Tate Wealth Planning

08/27/2026

Tax season tip 💡​

If you had significant medical or dental expenses last year, some out‑of‑pocket costs may be deductible — and could help lower your overall tax bill.​

While filing:​
✅ Gather receipts for qualifying medical visits, procedures, or treatments​
✅ Review whether expenses exceed the applicable threshold for deduction

08/25/2026

Start by figuring out your expenses and then your stream of income

08/22/2026

Is a Roth Conversion Right for You?

Thinking about your retirement tax strategy? A Roth conversion could be worth a look, especially if you’re in a lower tax bracket this year or expecting tax rates to rise down the road.

Here are a few reasons people consider converting:

✅ Tax-free growth: Once converted, your money grows and can be withdrawn tax-free in retirement.

✅ No Required Minimum Distributions (RMDs) : Roth IRAs aren’t subject to RMDs during your lifetime, giving you more control over your income.

✅ Hedge against future tax hikes: Paying taxes now, while rates may be lower, could save you money later.

✅ Estate planning benefits: Roth assets can pass to heirs tax-free, making them a powerful legacy tool.

I love helping my clients plan for the future to make sure they are in the best possible position. Reach out to schedule a conversation.

08/20/2026

Tax season reminder 📅​

You may still be able to make certain retirement contributions for last year before Tax Day — potentially lowering your taxable income and supporting long‑term goals.

08/13/2026

Tax season reminder 📋​

Your charitable donations — from cash to clothing — may be deductible and could help lower your taxable income.

08/13/2026

Long-term care costs can vary widely based on where you live, when you need care and the type of support you receive. Many people are surprised by just how significant those costs can be. Having a plan in place means more choices and less financial stress when it matters most. Ready to feel more prepared for whatever tomorrow brings? Message me to start your long-term care plans today.

08/11/2026

08/06/2026

Tax season is here — perfect timing to check in on your tax‑advantaged accounts.​

An HSA may offer:​
✅ Contributions that may be taxable​
✅ Tax-deferred growth​
✅ Tax-free withdrawals for qualified medical expenses​

An HSA can support both today’s healthcare costs— and tomorrow’s planning.

08/04/2026

I wake up every morning, looking to help my friends succeed, and some of them just happen to be my clients. ❤️