The Zavatsky Team

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The Zavatsky Team Kimberly Zavatsky NMLS # 180794
NMLS 195555
See our licensing information: https://bit.ly/AHL

One of our favorite things to tell a buyer:“You have options.”Because sometimes the loan you assumed you needed isn’t th...
09/30/2026

One of our favorite things to tell a buyer:

“You have options.”

Because sometimes the loan you assumed you needed isn’t the only one worth looking at.

A good lender doesn’t just take an application.

They help you understand the possibilities.

Nobody hands you a manual for buying a house...Yet somehow, you’re expected to understand pre-approvals, loan options, d...
09/28/2026

Nobody hands you a manual for buying a house...

Yet somehow, you’re expected to understand pre-approvals, loan options, down payments, closing costs, inspections, monthly payments, and one of the biggest financial decisions you may ever make.

That’s exactly why who you choose to guide you matters.

Get pre-approved before you fall in love with a listing. Understand what you may qualify for, but also decide what monthly payment actually feels comfortable for your life. Ask about the costs beyond the down payment. And ask every question you have, even the ones you think you “should” already know.

You don’t have to be a mortgage expert to buy a home.

That’s our job.

Buying a home is a big deal. You deserve a lender who treats it like one.

A mortgage is more than an interest rate.Loan programs, down payment, closing costs, monthly payment, your financial sit...
09/17/2026

A mortgage is more than an interest rate.

Loan programs, down payment, closing costs, monthly payment, your financial situation, and your long-term goals can all matter when evaluating your options.

That’s why we don’t believe in treating borrowers like numbers on an application.

Don’t just find a mortgage. Find a lender who takes the time to understand you.

Lenders look at more than just one number!Credit, income, debt, assets, down payment, and other factors can all play a r...
09/15/2026

Lenders look at more than just one number!

Credit, income, debt, assets, down payment, and other factors can all play a role in the mortgage qualification process.

Your overall financial picture matters, and every borrower’s situation is different.

Before assuming one number will keep you from buying a home, talk with a mortgage professional who can review your individual situation and available loan options.

We won for the 6th straight year – thanks to you!We're honored to be named Best Mortgage Company in the Arizona Daily St...
09/14/2026

We won for the 6th straight year – thanks to you!

We're honored to be named Best Mortgage Company in the Arizona Daily Star Readers' Choice Awards for the sixth year in a row!

This incredible achievement wouldn't be possible without all of you - our clients, our business partners, and our exceptional team.

Thank you for your support!

Today, we remember.We honor the lives lost on September 11, 2001, the heroes who stepped forward, and the families and c...
09/11/2026

Today, we remember.

We honor the lives lost on September 11, 2001, the heroes who stepped forward, and the families and communities forever changed.

May we continue to carry forward the strength, unity, and resilience shown in the days that followed.

We will never forget.

You find the house.We’ll help you figure out the financing.From pre-approval to closing, we’re here to make the mortgage...
09/10/2026

You find the house.

We’ll help you figure out the financing.

From pre-approval to closing, we’re here to make the mortgage process clear, personal, and built around your goals.

Homeownership is complicated enough. Your lender shouldn’t be.

A lender can tell you the maximum amount you qualify for, but that number cannot tell you what you can comfortably affor...
09/08/2026

A lender can tell you the maximum amount you qualify for, but that number cannot tell you what you can comfortably afford...

There is a big difference between being approved for a house and being able to enjoy your life once you move into it.

Your qualification is based on numbers like your income, debt, credit, and monthly obligations. Your real budget should also account for the life you want to keep living.

Do you still want to take vacations? Replace your car next year? Go out to dinner without stressing about it? Build your savings? Have room for the unexpected?

The goal should never be to buy the most expensive house someone will approve you for. The goal is to buy a home you love while still having the freedom to live a life you love!

Too many buyers figure this out after closing, when the payment that looked manageable on paper starts to feel much tighter in real life.

Before you fall in love with a listing, figure out your real number.

Happy Labor Day from Altitude Home Loans! 🇺🇸Today, we’re celebrating the hard work, dedication, and determination that k...
09/07/2026

Happy Labor Day from Altitude Home Loans! 🇺🇸

Today, we’re celebrating the hard work, dedication, and determination that keep our communities moving forward.

Whether you’re spending the day relaxing at home, with family, or enjoying a well-earned long weekend, we hope you take a moment to enjoy it.

Here’s to the people who show up, put in the work, and keep building what’s next.

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Tucson, AZ

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