03/04/2026
Trust Matters When It Comes to Your Family’s Future
When you’re dealing with life insurance, protecting your family, and planning your legacy, trust matters.
David Happe scored in the 97th percentile on the Florida life insurance licensing examination and earned a perfect 100% on the Florida annuity examination.
He is an independent Florida insurance agent, not captive to a single insurance company pushing its own products. That independence matters. It means the conversation starts with your family, your goals, and your financial security not a quota from a corporate sales desk.
At Final Expense Florida, you receive:
• Full disclosure
• Full transparency
• Access to multiple A-rated insurance carriers
• Guidance tailored to your specific needs and budget
Whether you are exploring term life insurance, whole life insurance, final expense coverage, or Florida-approved annuities, the person advising you should be someone you trust to put your family first.
Who you choose to advise you on insurance and annuities matters.
When families in Florida want straightforward answers, clear options, and an independent advocate working on their behalf, they turn to David Happe and Final Expense Florida.
Your family deserves financial security.
Your legacy deserves protection.
Final Expense Florida
Insurance and annuity solutions for Florida families
David Happe, Independent Insurance Agent
Florida License
