equity Growth - Every month you pay rent is a month you miss out on building an ownership stake. A portion of a monthly mortgage payment goes toward paying down the principal, acting as forced savings through acquired equity.
✨ Continuing Rent Payments - Rent does not build wealth. Rent payments are 100% non-refundable and tend to increase by 3% to 5% every year.
✨ Higher Future Home Prices: Even if mortgage rates drop slightly in the future, a higher purchase price often erases those monthly savings by requiring a larger loan amount.

🤔 When Waiting Makes Sense

✨ Unstable Finances - If you have high debt, a low credit score, or an insufficient emergency fund, buying too soon creates high financial stress.
✨ Unmatched Property Needs - Rented time is better than buying the wrong house due to panic. Waiting for a home that matches your long-term needs avoids costly future moves.

The Cost of Waiting is REAL. Whether you’re purchasing your first home, financing a second home or growing your investment portfolio, I’d love to help you explore your options!

✍️ Reach out to me for a personalized review.

📲 Call or text: 205-886-5251
📧 Email: [email protected]
💬 DM me
🚀 Ready to get started? Apply Now: FinancedByMatt.com
📍 Come by our office for a visit

08/20/2026

What's Going on with Mortgage Interest Rates Today?:

FINALLY... something cool and new to talk about. A different headline! And then BOOM 💣💥, there it went back out the door this morning.

Yesterday mortgage rates had a nice little rally after the US Treasury announced that it is going to DOUBLE the size of its Treasury bond buybacks starting Sept 9th.

THIS IS NOT QUANTITATIVE EASING!

During quantitative easing, the Federal Reserve buys massive amounts of Treasury bonds and mortgage backed securities, which is GREAT for mortgage rates. 📉

That is NOT what happened yesterday.

The Treasury already has a program where it buys back some of the older bonds in order to improve liquidity. Yesterday they basically said, "We are going to help clean some of this stuff out of the pipes." And, the bond market LIKED IT!

Now before we start popping champagne bottles 🍾, the Treasury is not buying mortgage bonds. Can mortgage rates get some benefit from it? Absolutely. We'll take the 32 BPS gained in the market yesterday and put it in the win column. ✔️

🌅 Now on to this morning. Well, we are already back down 28 BPS on the day.

Oil is on the rise to the tune of almost a $3.00 hike this morning already. Again, markets are forward thinking so they are reacting now for what could come later.

The Lord giveth and the Lord taketh away. Technically, we are still up 4 BPS since yesterday morning. So take that as a little ray of sunshine if you'd like. Let's see how this day plays out, shall we?

Bottom line for Buyers: Volatility is being driven by headlines more than fundamentals. Uncertainty can create Opportunity Windows 🪟 Be ready to take advantage!

Rates are changing sometimes multiple times throughout the day. Call me for live pricing updates.

Connecting is easy...

📲 Call or text: 205-886-5251
📧 Email: [email protected]
💬 DM me
🚀 Ready to get started? Apply Now: www.FinancedByMatt.com
📍 Come by our office for a visit

08/04/2026

Thank you to all the TCS employees for coming out today. Looking forward to an amazing 2026-2027 school year!

05/05/2026

Buy a Teacher a margarita today for Cinco de Mayo!! 🍹 I believe they've more than earned it 🏆

Happy Teachers Day! Today, we salute the dedicated educators who work tirelessly to inspire and empower their students. To honor their commitment, we offer a special program designed to help teachers achieve their dream of homeownership. Reach out to discover how we can support you on this exciting journey!

05/05/2026

📈 What's Going on with Mortgage Rates Today? 📉

Yesterday was one of those days where the market reminded us how quickly things can shift. Mortgage bonds sold off about 35 BPS, which is roughly 350 worse in pricing per 100K at the same rate, and the move had very little to do with traditional economic data.

🛢️Oil drove the story. As tensions picked up around the Strait of Hormuz and shipping concerns escalated, oil prices surged up near 108 a barrel. When oil moves like that it raises inflation concerns, and when inflation becomes the concern, mortgage rates tend to move higher. That pressure showed up quickly in pricing throughout the day.

This morning we are seeing a bit of relief and are up 16 BPS at the moment. Oil has pulled back into the low 100s, the 10 year Treasury has eased slightly to around 4.42, and mortgage bonds are mostly flat to start the day. Stocks are also trying to stabilize after yesterday’s move.

When headlines drive the market, money moves quickly and mortgage pricing follows. 💸

The flip side is just as important. When things calm down, even slightly, you can see improvement just as fast. That is what we are starting to see this morning.

Bottom line for Buyers: Volatility is being driven by headlines more than fundamentals. Uncertainty can create Opportunity Windows 🪟 Be ready to take advantage!

Rates are changing sometimes multiple times throughout the day. Call me for live pricing updates.

Connecting is easy...

📲 Call or text: 205-886-5251
📧 Email: [email protected]
💬 DM me
🚀 Ready to get started? Apply Now: www.FinancedByMatt.com
📍 Come by our office for a visit

04/29/2026

Do you wish you could purchase your own home? Granting wishes is our specialty! Let's talk.

Connecting is easy...

📲 Call or text: 205-886-5251
📧 Email: [email protected]
💬 DM me
🚀 Ready to get started? Apply Now: www.FinancedByMatt.com
📍 Come by our office location to visit anytime

National Wish Day is a reminder that every big goal starts with a simple idea. If owning a home is on your wish list, contact your Ellason Loan Originator today. Let's create a plan to help turn that dream into reality!

04/29/2026

🚨 Realtors... Captain Save-A-Loan is here to assist YOU!!! 🚨

We go to infinity, and beyond to close your deal! 🚀

The Real Estate business can get tough at times. Having a Superhero Mortgage TEAM on speed dial can help.

Here's what NOT to do:

✨ Don't refer your valuable clients to someone that will decline them at the last minute and simply move on.

✨ Don't take "No" as the final answer.

✨ Don't assume that an online lender has looked into all the buyer's options.

✨ Don't give up! If a deal starts going sideways, call Captain Save-A-Loan! 🦸‍♂️

My team and I are creative, focused, and you can count on us to show up as the hero when it matters the most.

Of course, the easiest way to keep a deal from falling apart is to start in the right place. The Matt Meissner Lending Team at Ellason Mortgage is here to make sure you WIN... every time!!! 🏆

If at first your deal doesn't succeed, try again with us on your side. 💪 If you're borrower is looking for a better deal, ask us about our "2nd Look Mortgage Option Program". It pays to work with a local lender. 💵

Connecting is easy...

📲 Call or text: 205-886-5251
📧 Email: [email protected]
💬 DM me
🚀 Ready to get started? Apply Now: www.FinancedByMatt.com
📍 Come by our office anytime to visit