Navarro Financial Coaching

10/15/2024

https://youtu.be/50CTyUwbepY?si=HvEl8MFNHWcZnbqa
For tips on budgeting watch my interview below. Thanks Guardian Tax Law!

In this episode, we dive into the essentials of financial education to help you gain a clearer understanding of your finances, navigate tax strategies, and t...

07/14/2023

My client paid off 5,381.33 in 3 months (one credit card down!). She has also saved $800 towards her emergency fund!

What is her secret? Discipline and focus!
Congratulations!!!🎉🎊

07/12/2023

I had a meeting with a client this morning and he wanted to explore the possibilities of having one single credit card payment instead of four separate payments. Here is what we came up with and his homework:

1. Talk to your bank and ask if they offer debt consolidation loans, also known as personal loans. They make it possible to combine your debts into one loan with a fixed interest rate and fixed repayment terms.
2. Look into a balance transfer credit card. It lets you consolidate into a NEW credit card with 0% APR for a limited time.

The real discovery here is that the options above are just a band-aid. True change comes when behavior is adjusted.

What behavior(s) need to change to be debt free?

05/10/2023

Did you receive a letter from the IRS and don’t know what to do? DM me and I’ll point you in the right direction.

04/27/2023

CONTROLLING IMPULSE PURCHASES:
1. Create awareness
2. Ask yourself these questions:
-Is this a need or want?
-What problem does this solve?
3. Wait 24 hours before buying

This works for personal and business. Try it!

04/02/2023

I was asked at my BNI meeting to talk about the core value “ACCOUNTABILITY”. Here is a snippet of my presentation.
“When we are held accountable, it tends to heighten our awareness of what we promised to do.”
In my business, ACCOUNTABILITY is also an important core value because when I work with my clients we talk about their goals and dreams and the commitments they are willing to make in order to accomplish those goals. My job as their financial coach is to hold them accountable in a caring and supportive way...

03/25/2023

I’m honored to start coaching a school teacher who is ready to end the paycheck to paycheck cycle and create a plan to get out of debt! 🙏🏼

03/20/2023

What are the main components of a budget?
*Necessities
*Obligations
*Wants

03/06/2023

We recently canceled our cable subscription. One less budget buster for us! ✅

Avoiding these regular expenses will improve your financial health.

03/04/2023

The most touching comment from a client:

Client: “you should work with marriage counselors”
Me: “why?”
Client: “because you have helped me and my husband get on the same page with money. We don’t fight or argue about money any more”
Me: 😍🙏🏼

03/02/2023

What does your roadmap to financial fitness look like?
Here are some suggested steps:
1. Find your WHY (your motivation)
2. Have a small emergency fund - $1,000-$1,500
3. Have a spending plan
4. Make a plan to eliminate debt
5. Have an accountability partner

02/22/2023

Only a few seats left! Join me and my colleagues on this FREE Roadmap to Financial Fitness seminar!