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Angelina Lafave, NMLS #1156483

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Thornton, CO
Angelina Lafave, NMLS #1156483

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Angelina Lafave | Edge Home Finance | Mortgage Broker | Reverse Mortgage Specialist | NMLS 1156483

10/30/2026

LATEST FED DECISION…
The Fed just met and they decided on no rate hike and no rate cut. So, what does that mean if you're watching and hoping for lower mortgage rates?

The short answer: don't expect this to dramatically change things.

For now, they’re holding steady. But a recent survey from Reuters asked 100 economists what to expect from here – and all 100 said the Fed will do a hike in December.

Now, the Fed doesn't directly set mortgage rates, but their actions do have an impact. Rates will also move based on inflation, economic data, and how financial markets react.

The takeaway? There’s a lot at play here – and we’ll probably see a hike the next time they meet.

Follow me for straightforward updates on what’s actually happening and why it matters for the housing market.

Angelina Lafave
Sr. Mortgage Broker
Edge Home Finance, LLC.
NMLS 1156483
www.LoansByAngelina.com
303-476-4298

CO Licensing - My Client Care Team is Licensed In All States with The Exception of NY.

10/26/2026

CALLING ALL TEEN DRIVERS IN METRO DENVER AND NOCO! Come join us for an Engaging and Informative Workshop providing Confidence and Knowledge for Car Care and Winter Driving. We will also have an accident attorney and insurance agent providing tips on distracted driving, what to do when you have been in a accident and tips on keeping insurance premiums lower.
Seats are limited, reserve your spot by Thursday, 10/29!

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10/24/2026

SELLERS OUTNUMBER…
Buyers, this is big.

The housing market is giving you a level of negotiating power we haven't seen since the years following the housing crash.

According to Redfin, there are now 63% more sellers than buyers nationwide, and 41 of the 50 largest metros favor buyers. That means, in most places, you have more say in what you're willing to pay, what you're willing to accept, and what you want to negotiate.

And sellers have more reason to listen.

Of course this varies market to market, but this shift is creating opportunities for buyers who are ready to jump in – even with today’s higher rates.

DM me, and let's make sure you know how to take advantage of this opportunity with a winning strategy!

Angelina Lafave
Sr. Mortgage Broker
Edge Home Finance, LLC.
NMLS 1156483
www.LoansByAngelina.com
303-476-4298

CO Licensing - My Client Care Team is Licensed In All States with The Exception of NY.

10/23/2026

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My hubby is in IT security, I hear about more scams than those in the media.
Scammers are getting very creative!

Join us for a FREE Coffee & Conversation event featuring Angela Deabler, founder of ViewPath Senior Services and Certified Senior Advisor.

We'll talk about:
The latest scams, including AI voice cloning, fake bank alerts, text scams, and identity theft

Warning signs that something isn't right

Simple ways to protect your money and personal information

How to help family members recognize scams

What to do and where to turn if you suspect fraud

This is a welcoming, interactive conversation with practical advice you can put to use right away. Bring your questions and a friend!

Monday, November 9 | 10:00-11:30 AM
Erie Community Library | 400 Powers St., Erie

☕ FREE and open to the community.

Please RSVP by messaging me or emailing [email protected]

10/20/2026

How New Credit Models Help…

Are you 1 in 4 million? If you don't own a home yet, rent is probably the biggest monthly expense you have. And if you're not getting credit for paying it - now you can.

There’s a change rolling out now that lets renters opt in to counting their on-time rental payments toward their credit history. And that could help as many as 4 million more people qualify for a mortgage.

Maybe you’re one of them.

Even if you're not ready to buy a home today, there's no downside to taking simple steps to build your credit profile for the future. It's time to take credit for bills you already pay.

Ask me how.

Angelina Lafave
Sr. Mortgage Broker
Edge Home Finance, LLC.
NMLS 1156483
www.LoansByAngelina.com
303-476-4298

CO Licensing - My Client Care Team is Licensed In All States with The Exception of NY.

10/15/2026

The low mortgage rate you locked in a few years ago might make moving feel off the table. But your equity could put it back on.Homeowners with a mortgage have an average of $310K in equity right now. That could go toward a bigger down payment, so you borrow less at today's rates. Or, you may be able to buy your next place in cash – without needing a mortgage at all. So, don’t write off a move just yet. Let's find out how much equity you have and what it could do for you.

Angelina Lafave
Sr. Mortgage Broker
Edge Home Finance, LLC.
NMLS 1156483
www.LoansByAngelina.com
303-476-4298

CO Licensing - My Client Care Team is Licensed In All States with The Exception of NY.

10/13/2026

The Fed is raising the Fed Funds Rate to cool inflation, and that can keep upward pressure on mortgage rates for a while. But you can still make a move that works for you.

It just takes the right strategy.

Buyers need to know their real budget at today's rates. Sellers need a price and plan that fits what buyers can afford right now.

Relief on rates could take some time. If you're thinking about a move, let's put together a game plan built for today's rates, so you'll know your next step.

10/09/2026

📈Denver Metro Housing Market Report for September📈

Year-Over-Year Insights
September brought declines in closed listings and the median closed price across Denver Metro. A total of 2,898 listings closed during the month, an 18% decrease from September 2025, while the median closed price fell 2% to $575,000.

The pace of sales offered a different perspective. Median Days in MLS was 33 days, four days shorter than last September. Although fewer transactions were completed, homes that sold spent less time on the market than they did a year ago.

New listings were consistent, slipping 1% year over year to 4,885. Contract activity saw a more substantial decline, with pending listings down 13% to 2,921. This gap indicates that the flow of properties entering the market held relatively steady while fewer homes went under contract.

Active listings increased 2% to 13,522, with 20 weeks of inventory available. That combination of greater availability and lower transaction activity gave buyers plenty of properties to compare and underscored the importance of competitive pricing for sellers.

10/08/2026

Good news if you're house hunting: the asking price may not be the final word. Right now, about 60% of homes are selling below their original asking price. With budgets stretched thin, a little give on price or terms can take some pressure off your wallet. But how much you can negotiate depends on where you're buying. Seller concessions can also provide a temporary rate but down.

Angelina Lafave
Sr. Mortgage Broker
Edge Home Finance, LLC.
NMLS 1156483
www.LoansByAngelina.com
303-476-4298

CO Licensing - My Client Care Team is Licensed In All States with The Exception of NY.

10/03/2026

Medicare can feel like alphabet soup: Parts A, B, C, D, supplements, Advantage plans, enrollment periods… and somehow you’re supposed to know what applies to you. 😵‍💫

If you’re approaching Medicare, already enrolled, or helping a parent or spouse navigate it, join us for Medicare 101 before the Annual Enrollment Period begins.

📅 Thursday, October 8
⏰ 10:00 AM
📍 Erie Community Library

We’ll focus on helping you understand your options so you can ask better questions and make confident decisions.

What’s the Medicare question you wish someone would explain in plain English? Drop it in the comments, and we may add it to the discussion.

📩 RSVP: [email protected]

Feel free to share this with a friend, neighbor, or family member who might find it helpful.

Address

Thornton, CO

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	9am - 5pm
Saturday	10am - 1pm
Sunday	10am - 1pm

Telephone

+13034764298

Website

http://www.LoansByAngelina.com/

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