Applegate-Beard Insurance Solutions LLC

12/08/2025

https://vimeo.com/1133119365/e1522c3e81

This is "Insurance Producers Introduction to The Driven Data Network" by SpeedGauge on Vimeo, the home for high quality videos and the people who love them.

11/28/2025

08/01/2025

Stay vigilant in the digital world
Maintaining a low profile is generally good practice, but our passion for sharing personal experiences with friends and family can make that a challenge. Avoid sharing personal information on social media, like specific travel plans or your daily routines. Regularly evaluate and update your privacy settings on social media and other online platforms.

You should also be aware that hackers are now using AI and technology to trick unsuspecting people by posing as family and friends who are in distress or by asking for sensitive information.


Be wary of unfamiliar or unsolicited communications
If you receive a threat, do not engage or comply with demands. Instead, report the incident to law enforcement and consult with security experts, like XG Consultants, to assess and reduce your vulnerabilities.

We hope these tips provide you with the valuable insights you need to safeguard yourself and your loved ones. Always trust your instincts and do not hesitate to seek help from authorities or trusted individuals.

07/29/2025

The main difference between a Medicare Advantage plan (MA or Part C) and a Preferred Provider Organization (PPO) plan is that one is a type of Medicare plan, while the other is a type of health plan structure—and in fact, you can have a Medicare Advantage PPO plan.

Let’s break it down:

⸻

✅ Medicare Advantage (MA) Plans
• What it is: A Medicare-approved private insurance plan that replaces your Original Medicare (Part A and 😎.
• What it can include: Many MA plans also include Part D (prescription drug coverage) and extra benefits like dental, vision, or fitness programs.
• Types: MA plans can be HMO, PPO, or PFFS structures.
• Key feature: You still pay your Part B premium, but your healthcare is managed by a private insurer.

⸻

✅ Preferred Provider Organization (PPO) Plans
• What it is: A type of plan design that gives you more flexibility.
• Key features:
• You can see any doctor, but you’ll pay less for using in-network providers.
• You don’t need a referral to see specialists.
• Exists in two main contexts:
• Employer or individual private insurance.
• As a Medicare Advantage PPO plan.

04/25/2025

12/21/2024

MERRY CHRISTMAS 🎄🎄

11/27/2024

Over the past decade, SpeedGauge has been a real treat to follow. I have been a partner with them at three different telematic providers, and I have always had such a huge amount of respect for the SpeedGauge team.

One thing I did not know in all that time is the number of posted speed corrections they are able to make, and the time in which they accomplish it.

SpeedGauge has made nearly 1.7 M posted speed corrections to 120K different locations. Driving performance is analyzed everywhere your vehicles are driven – side roads, rural areas, interstate highways, city streets, terminal yards, and off-road.

The average turnaround time for those corrections is 6-8 HRS - Featuring the most accurate roadways database in the world – verified around the clock.

SpeedGauge validates those corrections using multiple tools including calling local authorities, (let's see the big open-source companies do that). Based on the GPS breadcrumbs from any provider, SpeedGauge gives you the very best in coverage and the speed at which you need it.
ELD, Camera, GPS Tracking device, SpeedGauge has you covered.

If you want the gold standard in posted speed limit data, contact us today.

Jim Angel
VP of Telematics Partners

08/21/2024

Learn to budget, beat debt, save and invest with Ramsey Solutions, founded by Dave Ramsey, bestselling author, radio host and America’s trusted voice on money.

08/17/2024

Some dog breeds are considered dangerous by insurance companies and may be prohibited by certain insurance companies and property managers. These breeds include:

Rottweilers
Although they only make up 2.3% of the dog population in the U.S., they were responsible for 10.4% of fatal dog attacks in 2016.

Pit bulls
Originally bred for livestock chasing and dog fighting, they have a high prey drive.

German Shepherds
Frequently on the list of “dangerous breeds” that are prohibited by certain insurance companies and property managers.

Dobermans
Considered one of the most aggressive breeds, they are often used as guard dogs and are aggressive toward perceived threats.

Chow Chows
Have a sturdy build and can weigh upwards of 70 pounds, and are often listed as high-risk dog breeds because of their over-protective nature and aggressive tendencies towards strangers.

Akitas
Considered potentially dangerous because of their energetic, huge-built, and powerful nature.

08/09/2024

Part B is an essential component of the Medicare program that covers a broad range of outpatient medical services.

06/24/2024