06/13/2026
VantageScore® can generate a score with as little as 1 month of credit history. Your on-time rent, utility and even phone bill payments could help build your score. Call me to learn more! This is a different scoring model than your usual one that most all lenders use. It is another way to get you a better rate and approved faster. Call me today Terry Kelley Mortgage Loan Originator with Chissell Mortgage group 205-835-5143 [email protected]