Ron Skaggs - Mortgage Loan Officer NMLS 367873

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Ron Skaggs - Mortgage Loan Officer NMLS 367873 Loan Factory - NMLS #320841
CA-licensed Mortgage Loan Officer with Loan Factory. Clear advice. No pressure.
- Equal Housing Opportunity

I shop a large lender network and specialize in conventional loans using the Best Price Guarantee.

05/01/2026
26/12/2025

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15/11/2025

Don’t Make an Offer Before Doing THIS First! 🏠💡 (Mortgage Pre-Approval Explained)

Ready to start house hunting? 🏡
Before you make an offer, make sure you’re pre-approved! A mortgage pre-approval tells you how much home you can actually afford—and shows sellers you’re serious.

14/11/2025

🏡 “Is Now a Good Time to Buy a Home?” | Why Waiting Might Cost You More

Rent keeps climbing while home prices and rates fluctuate — so, is it really a good time to buy? Let’s break it down. Mortgage rates can always change, but your home investment builds equity over time. Remember: Date the Rate, Marry the Home.
🌐 LoanFactory.com/ronskaggs
Ron Skaggs NMLS #367873 | Loan Factory NMLS #320841

Ready to own your dream home? 🌟 With a conventional loan, you can start with as little as 3% down! 🏡✨ Say goodbye to ren...
16/08/2024

Ready to own your dream home? 🌟 With a conventional loan, you can start with as little as 3% down! 🏡✨ Say goodbye to renting and hello to home ownership.

Exciting news for veterans! The VA has issued a temporary fix allowing homebuyers using VA loans to pay for their real e...
11/06/2024

Exciting news for veterans! The VA has issued a temporary fix allowing homebuyers using VA loans to pay for their real estate agent’s commission, ensuring they stay competitive in today’s market. This change, effective August 10, 2024, comes as part of the National Association of Realtors’ commission lawsuit settlement. Now, eligible veterans, active duty service members, and surviving spouses can cover reasonable and customary buyer-broker fees, helping them secure their dream homes.

Today, we honor the brave men and women who made the ultimate sacrifice for our freedom. Their courage and dedication wi...
27/05/2024

Today, we honor the brave men and women who made the ultimate sacrifice for our freedom. Their courage and dedication will never be forgotten.

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