Glenycia Bixby NMLS # 2648875

08/28/2026

https://www.realtor.com/realestateandhomes-detail/1013-Tidal-Rock-Ave_Ruskin_FL_33570_M99864-07461

For Sale: View 36 photos for 1013 Tidal Rock Ave, this 4 bed, 2 bath, 1828 sqft. single family home in Ruskin, FL listed at $325,000. MLS

08/28/2026

🏡🤝 Weekly Real Estate Term: Exclusive Right to Sell Listing 🤝🏡

An exclusive right to sell listing is the most common type of listing agreement between a seller and a real estate agent. It gives one brokerage the exclusive right to market and sell the home, and the agreed upon commission is earned regardless of who finds the buyer. This arrangement gives the agent the confidence to invest time, marketing, and resources into getting the home sold. It also provides the seller with one dedicated professional to guide the transaction from listing to closing. A strong partnership between the seller and agent often leads to a smoother and more successful sale.

👉 Whether you're buying your first home or selling your current one, I'm here to help with the financing side of the journey. Visit www.loansbyglenycia.com/?utm_source=Facebook&utm_campaign=Real+Estate+Terms to get pre-approved and let's get started!

Glenycia Bixby NMLS #2648875 | United Direct Lending NMLS #1749719

08/27/2026

📈📉Here's what's going on with mortgage rates today. 😊

My goal is to make the mortgage market easy to understand so you can make the best homebuying/home financing decisions for you. If you're thinking about buying a home in Florida, I'd love to help you get pre-approved and explore your financing options.
🌐 www.loansbyglenycia.com/?utm_source=Facebook&utm_campaign=Market+Update

Glenycia Bixby NMLS #2648875 | United Direct Lending NMLS #1749719

08/27/2026

📉🔒 Question Of The Week: What Happens If Rates Drop After I Lock? 🔒📉

Locking your interest rate protects you if rates increase before your loan closes, but many buyers wonder what happens if rates move in the other direction. The answer depends on your lender and the loan program.

Some lenders offer a float down option that may allow you to take advantage of a lower interest rate if market conditions improve before closing. Others do not offer this feature, or they may have specific requirements and timing restrictions.

Since every lender has different policies, it is a good idea to ask about your options before locking your rate. Understanding how the process works can help you make an informed decision and avoid surprises during your home purchase.

If you have questions about rate locks or want to explore your mortgage options, I would be happy to help. Visit www.loansbyglenycia.com/?utm_source=Facebook&utm_campaign=Question+%26+Answer to get started with your pre approval. 😊

Glenycia Bixby NMLS #2648875 | United Direct Lending NMLS #1749719

08/26/2026

💰 Weekly Buyer Tip: Know What Cash Reserves Are 💵

You may hear your lender mention "cash reserves" during the mortgage process and wonder what they mean. Cash reserves are the money you still have available after you've paid your down payment and closing costs. Depending on the loan program, property type, or overall financial picture, lenders may require you to have a certain amount of savings left over after closing. These funds are there to show you have a financial cushion if life throws you an unexpected expense.

However, not every loan requires cash reserves, and, for the ones that do, the amount can vary from one program to another. That is why it is so important to work with a lender who explains your options and helps you prepare ahead of time.

Knowing what lenders are looking for before you start shopping can make the entire process much less stressful. Reach out to me at www.loansbyglenycia.com/?utm_source=Facebook&utm_campaign=Buyer+Tips to get pre-approved and learn which loan programs fit your goals!

Glenycia Bixby NMLS #2648875 | United Direct Lending NMLS #1749719

08/26/2026

📱 Weekly Seller Tip: Feature the Home in Real Estate Groups and Online Forums 💻

Getting your home listed on the MLS is important, but don't stop there. Sharing your listing in local real estate groups, neighborhood pages, and online forums can introduce your home to buyers who may not have seen it otherwise. The more people who know your home is available, the greater your chances of finding the right buyer.

Many buyers spend time browsing social media and online communities before contacting an agent. A well written post with professional photos can spark conversations, generate shares, and increase interest in your home. Ask your real estate agent how they're promoting your listing online and whether they're taking advantage of these additional marketing opportunities.

Thinking about selling your current home and buying your next one? I'd love to help make the financing side simple. Complete your mortgage application anytime at www.loansbyglenycia.com/?utm_source=Facebook&utm_campaign=Seller+Tips. 💜

Glenycia Bixby NMLS #2648875 | United Direct Lending NMLS #1749719

08/25/2026

08/25/2026

📈📉Here's what's going on with mortgage rates today. 😊

My goal is to make the mortgage market easy to understand so you can make the best homebuying/home financing decisions for you. If you're thinking about buying a home in Florida, I'd love to help you get pre-approved and explore your financing options.
🌐 www.loansbyglenycia.com/?utm_source=Facebook&utm_campaign=Market+Update

Glenycia Bixby NMLS #2648875 | United Direct Lending NMLS #1749719

08/25/2026

☕🏢 Did You Know: An Apartment Building Became a Coffee Lover's Paradise?

In Ho Chi Minh City, there is a famous building known as The Café Apartments that is home to dozens of unique cafés, along with boutiques and creative shops. Each café has its own personality, menu, and décor, giving visitors plenty of reasons to explore every floor. What was once a residential apartment building has become one of the city's most popular destinations for both locals and tourists.

Real estate can evolve in amazing ways over time. Some buildings become much more than the purpose they were originally built to serve. If you're thinking about your next home, visit www.loansbyglenycia.com/?utm_source=Facebook&utm_campaign=Did+You+Know%3F to learn about your financing options. 😊

Glenycia Bixby NMLS #2648875 | United Direct Lending NMLS #1749719