Daniel Merlin Clegg III NMLS# 2561167

Daniel Merlin Clegg III NMLS# 2561167 Making the best choice for you and your family is what I'm all about! I offer services that go above and beyond what you expect.

Check out my website, give the tools a whirl, and try out the quick short application. Let's make this smooth as possible! I'm Your friendly neighborhood mortgage-man. Whether you're buying, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top profess

ional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available. Daniel Merlin Clegg III | NMLS #2561167 | Barrett Financial Group, L.L.C. | NMLS #181106 | 2701 East Insight Way, Suite 150, Chandler, AZ 85286 | AL 22977 | FL MLD1880 | ID 2080181106 | NC B-203722 | TX view complaint policy at barrettfinancial.com/texas-complaint | UT 11368611 | WA MB-181106 | Equal Housing Opportunity | Equal Housing Lender | This is not a commitment to lend. All loans are subject to credit approval. | nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106

The holidays are just around the corner, and there’s no better gift to yourself than a little extra room in your budget....
11/07/2025

The holidays are just around the corner, and there’s no better gift to yourself than a little extra room in your budget. By refinancing your mortgage now, you could skip December’s payment and free up hundreds—or even thousands—of dollars for holiday expenses, travel, or savings.
Interest rates are still competitive, and a refinance could help you:
Skip a payment and keep more cash in your pocket this December
Lower your monthly payment for long-term savings
Consolidate high-interest debt to simplify your finances
It’s fast, simple, and could make your holiday season brighter without adding new debt. Imagine starting the new year with more financial breathing room and a better mortgage rate!
Let’s review your options today so you can celebrate the holidays with confidence and peace of mind.

Comment “Holiday Money” for your free mortgage review.

Is your mortgage rate still in the 6s or higher?Now’s the perfect time to take action.Everyone’s been waiting for those ...
11/06/2025

Is your mortgage rate still in the 6s or higher?
Now’s the perfect time to take action.
Everyone’s been waiting for those long-promised rate cuts — and yes, the Fed just made another move. But here’s the surprise: mortgage rates actually ticked up a bit instead of down.
Don’t wait for the “perfect moment” that may never come. By refinancing now, you could lock in a better rate, lower your monthly payment, and even skip your December mortgage payment — putting extra cash in your pocket just in time for the holidays.
Make this a Christmas to remember by setting yourself up for a stronger financial future.
🎄 Let’s talk about your refinance options today!

Hey Realtors, can we chat for a sec about posting mortgage rates? 😊Here’s the thing:1️⃣ **Compliance Matters:** If you s...
09/22/2025

Hey Realtors, can we chat for a sec about posting mortgage rates? 😊

Here’s the thing:

1️⃣ **Compliance Matters:** If you share a rate, you *also* have to share all the details—APR, loan terms, program, qualifications… you get the picture! It’s easy to miss something, and nobody wants a compliance headache.

2️⃣ **No Two Borrowers Are Alike:** Just because one client locked in a rate “in the 5’s” doesn’t mean everyone will. Credit score, loan type, property, down payment—so many factors go into that final number.

3️⃣ **Let’s Set Realistic Expectations:** Those eye-catching “headline” rates? They’re usually for buyers with top-tier credit, big down payments, and a single-family primary home. That’s not everyone!

👉 So, let’s team up: you help clients find their dream home, and let your mortgage partners handle the rate talk and set expectations.

Yes, some buyers are seeing great rates, and yes, things are looking up! But when it comes to mortgages, let’s keep it clear and accurate for everyone. We’re in this together! 🏡💪

If you purchased your home in the last 2 years, you could be missing out on serious savings by not refinancing. Don’t le...
09/15/2025

If you purchased your home in the last 2 years, you could be missing out on serious savings by not refinancing. Don’t let this opportunity pass you by—reach out today and discover how much you could save! Your future self will thank you.

Why settle for just one lender’s offer? As an independent mortgage broker, I have access to a wide range of lenders—mean...
08/01/2025

Why settle for just one lender’s offer? As an independent mortgage broker, I have access to a wide range of lenders—meaning I can find you the most competitive rates out there. My advanced technology, fast turnaround, and consistent communication ensure you get exactly what you want, right when you need it. Don’t just dream about your new home—let’s make it happen. Put my expertise to work for you today!

Did you know that working with a mortgage broker could save you an average of $10,622 compared to going directly to a re...
07/28/2025

Did you know that working with a mortgage broker could save you an average of $10,622 compared to going directly to a retail lender? That’s a lot of extra cash in your pocket! Curious how it works? Let’s chat!

🏡 Thinking about buying a new home? Here's a friendly tip: You don’t have to stick with the builder’s lender! 🤗 I can of...
03/31/2025

🏡 Thinking about buying a new home? Here's a friendly tip: You don’t have to stick with the builder’s lender! 🤗 I can offer you a low wholesale rate that might just save you some bucks on closing costs. Sound interesting? Let’s chat and explore your options! 📞💬

Every little bit helps. Mortgage rates have been trending down for seven weeks straight. And that’s giving buyers a wind...
03/19/2025

Every little bit helps. Mortgage rates have been trending down for seven weeks straight. And that’s giving buyers a window of opportunity, if they act right now.📉🏠

But here’s the kicker: we don’t know how long this dip will last. So now’s the time to reach out to those reluctant buyers and help them take advantage of this before rates shift again.👀👏

If you didn't get approved for what you wanted in the past. Reach out lets try again. Especially if you have gotten any kind of raise. Even a little bit of extra income can make a difference as well. DM me or Comment "Let's See" and we'll run the numbers.

If you are thinking about buying and only holding back for rates. BUY NOW! Your most likely just costing yourselves more...
03/15/2025

If you are thinking about buying and only holding back for rates. BUY NOW! Your most likely just costing yourselves more money in the long run. People are saying rates are high. In reality rates are about average for for the last 40 years. We just got spoiled for a few years. I hope rates come down in the near future. If they do the "experts" say that the prices of homes will go up. But if you're already in your home refinance to that lower rate. Date the Rate. Don't let it cost you your dream home.

✨ Sticky Note Must-Haves for Home Buyers ✨📌 Write down and ask these questions down before making an offer:1️⃣ How shoul...
03/15/2025

✨ Sticky Note Must-Haves for Home Buyers ✨

📌 Write down and ask these questions down before making an offer:

1️⃣ How should we structure the offer?
2️⃣ What contingencies should we include?
3️⃣ When do we need to provide the earnest money deposit?
4️⃣ What’s the lowest price we can offer and still close the deal? 💸
5️⃣ If the offer is accepted, what are the next steps?

Asking these = next-level confidence in your offer. 🙌 Plus, if the seller counters, you’ll already have a plan how to respond quickly!

Save this post—you’ll thank me later. 🏠💖

03/09/2025

When you realize some people’s ‘adulting’ journey came with a parental down payment bonus and zero student loans 😅👏. Meanwhile, I’m over here debating if avocado toast is really the problem 🥑😂.
It’s okay, we’re building character… right? 🫠
🏡 Ready to stop dreaming and start planning your mortgage approval journey (even without a gift fund)? As a mortgage broker, I specialize in helping you navigate the process, find the best rates, and secure the financing you need—no silver spoon required! Drop a “READY” in the comments, and let’s get started on your pre-approval today!



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Tooele, UT
84074

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+18018308979

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