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06/25/2026

Business Interruption Insurance: Essential Protection for Restaurants

Restaurants depend on foot traffic, pickup orders, and a physical location to stay open. But what happens if a storm, fire, or water main break forces you to close for repairs?

Business interruption insurance covers lost income so you can keep paying your staff and bills while your restaurant gets back on its feet. It’s essential protection every restaurant owner should have.

06/23/2026

Summer is the perfect time to tackle yard maintenance projects on your to-do list. Be sure to inspect your trees for potential risks to help prevent costly damage. Know the warning signs like cracks in the trunk, signs of decay, significant leaning, or limbs near power lines. Learn more:

Summer is the perfect time to tackle yard maintenance projects on your to-do list. Be sure to inspect your trees for potential risks to help prevent costly damage. Know the warning signs like cracks in the trunk, signs of decay, significant leaning, or limbs near power lines. Learn more: ....

06/23/2026

Business personal property coverage protects tools and equipment owned by your business.

If your employees use company tools for work, make sure they are covered under this policy.

06/22/2026

Before the season gets into full swing, make sure your roof is ready. From spotting damaged shingles to keeping gutters clear of summer debris, a few simple steps can help you avoid costly repairs. Swipe through for three practical tips to help keep your home protected all summer long. Learn more about protecting your roof:

Before the season gets into full swing, make sure your roof is ready. From spotting damaged shingles to keeping gutters clear of summer debris, a few simple steps can help you avoid costly repairs. Swipe through for three practical tips to help keep your home protected all summer long. Learn more ab...

06/18/2026

Claims of harassment or discrimination by employees are covered under employment practices liability insurance or EPLI.

General liability does not cover these situations. Having EPLI is essential for protection.

06/16/2026

Does General Liability Cover Employees

General liability is for third party claims and does not usually cover employee injuries.

Workplace injuries are handled through workers compensation while non work related injuries may fall under disability insurance.

06/11/2026

Why Work With an Agent for Workers Comp and Disability Insurance

An insurance agent can shop multiple carriers for workers compensation, disability, and family leave insurance.

This saves you time and can help you find the best price and coverage for your first employee.

06/09/2026

Do You Need Workers Compensation with One Employee in NY

Yes. In New York State you must have workers compensation insurance as soon as you hire your first employee.

It is required for full time, part time, and seasonal staff.

06/04/2026

When You Can Buy Insurance Online

Buying online may work for simple personal policies like auto or renters insurance.

For business coverage or complex policies, work with a licensed agent to avoid costly mistakes.

06/02/2026

Should You Work With an Insurance Agent or Buy Online

For business insurance, always work with a licensed agent or broker. They are trained, licensed, and have access to multiple insurance companies to find the right coverage for your needs.

Online options work for simple policies but not for complex coverage.