1st Franklin Financial Corporation

1st Franklin Financial Corporation We offer personal loans with flexible terms to fit any budget. We’re not a payday lender and we don’t offer loans secured against a customer’s next paycheck.

1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. We offer customers short and long-term installment *loans with payment plans that fit each customer’s needs. Since 1941, we have worked in local communities across the southeast to provide financial solutions for our customers and their f

amilies. Today, with over 360 branches across the Southeast, we continue to offer personal loans and financial solutions so our customers can reach their goals and get back to living.

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1FFC is licensed in AL, GA, KY, LA, MS, SC, TN, TX, and VA.

*All loan terms and applicable APRs depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active-duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Loans for MLA covered borrowers may not be available in all states. Loan proceeds obtained from 1st Franklin Financial cannot be used for post-secondary educational or vocational expenses; to purchase securities; for business purposes; gambling or illegal purposes. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. 1st Franklin Financial Corporation is licensed by the Virginia State Corporation Commission, CFI-215.

Our branches and offices will be closed Monday, September 7th, in observance of Labor Day.We hope you have a safe and en...
09/07/2026

Our branches and offices will be closed Monday, September 7th, in observance of Labor Day.

We hope you have a safe and enjoyable holiday, and we look forward to serving you when we reopen Tuesday, September 8th.

💼 Self-Employed? Getting a Personal Loan May Be Easier Than You Think!Being your own boss comes with plenty of perks, bu...
09/01/2026

💼 Self-Employed? Getting a Personal Loan May Be Easier Than You Think!

Being your own boss comes with plenty of perks, but applying for a personal loan can sometimes feel a little more complicated.

So, what do lenders look for when you’re self-employed? What documents might you need? And how can you improve your chances of getting approved?

Our latest blog breaks it all down, including:
✔️ What lenders consider when reviewing your application
✔️ How self-employed income is verified
✔️ Documents you may need to provide
✔️ The role of credit and debt-to-income ratio
✔️ Steps you can take to prepare before applying

📖 Read our latest blog: How to Get a Personal Loan When You’re Self-Employed at 1ffc.com/personal-loan-for-self-employed-borrowers/.

If you're self employed, you can still get a personal loan if you meet the lender's eligibility requirements. You may need a few extra documents.

Plans at home start here. 🏡From small updates to bigger projects, let us help you turn your home improvement plans into ...
08/25/2026

Plans at home start here. 🏡

From small updates to bigger projects, let us help you turn your home improvement plans into reality.
If you need funds to move forward, visit 1ffc.com or your local branch for options to fit your budget.

At 1st Franklin Financial, we believe in supporting the communities we call home. Across many of our branches, our teams...
08/19/2026

At 1st Franklin Financial, we believe in supporting the communities we call home.
Across many of our branches, our teams came together to collect school supplies for local students. From notebooks and pencils to backpacks and other classroom essentials, we wanted to help students start the new school year prepared and ready to learn! 📚✏️🎒
We’re thankful of our employees and customers who helped make a difference for so many children! 🍎📓

Some of the best memories happen when you're focused on family instead of finances. A personal loan up to $15,000 can he...
08/17/2026

Some of the best memories happen when you're focused on family instead of finances. A personal loan up to $15,000 can help provide the funds you need for the moments that matter most.

Learn more at 1ffc.com.

Back-to-school is right around the corner, and the costs can add up quickly. Whether you're shopping for supplies, cloth...
07/22/2026

Back-to-school is right around the corner, and the costs can add up quickly. Whether you're shopping for supplies, clothing, technology, or other school essentials, a personal loan up to $15,000 can help you prepare for the year ahead.

Learn more at 1ffc.com or stop by your local branch.

When timing matters, we’re here to help with same-day funding. Learn more at 1ffc.com.
07/15/2026

When timing matters, we’re here to help with same-day funding.
Learn more at 1ffc.com.

Tax-free weekends can be a great opportunity to save on eligible back-to-school purchases. If you're planning ahead for ...
07/09/2026

Tax-free weekends can be a great opportunity to save on eligible back-to-school purchases. If you're planning ahead for supplies, clothing, technology, or other seasonal expenses, we're here to help with the funds you need. 🎒📓🖍️

Learn more about personal loans up to $15,000 at 1ffc.com.

Wishing you a happy Independence Day! 🇺🇸As we celebrate our nation's freedom, we hope you enjoy a day filled with family...
07/03/2026

Wishing you a happy Independence Day! 🇺🇸
As we celebrate our nation's freedom, we hope you enjoy a day filled with family, friends, and memorable moments.

From family barbecues and backyard upgrades to unexpected summer bills, we know seasonal expenses can add up fast. 1st F...
06/29/2026

From family barbecues and backyard upgrades to unexpected summer bills, we know seasonal expenses can add up fast. 1st Franklin is here to help keep your budget on track.

Find a branch near you at locations.1ffc.com.

Address

135 East Tugalo Street
Toccoa, GA
30577

Telephone

+18007007943

Website

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