1st Franklin Financial Corporation

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United States
Toccoa, GA
1st Franklin Financial Corporation

We offer personal loans with flexible terms to fit any budget. We’re not a payday lender and we don’t offer loans secured against a customer’s next paycheck.

1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. We offer customers short and long-term installment *loans with payment plans that fit each customer’s needs. Since 1941, we have worked in local communities across the southeast to provide financial solutions for our customers and their f

amilies. Today, with over 360 branches across the Southeast, we continue to offer personal loans and financial solutions so our customers can reach their goals and get back to living.

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1FFC is licensed in AL, GA, KY, LA, MS, SC, TN, TX, and VA.

*All loan terms and applicable APRs depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active-duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Loans for MLA covered borrowers may not be available in all states. Loan proceeds obtained from 1st Franklin Financial cannot be used for post-secondary educational or vocational expenses; to purchase securities; for business purposes; gambling or illegal purposes. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. 1st Franklin Financial Corporation is licensed by the Virginia State Corporation Commission, CFI-215.

06/08/2026

Predictability matters. Fixed payments help you plan with confidence month after month.
Visit 1ffc.com or your local branch for details.

06/02/2026

Ready for a financial lift? 🪁
Combining balances into one predictable monthly payment could help simplify your budget and keep you on track.

Visit 1ffc.com or your local branch for details.

05/25/2026

In observance of Memorial Day, all 1st Franklin Financial offices will be closed on Monday, May 25th. 🇺🇸
We set aside this day to honor and remember the military service members who gave their lives in service to our country and the freedoms we hold today.

05/07/2026

Let your finances grow. 🌱
Spring is a great time to reset and refocus. If winter expenses are still lingering, consolidating balances into one predictable monthly payment could help you move forward with confidence.

Visit 1ffc.com to explore your options.

04/27/2026

Real conversations. Local people. Support you can trust.
Find a branch near you at 1ffc.com/find-a-branch.

04/13/2026

Tax season may be wrapping up, but your plans don’t have to. If you’re thinking about what’s next, we’re here with loans up to $15,000.

Visit 1ffc.com to learn more.

04/05/2026

Happy Easter from all of us at 1st Franklin Financial!
Wishing you a day filled with joy, renewal, and time with those who matter most.

03/17/2026

Life doesn’t always run on luck. 🍀
If you need funds for what’s next, we’re here to help.

Find a branch near you at https://locations.1ffc.com/.

03/13/2026

Expecting a tax refund? Having the right financial plan in place can help you move forward with confidence.

Learn more at 1ffc.com.

03/05/2026

Check out our most recent blog to explore the types, benefits, and risks of short-term loans so you can borrow smarter and choose the best option for your financial needs.

👉 Everything You Should Know About Short-Term Loans: https://www.1ffc.com/everything-you-should-know-about-short-term-loans/.

Address

135 East Tugalo Street
Toccoa, GA
30577

Telephone

+18007007943

Website

http://www.1ffc.com/

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