Emerson Budd at Prosperity Home Mortgage

Emerson Budd at Prosperity Home Mortgage I am a Mortgage Consultant NMLSR #358113 with Prosperity Home Mortgage NMLS #75164

📉 The Fed cut 0.25% on Oct 29 (now 3.75%–4.00%). But reminder: Fed cuts ≠ instant mortgage-rate drops. After Chairman Po...
11/03/2025

📉 The Fed cut 0.25% on Oct 29 (now 3.75%–4.00%). But reminder: Fed cuts ≠ instant mortgage-rate drops. After Chairman Powell said a December cut isn’t a sure thing, markets repriced and mortgage rates moved slightly higher—still lower than much of the past year, just back near mid-October levels.

Why it matters: plan around the trend and payments, not one meeting. 💙🏠

⏰ Don’t forget Daylight Saving Time ends tonight! Enjoy that extra hour of rest and wake up ready to make the most of th...
11/01/2025

⏰ Don’t forget Daylight Saving Time ends tonight!
Enjoy that extra hour of rest and wake up ready to make the most of the season. 🍂

🎃 No tricks ... just treats and warm wishes from all of us at Prosperity Home Mortgage!Have a safe and spooky Halloween ...
10/31/2025

🎃 No tricks ... just treats and warm wishes from all of us at Prosperity Home Mortgage!
Have a safe and spooky Halloween filled with laughter, light, and maybe a little fright. 👻

Building wealth isn’t just about today — it’s about creating opportunities for tomorrow. 🌟Our Path to Prosperity℠ suite ...
10/29/2025

Building wealth isn’t just about today — it’s about creating opportunities for tomorrow. 🌟

Our Path to Prosperity℠ suite helps you find a mortgage that fits your life, your goals, and your future. Whether you’re buying your first home, upgrading for your growing family, or investing in your next property, Prosperity Home Mortgage is here to guide your path to lasting homeownership.

📍 Let’s start your journey at https://bit.ly/3avqi8Z

🏠🍂 Market confidence holds steady this fall.🚦Buyer traffic and seller activity remained consistent in September, with 30...
10/29/2025

🏠🍂 Market confidence holds steady this fall.

🚦Buyer traffic and seller activity remained consistent in September, with 30% of sales closed in cash, 21% of homes selling above list price, and median days on market at just 33.

More inventory and slightly lower rates gave first-time buyers a small boost, while steady buyer demand continues to shape a competitive but stable market.

Whether you’re helping clients list, buy, or plan ahead, this data keeps you one step closer to what’s really happening in today’s housing landscape.

Today, we honor the brave individuals who respond first when our communities need them most — firefighters, police offic...
10/28/2025

Today, we honor the brave individuals who respond first when our communities need them most — firefighters, police officers, EMTs, paramedics, 911 dispatchers, and all emergency responders. Your courage, compassion, and commitment save lives every day.

Thank you for all you do. 💙

🔮 Mortgage Mondays: Forecast check—experts all see 30-yr rates hovering in the low–mid 6s by Q4 ’26 (~6.1%–6.4%). 📉Takea...
10/27/2025

🔮 Mortgage Mondays: Forecast check—experts all see 30-yr rates hovering in the low–mid 6s by Q4 ’26 (~6.1%–6.4%). 📉
Takeaway: think gradual, uneven improvement, not a snap-back to 2021.

How to use it:
🧮 plan with ranges, not a single number
🏠 refresh payment scenarios and timelines
🛣️ follow the path to Prosperity: budget → timeline → next best step

10/27/2025

✨Starting your week with a spark of inspiration. Let’s make it a great one! 💪

🍁 The leaves are changing — maybe it’s time your address did too.🏡 With CompetitiveEdge® you’ll know exactly where you s...
10/24/2025

🍁 The leaves are changing — maybe it’s time your address did too.
🏡 With CompetitiveEdge® you’ll know exactly where you stand before you start shopping, giving you the confidence to make your move when opportunity falls your way. 🍂✨

💪 Get pre-approved today and take your next step with confidence.

Clean lines or cozy beams? Modern loft or classic farmhouse—what’s your dream-home vibe? ⬇️
10/22/2025

Clean lines or cozy beams? Modern loft or classic farmhouse—what’s your dream-home vibe? ⬇️

There’s no place like home for the holidays — even the made-up ones.Celebrating National Pumpkin Cheesecake Day with a s...
10/21/2025

There’s no place like home for the holidays — even the made-up ones.
Celebrating National Pumpkin Cheesecake Day with a slice of gratitude and a dollop of whipped cream. 🥧

Because at the end of the day, it’s not just about the cheesecake, it’s about who you share it with!

Address

900 E. River Road Suite 100
Tucson, AZ
85718

Telephone

+15206033250

Website

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