Angelina Lafave, NMLS #1156483

08/19/2026

This market isn’t one-size-fits-all.

If you're wondering who has the upper hand where we live, let's talk. I'll show you exactly what the numbers look like in our market and connect you with a top Realtor that can provide the best strategy to maximize your net proceeds.

Angelina Lafave
Mortgage Broker
Edge Home Finance, LLC.
NMLS 1156483
www.LoansByAngelina.com
303-476-4298




CO Licensing - My Client Care Team is Licensed In All States with The Exception of NY.

Ask around and almost every homebuyer out there wants to know if there’s a way to get a better deal. And just about every seller wants to know if they'll still get top dollar.

08/14/2026

📈July 2026 Denver Metro Housing Market Report📈

🏠Year-Over-Year Insights🏠

The Denver Metro housing market showed a notable shift in July, with rising prices and faster sales alongside a pullback in overall transaction volume. Closed listings dipped 2% year over year to 3,669 homes sold, while the median closed price climbed 3% to $605,000 — a sign that home values continue to trend upward despite fewer closed sales.

Homes also moved noticeably faster this year, spending a median of 22 days in MLS, four days quicker than July 2025. This accelerated pace suggests buyers are acting decisively on listings that meet their expectations.

Seller activity edged up compared to a year ago, with new listings rising 2% to 5,450 properties. Buyer follow-through was more measured, though — pending listings decreased by 3% to 3,440, indicating some buyers are taking a bit longer to commit even as strong listings move quickly.

Active inventory declined 4% year over year, holding steady at 15 weeks of supply. Taken together, the numbers point to a market where pricing and timing remain key, with well-positioned homes continuing to attract attention despite a slower overall pace of new contracts.
Source: RE Colorado

Angelina Lafave
Mortgage Broker
Edge Home Finance, LLC.
NMLS 1156483
www.LoansByAngelina.com
303-476-4298





CO Licensing - My Client Care Team is Licensed In All States with The Exception of NY.

08/11/2026

A lot of buyers are waiting because they think mortgage rates will drop dramatically.
The problem? That's not what today's forecasts say is going to happen. Experts believe mortgage rates will actually stay in the mid to low 6s through 2027 due to a number of factors – including inflation.
What’s that tell me? Waiting may not pay off the way you hope it will.
So, if moving is important to you, I want you to know waiting isn’t your only option.
You don’t have to buy today, but you should at least know your options. Let's talk about what could work for you.

Angelina Lafave
Mortgage Broker
Edge Home Finance, LLC.
NMLS 1156483
www.LoansByAngelina.com
303-476-4298






CO Licensing - My Client Care Team is Licensed In All States with The Exception of NY.

08/05/2026

Denver, are you ready?

Join us for Realtors Edge Regional – Denver, a premier event designed to bring together real estate professionals, mortgage experts, and industry leaders for a day of learning, networking, and business growth.

📅 August 21, 2026
📍 Denver, Colorado

Whether you're a Realtor looking to stay ahead of market trends or an industry partner looking to build meaningful relationships, this event is packed with valuable insights and opportunities to grow your business.

✨ What to Expect:
✅ Industry-leading speakers
✅ Actionable market and housing insights
✅ Networking with top real estate professionals
✅ Vendor Expo featuring trusted industry partners
✅ Lunch, giveaways, and more!

Featured sessions include topics like:
📊 The Numbers Behind Today's Housing Market – Explore the latest trends in mortgage credit, buyer qualifications, and lending activity to better understand today's buyers and help more clients get to the closing table.

🎟️ Registration is now open!

👉 Reserve your spot today: https://realtorsedgeevents.lovable.app/events/denver

We can't wait to see you at Realtors Edge Regional – Denver!

07/31/2026

Homeowners insurance has become a bigger part of the homebuying conversation. But it doesn't have to become a bigger source of stress.

The key is knowing what to expect before you buy. Get an insurance quote early, factor it into your budget, and lean on trusted local professionals to help you make the most informed decision possible.

Angelina Lafave
Mortgage Broker
Edge Home Finance, LLC.
NMLS 1156483
www.LoansByAngelina.com
303-476-4298





CO Licensing - My Client Care Team is Licensed In All States with The Exception of NY.

If buying a home is on your radar, you've probably been keeping an eye on mortgage rates and home prices. But don’t forget about homeowners insurance.

07/29/2026

Homeownership remains a powerful wealth-building tool. A $50K IRA investment could grow to ~$130K in 10 years, while the typical homeowner gained $232K+ in equity. Yet the IRA homebuyer withdrawal limit remains $10K—just 2% of today’s median home price.
Source: NAR

Angelina Lafave
Mortgage Broker
Edge Home Finance, LLC.
NMLS 1156483
www.LoansByAngelina.com
303-476-4298






CO Licensing - My Client Care Team is Licensed In All States with The Exception of NY.

07/23/2026

If you’ve been house-hunting lately, you know the struggle. High prices. And too few homes to choose from. But this Summer, the tide may be turning in your favor. Nationally, the median asking price is about $11,000 below where it was a year ago. A sign sellers are meeting buyers where they’re at. And the number of homes for sale just hit its highest point for any June since 2022.
This doesn’t mean a crash is coming – lower list prices and more options just mean you have more room to find a home that fits your budget and your needs.
So, if you’ve been waiting for the right moment to buy, this might be it. DM and let's put together a mortgage plan before you start shopping.

Angelina Lafave
Mortgage Broker
Edge Home Finance, LLC.
NMLS 1156483
www.LoansByAngelina.com
303-476-4298





CO Licensing - My Client Care Team is Licensed In All States with The Exception of NY.

07/22/2026

For many appreciated homes, waiting to inherit can eliminate capital gains tax, while selling during life still taxes the gain.

Linda, 74, bought her home for $150,000, her cost basis, and it is now worth $550,000, an unrealized gain of $400,000.

If her son inherits the house, his basis generally resets to the date-of-death value, and a sale soon after at close to that value owes little to no capital gains tax.

That reset only applies once, and it assumes the home is included in Linda's taxable estate for basis purposes. Appreciation after her death is taxed normally when he eventually sells.

If she sells and gifts the cash instead, the $250,000 home sale exclusion brings the taxable gain to $150,000, which owes roughly $22,500 in federal tax at a 15% capital gains rate.

A revocable living trust does not change this outcome if it is drafted correctly. It avoids probate, not this tax question.

Did your family weigh this trade-off, or did the decision get made for other reasons?
Source: Ways to Wealth

Angelina Lafave
Mortgage Broker
Edge Home Finance, LLC.
NMLS 1156483
www.LoansByAngelina.com
303-476-4298







CO Licensing - My Client Care Team is Licensed In All States with The Exception of NY.

*The content shared here is for educational and informational purposes only. It is not personalized investment, tax, legal, or financial advice. Consult a licensed professional before making decisions based on your specific situation.*

07/17/2026

Older Millennials are trading up. With the highest median household income ($132,700), only 33% are first-time buyers. Equity gains and growing families are driving demand, with 21% seeking more space.
Source: NAR

Angelina Lafave
Mortgage Broker
Edge Home Finance, LLC.
NMLS 1156483
www.LoansByAngelina.com
303-476-4298






CO Licensing - My Client Care Team is Licensed In All States with The Exception of NY.

07/16/2026

More Homes Are Going Under….

One of the biggest seller myths floating around right now is that buyers have disappeared. The headlines certainly make it feel that way.
But here's what the data actually says. More homes are going under contract right now than they were at this point the last two years. And here's how that's possible. Life doesn't wait for perfect mortgage rates. People still get married. Families grow. Jobs change.
At some point, waiting becomes harder than moving. So serious buyers still take the plunge. So, if you've been wondering whether there are still buyers out there... There are.

Send me a message if you’re interested in selling/buying and want to see what price range you qualify for! I’m happy to also connect you with a great realtor in your area!

Angelina Lafave
Mortgage Broker
Edge Home Finance, LLC.
NMLS 1156483
www.LoansByAngelina.com
303-476-4298




CO Licensing - My Client Care Team is Licensed In All States with The Exception of NY.