Cesar Ruano LO

09/17/2025

Just going to leave this here. 😊

Political influence allegations and economic data swirled in leadup to this decision

06/25/2025

06/12/2025

Think you're not a first-time homebuyer? You might be surprised.

In most cases, if you haven’t owned a home in the past 3 years, you could still qualify for first-time buyer programs — even if you’ve owned before!

These programs can make homeownership more affordable than you think, with benefits like lower down payments, reduced interest rates, and more.

Not sure if you qualify? Message me FIRST and I’ll help you explore the options available and find a program that fits your unique situation.

Homeownership might be closer than you realize — let’s talk about how to make it happen! 💬

https://myoc.io/profilephpid100064*71385851

06/11/2025

ONE percent down payment to buy your home? Yes! send me an email or give me a call. Let's talk.

Con 1% de enganche puedes comprar tu casa! Hazme saber como te podemos ayudar.

Make one of your biggest investment of buying Real Estate stress free and easy. I can help you buy,

03/18/2025

Do you have a borrower looking to purchase a mobile home? We offer:

- Financing for single or double-wide homes

- No acreage or age restrictions (pre-1976 accepted)

- Purchase or refinance with cash-out options available

- Home must be on owned land (no mobile home parks or leased lots)

- Home may have been relocated but must be affixed to the property

- Only 12 months of income history needed

Feel free to reach out with any questions or loan scenarios—I'm here to help!

07/24/2024

Don't let credit score woes keep you from dreaming big. FHA loans are the key, making owning a home more accessible. Contact me to find out more!

07/16/2024

Ready, set, go! The starting line to homeownership is more appealing with 0% down payment mortgages. Leave the down payment in the dust and sprint toward your new home! Contact me if you have any questions.

07/12/2024

Dreaming of homeownership? Guess what – it's not just a dream! 🏡✨ You CAN get a house with ZERO percent down! That's right, you read that correctly. No large down payment needed. Step into your new home sooner than you thought! 🏠💖

07/04/2024

Break free from the rental cycle! 🏠 Ready to explore mortgage loan options and own your dream home? Let's chat and turn that dream into reality! 🚀🏡

07/02/2024

Stop throwing your hard-earned money away on rent! 🚫💸 Take the leap and invest in your own home today. Build equity, enjoy stability, and create a space that's truly yours. Ready for a brighter future? Start your home ownership journey now! 🏡✨

06/13/2024

5.0 star review received on Experience.com for Cesar Ruano by Michael J - Cesar was wonderful. His fluency in English and Spanish was instrumental in getting my clients to settlement. Cesar was always there when my clients and I needed him, even when he went on vacation. Highly recommended!

Click to see all 8 reviews of Cesar Ruano, Mortgage Originator

06/12/2024

Instant Reaction: CPI, June 12, 2024
"Inflation is moving in the right direction, but it is not quite at the point for the Fed to cut interest rates. The all-important consumer price inflation rose by 3.3% from a year ago."
https://www.nar.realtor/blogs/economists-outlook/instant-reaction-cpi-june-12-2024