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Funded By Fagan Janie Fagan | NMLS # 564775
Mortgage Loan Originator
Equal Housing Opportunity

Home prices have a long track record of going up over time. And that’s why buying a home is generally considered a safe ...
03/06/2026

Home prices have a long track record of going up over time. And that’s why buying a home is generally considered a safe long-term investment.

That certainly doesn’t mean you have to buy now. You should only move when it makes sense, and you plan to live there for a while.

But if you’re interested, let this reassure you. If you want to talk through what home prices are doing in our market, your goals, or your timelines, let’s have a quick conversation.

It’s one of the biggest hold ups some buyers have right now: “What if I buy, and home prices go down?”

The Mid-Year Housing Market Update: Why Forecasts Changed in 2026The housing market hasn’t rebounded as quickly as exper...
03/06/2026

The Mid-Year Housing Market Update: Why Forecasts Changed in 2026

The housing market hasn’t rebounded as quickly as experts originally hoped. But that doesn’t mean it’s stalled.

Higher inflation and lingering economic uncertainty caused economists to revise their forecasts for this year. But importantly, when those two things settle down, many experts believe the market will regain its momentum.

So don’t see this revision in forecasts as a sign of trouble. See it as a temporary reaction to overall conditions and uncertainty.

If you want to know what’s happening in our local market, and what it could mean for your plans for the rest of this year, let’s connect.

If the housing market feels confusing right now, you’re not alone.

02/06/2026

Use this long-term pricing trend to reassure hesitant buyers and show why short-term dips don’t define the market.

02/06/2026

What Waiting To Buy a Home Could Cost You

Stuck deciding whether to buy now or wait? Waiting too long could cost you a sizeable nest egg. Buying your first home at 30 (instead of 40) could give you $119,000 more in net worth by age 50. Wondering if now’s your moment? Let’s chat. 

02/06/2026

Show buyers how their tax refund can give their homebuying savings a boost.

02/06/2026

Big news! 🎉 We’ve been named a “Top Mortgage Lender” by Scotsman Guide! This is a prestigious, verified ranking that lists the top mortgage companies nationwide, based on loan production.

Since our company was founded in 2000, we’ve helped more than 150,000 families and individuals reach their homeownership goals. And we couldn’t have done it without our amazing team members who work hard every day to ensure that our customers receive the best possible mortgage experience. Thank you all!

View the full listing of top lenders in the June issue of Scotsman Guide: https://bit.ly/4ubiSNw

Online searches for down payment information recently hit an all-time high. That shows a lot of buyers aren’t sure what’...
01/06/2026

Online searches for down payment information recently hit an all-time high. That shows a lot of buyers aren’t sure what’s actually required, and they’re looking for answers.

Unfortunately, many still think they have to put 20% down.

But the data says something very different is happening.

The typical first-time buyer actually puts down about 10% – that’s half of what you probably expected. And some do as little as 3.5% or even 0% down (depending on their loan type).

So, that 20% myth is only holding you back and delaying your timeline more than necessary.

If you’re curious about what’s really required, it’s worth having a conversation with a trusted lender. A true expert can give you better information than an online search.

Then let's chat about what your budget can get you in today’s market.

Many first-time buyers hit the same wall: saving enough for their down payment.In fact, a study found 31% of first-time ...
01/06/2026

Many first-time buyers hit the same wall: saving enough for their down payment.

In fact, a study found 31% of first-time buyers say it’s the hardest part of the entire homebuying process.

But here’s something that could make that a whole lot easier.

Even though most people aren’t aware, there are 2,624 down payment assistance programs available right now. And, qualifying buyers receive an average of $17k to use toward their purchase.

That’s real money that can help you buy sooner than you ever thought possible.

Want to see what you could qualify for? Reach out to a trusted lender today.

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