Desiree' Byrne, The Lender With a Brain

Desiree' Byrne, The Lender With a Brain 2122934
Mortgage Loan Advisor at Xpert Home Lending Inc

After WWII the 1944 GI Bill helped millions of veterans buy homes with zero down and low rates — the original American D...
04/15/2026

After WWII the 1944 GI Bill helped millions of veterans buy homes with zero down and low rates — the original American Dream starter kit! Today I take the same playbook with VA loans, assisting our heroes secure their benefits: no mortgage insurance, flexible terms, and fast closings. Ready to claim your slice? LenderWithABrain.com

Drive-in intermission snacks were non-negotiable; popcorn, soda, and that classic jingle! Your mortgage shouldn’t be eit...
04/02/2026

Drive-in intermission snacks were non-negotiable; popcorn, soda, and that classic jingle! Your mortgage shouldn’t be either. Let me handle the fine print so you just enjoy the show. Call 623-298-5002.

Western heroes always rode in to save the day — hat tipped, spurs jingling. That’s me when you need cash fast though a r...
03/31/2026

Western heroes always rode in to save the day — hat tipped, spurs jingling. That’s me when you need cash fast though a refi, HELOC, or HELOAN. I’ll lasso the best deal before the sun sets. Ready to ride? LenderWithABrain.com

The prior lender said the deal was dead — debt to income ratio too high, credit score too low, not enough cash, the work...
03/30/2026

The prior lender said the deal was dead — debt to income ratio too high, credit score too low, not enough cash, the works. But I stepped in like a 1950s TV hero and closed it early, even on a holiday! Who has an ‘impossible’ file? Let's chat. 623-298-5002

Grooving to Elvis at the sock hop. All shook up and loving every minute! As your mortgage advisor I love when you slide...
03/27/2026

Grooving to Elvis at the sock hop. All shook up and loving every minute! As your mortgage advisor I love when you slide in with competitive quotes asking ‘how low can you go?’ This is the biggest purchase of your life. Grab that fun, no-pressure second opinion. I’ve stepped in as the ringer and saved more deals than I can count. LenderWithABrain.com

Milkshakes at the drive-in were the ultimate 1950s treat; creamy, sweet, and worth the splurge even if you didn’t techni...
03/19/2026

Milkshakes at the drive-in were the ultimate 1950s treat; creamy, sweet, and worth the splurge even if you didn’t technically need one! I still chase that neon glow. Same goes for down-payment assistance: you don’t have to NEED it. You can simply WANT it! No first-time buyer rules, often forgivable, and stack it with seller credits for little cash out of pocket. Ready to treat yourself to homeownership? Call/text 623-298-5002 or visit LenderWithABrain.com

Like the journey depicted in the dreamy tune from "Breakfast at Tiffany's," securing financing for your 5–9-unit apartme...
02/19/2025

Like the journey depicted in the dreamy tune from "Breakfast at Tiffany's," securing financing for your 5–9-unit apartment building is a way to follow your moon river of investing. Let's turn your aspirations into reality together.

$2M max loan amount
$350 minimum loan amount
Minimum 25% down payment for a purchase mortgage
Max 70% loan to value for a cash out refinance
Minimum 680 credit score
Minimum debt service coverage ratio applies (income and expenses vs mortgage payments)
LLC, Corp, Trust, also allowed.
2 Vacant Units Allowed (market rents used)

Reach out today! 623-298-5002 lenderwithabrain.com

02/13/2025

The median age of buyers increased to a peak of 56 years old, up from 49. The median first-time buyer age increased to 38, increasing from 35, while the typical repeat buyer age also increased to 61 from 58. These are all record highs.

Be a Rebel. Forge Your Own Path. Live Your Dream.Tired of playing follow the leader? Ready to make your own mark? It's t...
02/13/2025

Be a Rebel. Forge Your Own Path. Live Your Dream.
Tired of playing follow the leader? Ready to make your own mark? It's time to embrace your inner rebel and choose your affordable alternative to homeownership. Imagine living in a manufactured home, tailored to your needs, on leased or family-owned land. It's more than just a home—it's a statement of independence and self-expression. Dream big, live free, and take control of your future. I've got the loan to make it happen. How can I help you start your journey today? lenderwithabrain.com

When I'm competing with a builder for business, and they think they have me beat by quoting in the 4's... Then I bust ou...
02/12/2025

When I'm competing with a builder for business, and they think they have me beat by quoting in the 4's... Then I bust out my tricks! Haha! LOVE being able to compete for business with LEGIT good rates! Want a quote? LenderWithABrain.com

02/11/2025

Looking for an EASY smooth mortgage loan process? Who you hire matters. LenderWithABrain.com walks with you hand in hand. No surprises at the finish line. Fully prequalified up front - the way a professional mortgage lender works. Every. Time.

Address

Sun City, AZ
85373

Telephone

+16232985002

Website

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