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The Mortgage Momma, NMLS 925207

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United States
Stillwater, OK
The Mortgage Momma, NMLS 925207

A mom of four sharing knowledge of the mortgage industry,balancing your career with life and stories.

09/10/2026

Did you know...

Using gift funds for your down payment can be a great way to help you secure a mortgage, but there are some key steps to follow. First, ensure the gift comes from an acceptable source, like a family member, as most lenders have specific guidelines about who can provide these funds. You’ll also need a gift letter from the donor, stating that the money is a gift and not a loan that needs to be repaid. Lastly, keep a clear paper trail of the funds being transferred to your account. By following these steps, you can effectively use gift funds to boost your down payment and get closer to owning your new home!

09/09/2026

Fixed or variable? Which home loan fits your plans? 🏡📊 The right option depends on more than today's interest rate. It's worth looking at how each structure could affect your payments, flexibility, and total borrowing costs over time.

🔒 Fixed rate – Your interest rate is set for a defined period, providing more predictable payments during that period.

📈 Variable or adjustable rate – Your interest rate can change based on the loan terms and market conditions, which means your payments or borrowing costs may change over time.

Before deciding, consider how long you plan to own the home, how much payment flexibility you have, your tolerance for changing rates, and the full costs and features of each option.

Mortgage products and rules vary by market and lender, so make sure you understand exactly how your chosen loan works.

📩 Compare the options carefully and choose a home loan that fits both your budget today and your plans for the future.

09/08/2026

Farm chores look a little different when you’re this size. 🥹🐑

There’s just something about watching your kids grow up in the barn. One minute they’re tagging along while you do chores, and the next they’re grabbing the hose and filling buckets themselves.

It may seem like a simple little job, but these are the moments where they’re learning responsibility, hard work, and how to take care of something besides themselves.

And those cowboy boots while doing it? 🤠❤️

Just a little boy doing big-kid chores and making his momma realize he’s growing up way too fast.

Farm life. Barn chores. The best kind of childhood. ❤️

09/07/2026

Just another day at the office… farm edition! 🐐💜

When you’re a mom, mortgage lender, chauffeur, show mom, AND farm hand, you never really know what the day is going to look like! 😂

Today’s agenda: goat chores! And clearly, she was thrilled about our little selfie session. 🤣

These busy, messy, animal-filled days may be exhausting sometimes, but I wouldn’t trade this life for anything. 💜

Farm hair. Goat chores. Full heart. 🐐🤍

09/06/2026

The sheep need fed, but your under-eye patches still have 10 minutes left. 😂💁🏼‍♀️

So naturally…we loaded up and did chores anyway.

✨ Skincare 🤝 Farm Life ✨

And apparently my chore buddy understood the assignment with those glasses. ⭐️😂

09/04/2026

The “Momma” behind The Mortgage Momma. 🩷

Some days I’m helping families get the keys to their dream home… and other days, everything stops because one of my babies just needs her momma.

This right here is my why. ❤️

Being The Mortgage Momma has never just been about mortgages. It’s about families. It’s about home. It’s about creating a place where your babies feel safe, loved, and comfortable enough to fall asleep right beside you.

Because at the end of the day, a house is just four walls…
the people inside are what make it HOME. 🏡🩷

This momma is exactly where she needs to be. 🥹

09/02/2026

Such a great time with the Edmond Board of Realtors this week at their monthly luncheon! The theme was Candyland and all the Power Partners went all out!

It was a great day to visit with realtors in this area!

08/27/2026

We had a long, HOT night at the Payne County Free Fair, but the girls did an awesome job showing their sheep! 🐑❤️ So proud of them and all their hard work!

Today, though… we are DRAGGING! 😂😴

Got home at midnight! ✅
Kids were late to school! ✅ …by 5 minutes, but who’s counting?! 😂
Delivered lunch to the girls! ✅
Running on caffeine and fair-week chaos! ✅

Here’s hoping for an earlier bedtime tonight so we can finish this week out STRONG! 💪🏼🐑✨

Fair week isn’t for the weak! 😂❤️

08/25/2026

Closing days are the best days! I had the pleasure of helping this customer move into her forever home. She was a joy to work with. It is always nice when hugs are given at the closing table! Welcome home!

08/24/2026

Had a great time with friends and family celebrating the Tucks this weekend in Arkansas! Got to spend some extra time with the girls while the boys ruled Fancy & Poppy’s house!

Now for a busy week ahead of loan closings, new contracts and the Payne County Fair!

Let’s go!

Address

Stillwater, OK
74074

Telephone

+14056126718

Website

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