Deysma Kettering Life & Health Specialist

Deysma Kettering Life & Health Specialist Life Insurance to protect the ones we love.

Want to know the perfect name for a life insurance sales person? Deysma Kettering
01/03/2026

Want to know the perfect name for a life insurance sales person?

Deysma Kettering

We love to listen to music while we work – right now our team has “Take Out Some Insurance on Me” stuck on repeat. So we...
01/01/2026

We love to listen to music while we work – right now our team has “Take Out Some Insurance on Me” stuck on repeat.

So we want to know:

What’s your favorite song that mentions insurance?

Considering buying insurance, but unsure about where to start?No problem – that’s why we are here to help :)Before you c...
12/29/2025

Considering buying insurance, but unsure about where to start?

No problem – that’s why we are here to help :)

Before you commit to any pesky premiums, you’ll want to assess your options and pick the best policy for you and your budget.

So here are two tips to make the process easier:

First, consider your worst case scenario. This is the annual premiums plus the out-of-pocket maximum for each plan option. You can compare the totals of each plan and see how they stack up.

Second, keep an eye on the deductible — cheaper isn’t always better! You may be better off with a slightly higher premium with lower out-of-pocket costs.

We know it’s a lot to think about — so if you need a hand making the decision, just send us a message and we’ll be happy to help you out :)

At this point, you’ve probably heard of health insurance and life insurance — but did you know they’re not the same thin...
12/26/2025

At this point, you’ve probably heard of health insurance and life insurance — but did you know they’re not the same thing?

Shocking, we know ;)

Allow us to clear up any confusion:

Health insurance helps cover medical costs such as hospitalizations, surgeries, doctor’s visits, and prescription medications.

Ideally, you’ll want a plan that covers 100% of the costs of hospitalization, and 80% of the costs of medications and doctor’s visits.

Life insurance, on the other hand, provides for your family or some other named beneficiary in the event of your death.

There are two general types of life insurance available:

1) Term insurance: which only provides coverage during the term of the policy — and only pays off following the insured’s death.

2) Whole-life insurance: which provides savings and insurance — and can be collected by the insured before death.

We hope this helps!

If you have any questions or you’d like to learn more about your insurance options, feel free to reach out :)

As insurance aficionados, we believe that the benefits of insurance coverage far outweigh the potential costs. But we mi...
12/25/2025

As insurance aficionados, we believe that the benefits of insurance coverage far outweigh the potential costs.

But we might be a little biased ;)

So for all you insured citizens out there:

Contrary to popular belief, insurance can be pretty… cinematic.So we want to know: what is your favorite movie about ins...
12/22/2025

Contrary to popular belief, insurance can be pretty… cinematic.

So we want to know: what is your favorite movie about insurance 🤔

We’ll go first: The Rainmaker

What is health insurance, really? An excellent question, indeed! To put it simply, health insurance helps you pay for un...
12/19/2025

What is health insurance, really?

An excellent question, indeed!

To put it simply, health insurance helps you pay for unexpected medical expenses — things like hospital bills and prescription medications.

Without health insurance, you could get stuck with a hefty medical bill if you’re not careful.

So here are a few things to consider when you’re comparing policies:

-How much coverage you need
-Any pre-existing medical conditions you may have
-What your budget is
-How much monthly premiums will cost you
-How much you’ll have to spend on your deductible

Now that you know what health insurance is, we’d be more than happy to help you pick the perfect policy — just leave us a comment down below or send us an email to get the process started :)

Navigating health insurance plans can be a daunting task. The terminology is confusing, policy breakdowns are hard to fo...
12/17/2025

Navigating health insurance plans can be a daunting task.

The terminology is confusing, policy breakdowns are hard to follow, and the stakes are awfully high.

So to make the selection process easier, here are a few things for you to consider:

1) Your employer’s plan may not be the best deal

This is because group insurance premiums are based on the group’s average health — so if you’re healthy as a horse, you might find a cheaper plan or one with more benefits.

2) The lowest premium plan may not be cheaper in the long run

Low premiums are tempting, we get it! But when it comes to medical emergencies, premiums might not even be the most significant cost.

After all, plans with lower monthly fees tend to make up the difference elsewhere — usually with a high out-of-pocket deductible!

3) But don’t avoid high-deductible plans either

If you maintain your health and have the means to cover the expenses, higher deductibles can actually save you a lot of money in the long run!

There’s a lot to think about when it comes to picking a health care plan — so if you’d like to discuss it further, drop a comment below or send us a message :)

One of the main reasons why people get life insurance is because they want the peace of mind that their loved ones will ...
12/15/2025

One of the main reasons why people get life insurance is because they want the peace of mind that their loved ones will be taken care of in the event of their death.

So if this knowledge will help you to sleep better at night, just send us a message and we’ll be happy to start the policy process :)

🧑‍⚕️ Open Enrollment Reminder! 🗓️Don't miss your chance to choose or update your health insurance plan. Your health is w...
12/15/2025

🧑‍⚕️ Open Enrollment Reminder! 🗓️
Don't miss your chance to choose or update your health insurance plan. Your health is worth it—make it a priority today! 🔍📋

Address

Titusville, FL

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 6pm

Telephone

+13215672917

Website

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