Mortgage Nicky

02/17/2026

Great vibes, awesome women, and lots of laughs. Period. 🫰🏼✨🫶🏼💕

02/10/2026

Galentine’s Day, but make it intentional 💕

Join me for Galentine’s Day!

Sip, Swing & Celebrate

Grab your besties for a night of golf, drinks, laughs & good vibes

🗓️ 2/16/26 | 7-10 pm | Top Golf Tampa

✨ Drinks • Bites • Games • Prizes • Fun ✨

Hosted with Love by The DB Group @ CrossCountry Mortgage

DM me if you’d like to come 💛

02/06/2026

I finally tried the caricature trend…
even though I wouldn’t call myself a trendy person😂

But honestly? I kind of love the way chatgpt sees me. 💛

A little busy. A lot of heart. Kids, work, purpose, and probably 12 tabs open in my brain at all times and NO shortcuts in sight, lol

If this is how I show up in the world, I’m good with it.

Oh, and then there is Coco!!! 😻

11/10/2025

We finance opportunity. Are you ready?

New loan products just dropped. Invest. Build. Scale. Repeat. 🔁

#

11/03/2025

https://www.eventbrite.com/e/real-estate-investment-seminar-tickets-1935141623689?utm_experiment=test_share_listing&aff=ebdsshios&sg=c6b453c10d802c45d00a40007bf332e71ed5a565b9805b523053c341fe6f50ce90905a5bf646264c767faf991f5658fab8497ecb7a6b29a0b8ed9a5485dcb88f310dd00b66f2ea6b596966b143b2

Discover how strategic financing and smart leveraging can help you build a million-dollar real estate portfolio.

03/27/2025

🚨 CRITICAL UPDATE FROM FHA – IMMEDIATE IMPACT ON NON-PERMANENT RESIDENTS 🚨

Effective May 25, 2025, the FHA is eliminating the "non-permanent residents (like DACA)" category from its Single Family Title I and Title II programs. This means FHA financing will NO LONGER be available for non-permanent residents on any case number assignments issued on or after this date.

🏡 If you're a non-permanent resident looking to secure FHA-backed financing, and you have been approved or pre-approved you MUST act before this deadline!

This is a major shift in policy that could impact your ability to buy or refinance a home. Don’t wait—contact us IMMEDIATELY to explore your options before it’s too late!

E: [email protected] C: 786-261-7308

12/05/2021

Sunshine, laughs & collaboration ☀️💙✨

11/20/2020

Hey y’all! It’s Give Miami Day!!! Can’t believe I almost missed it! Anybody feeling a bit frazzled? 🙋🏻‍♀️ Well, there are still a few hours left to do some good. If you are blessed and are able, please consider giving to one of many wonderful causes!!!! There are so many great organizations that rely at least in part on donations, many of which do soooo much good in our communities! I have donated to a few, including my daughter’s school! If you care to support my Zoe and her fellow Titan Scholars, please clink on the link in my Bio. Otherwise, please consider donating any amount to any other cause/organization! 💙💙💙 Sending you beautiful humans much love today and always!!!! 🤗

09/17/2020

Let’s give kids a fighting chance together! 💪🏼💛💵 Post a selfie today holding a sign that says and $5 will be donated to Nicklaus Children’s Health Foundation. Come on friends, the sign doesn’t have to be fancy! Tag and Thanks for anyone willing to take a few to do this!!!! Swipe to see my cute kid! 💙💙

05/04/2020

Monday Morning Money Moves 💵💵💵

Finding out if a refinance is a good option for you at this time is easier than you might think.

Rates are low and even if you bought only one year ago, you may have enough equity to cover closing costs. In many cases, even if these are added to your loan, you can still save money monthly and in the long run.

In fact, if your purchase was recent, it typically makes the most sense, because signing up for another 30 year mortgage only adds a little bit to your loan term, versus a home owner who has been paying their mortgage for say five years.

If you have had your home for several years, adding to your term could still make sense. For example, you could use a refinance to pay off more expensive debt. Think credit card debt in the 20% range versus mortgage rate, which could be in the 2-3% range.

Contact me today if you’d like a no commitment, no cost refinance analysis to see if this might be a good option for you. See list above for what you will need... mainly just a mortgage statement and an idea of what your credit score is. That’s it!

If you have any questions about how refinance works, I am just a phone call away.

04/10/2020

Happy Siblings Day to my favorites!!! I feel blessed to have you in my life and am missing you now more than ever! Never again do I want to take for granted that you are right down the street and that I can hug you and love on you like you know I like to! (I am my father’s daughter 🤷🏻‍♀️) @ Miami, Florida