Senior Insurance Solutions

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Senior Insurance Solutions I am Kelli Callihan Ostrander and I am passionate about helping Virginia residents navigate the complexities of Medicare. ๐ŸŒŸ

Kelli has been proudly helping Virginia residents navigate Medicare since 2005. She specializes in educating and counseling on all of the various options available to Medicare recipients, as Baby Boomers aging in, U.S. Veterans, and those on Disability and/or Medicaid. Her expertise in the field has resulted in nearly a thousand trusting client relationships, reached through honesty, mutual respect, and integrity. She strives to provide clients with the best customer service experience with continued support from day one and beyond. Kelli takes pride in being ethical and engaging in order to do a complete needs analysis for each individual to determine which plan is the best fit for each. She holds a Life, Health, and Annuities license in VA, WV, KY, and NC. She is passionate about helping her parents generation navigate through what can be a very confusing decision. "It is so gratifying and fulfilling to build relationships with my clients and give back to the Greatest Generation, one which has given me so much." Kelli grew up in the Shenandoah Valley and is a devoted Mother to her daughter and loves spending time with family and friends.

The relationship doesn't have to end when enrollment is finished.That's what Marie's review captures about Kelli's appro...
10/15/2026

The relationship doesn't have to end when enrollment is finished.

That's what Marie's review captures about Kelli's approach. Healthcare needs evolve. Plans evolve. So each year's Open Enrollment (October 15 - December 7) is a chance to look again and see whether your coverage still fits.

Thank you again, Marie ๐Ÿ’™
When you're ready for your own review, we're here.

๐Ÿ‘‰ ๐—ฆ๐—ฐ๐—ต๐—ฒ๐—ฑ๐˜‚๐—น๐—ฒ ๐˜†๐—ผ๐˜‚๐—ฟ ๐— ๐—ฒ๐—ฑ๐—ถ๐—ฐ๐—ฎ๐—ฟ๐—ฒ ๐—ฟ๐—ฒ๐˜ƒ๐—ถ๐—ฒ๐˜„: https://enrollment.seniorinsurancesolutions.us/

For Kelli, Medicare isn't a seasonal business that suddenly matters in October. She's been helping Virginia residents na...
10/13/2026

For Kelli, Medicare isn't a seasonal business that suddenly matters in October.

She's been helping Virginia residents navigate Medicare since 2005, including Baby Boomers aging into it, U.S. veterans, and people on disability and/or Medicaid.

Her philosophy is simple. Here's what it looks like for you:
1. Listen: your healthcare needs, prescriptions, priorities and budget come first.
2. Educate: plain-English help understanding your options.
3. Analyze: a complete needs analysis for each person.
4. Explain: your options laid out and your questions answered.
5. Support: help from day one and beyond.

๐—•๐—ฒ๐—ฐ๐—ฎ๐˜‚๐˜€๐—ฒ ๐˜„๐—ต๐—ฒ๐—ป ๐˜†๐—ผ๐˜‚'๐—ฟ๐—ฒ ๐—บ๐—ฎ๐—ธ๐—ถ๐—ป๐—ด ๐—ฑ๐—ฒ๐—ฐ๐—ถ๐˜€๐—ถ๐—ผ๐—ป๐˜€ ๐—ฎ๐—ฏ๐—ผ๐˜‚๐˜ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ต๐—ฒ๐—ฎ๐—น๐˜๐—ต๐—ฐ๐—ฎ๐—ฟ๐—ฒ, ๐—ฒ๐˜…๐—ฝ๐—ฒ๐—ฟ๐—ถ๐—ฒ๐—ป๐—ฐ๐—ฒ ๐—บ๐—ฎ๐˜๐˜๐—ฒ๐—ฟ๐˜€. So does having someone who listens. ๐Ÿ‘‚

Want to talk through your options? We'd love to help: https://enrollment.seniorinsurancesolutions.us/

๐Ÿšจ Open Enrollment season is a busy time for scammers. The FTC says they get more active around Medicare Open Enrollment ...
10/11/2026

๐Ÿšจ Open Enrollment season is a busy time for scammers. The FTC says they get more active around Medicare Open Enrollment (October 15 - December 7) every year, and they might sound professional and even have some of your personal information.

And so you know who we are: Senior Insurance Solutions is a licensed agency in Staunton, VA. We're not Medicare, and we're not affiliated with the U.S. government or the federal Medicare program.

When you're ready to review your coverage, start here: https://enrollment.seniorinsurancesolutions.us/

๐Ÿ˜Ÿ You've spent more time researching your Medicare coverage than you ever expected to. And you're still not sure you und...
10/09/2026

๐Ÿ˜Ÿ You've spent more time researching your Medicare coverage than you ever expected to. And you're still not sure you understand it.

๐Ÿ“„ You've read the brochures.

๐Ÿ“บ You've listened to the commercials.

๐Ÿ—ฃ๏ธ You've talked to friends who swear their plan is the best one out there.

But every time you think you've figured it out, another question comes up.

โ“ Will my doctor accept this plan?

โ“ What happens if I need a specialist?

๐Ÿ’Š Will my prescriptions be covered?

๐Ÿ’ฐ What am I actually going to pay?

And maybe the hardest part isn't even the insurance itself.

๐Ÿ’ญ It's that quiet worry in the back of your mind that you might make a decision you'll regret.

โค๏ธ You worked hard to get to this stage of life. You have things you want to do, people you want to spend time with, and a retirement you want to enjoy.

You shouldn't have to spend so much of it worrying about whether you understood the fine print.

๐Ÿ’ก Here's something I wish more people knew: Being enrolled in Medicare and understanding your Medicare coverage are two very different things.

And there are plenty of intelligent, capable people who feel exactly the way you do.

๐Ÿ’ฌ I want to know โ€” are you confused about insurance?

You may end up keeping exactly what you have. And that's okay.A review isn't about switching for the sake of switching. ...
10/09/2026

You may end up keeping exactly what you have. And that's okay.

A review isn't about switching for the sake of switching. ๐—œ๐˜'๐˜€ ๐—ฎ๐—ฏ๐—ผ๐˜‚๐˜ ๐—ธ๐—ป๐—ผ๐˜„๐—ถ๐—ป๐—ด, ๐—ฏ๐—ฒ๐—ฐ๐—ฎ๐˜‚๐˜€๐—ฒ ๐—ฝ๐—น๐—ฎ๐—ป ๐—ฑ๐—ฒ๐˜๐—ฎ๐—ถ๐—น๐˜€ ๐—ฐ๐—ฎ๐—ป ๐—ฐ๐—ต๐—ฎ๐—ป๐—ด๐—ฒ ๐—ณ๐—ฟ๐—ผ๐—บ ๐˜†๐—ฒ๐—ฎ๐—ฟ ๐˜๐—ผ ๐˜†๐—ฒ๐—ฎ๐—ฟ, ๐—ฒ๐˜ƒ๐—ฒ๐—ป ๐˜„๐—ต๐—ฒ๐—ป ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฝ๐—น๐—ฎ๐—ป'๐˜€ ๐—ป๐—ฎ๐—บ๐—ฒ ๐˜€๐˜๐—ฎ๐˜†๐˜€ ๐˜๐—ต๐—ฒ ๐˜€๐—ฎ๐—บ๐—ฒ.

If you have a Medicare Advantage or drug plan, your insurer should have mailed you an Annual Notice of Change by the end of September. It spells out what's different for next year. Not sure how to read it? That's what a review is for.

Review. Compare. Decide. We can help.

๐Ÿ‘‰ ๐—ฆ๐—ฐ๐—ต๐—ฒ๐—ฑ๐˜‚๐—น๐—ฒ ๐˜†๐—ผ๐˜‚๐—ฟ ๐— ๐—ฒ๐—ฑ๐—ถ๐—ฐ๐—ฎ๐—ฟ๐—ฒ ๐—ฟ๐—ฒ๐˜ƒ๐—ถ๐—ฒ๐˜„: https://enrollment.seniorinsurancesolutions.us/

๐Ÿ“… ๐—”๐—น๐—ฟ๐—ฒ๐—ฎ๐—ฑ๐˜† ๐—ผ๐—ป ๐— ๐—ฒ๐—ฑ๐—ถ๐—ฐ๐—ฎ๐—ฟ๐—ฒ? ๐— ๐—ฎ๐—ฟ๐—ธ ๐—ข๐—ฐ๐˜๐—ผ๐—ฏ๐—ฒ๐—ฟ ๐Ÿญ๐Ÿฑ.Open Enrollment runs October 15 through December 7. It's the yearly window to rev...
10/08/2026

๐Ÿ“… ๐—”๐—น๐—ฟ๐—ฒ๐—ฎ๐—ฑ๐˜† ๐—ผ๐—ป ๐— ๐—ฒ๐—ฑ๐—ถ๐—ฐ๐—ฎ๐—ฟ๐—ฒ? ๐— ๐—ฎ๐—ฟ๐—ธ ๐—ข๐—ฐ๐˜๐—ผ๐—ฏ๐—ฒ๐—ฟ ๐Ÿญ๐Ÿฑ.

Open Enrollment runs October 15 through December 7. It's the yearly window to review your Medicare health and drug coverage and make certain changes for the following year.

๐—ข๐˜‚๐—ฟ ๐—ฎ๐—ฑ๐˜ƒ๐—ถ๐—ฐ๐—ฒ: don't wait until December 6 to start thinking about it. Begin with four questions:

โœ… What's changing for next year?
โœ… Are your prescriptions still covered the way you expect?
โœ… Are your providers still in-network, where applicable?
โœ… Have your healthcare needs changed?

If you're not sure of the answers, that's what a review is for.

๐Ÿ‘‰ ๐—ฆ๐—ฐ๐—ต๐—ฒ๐—ฑ๐˜‚๐—น๐—ฒ ๐˜†๐—ผ๐˜‚๐—ฟ ๐— ๐—ฒ๐—ฑ๐—ถ๐—ฐ๐—ฎ๐—ฟ๐—ฒ ๐—ฟ๐—ฒ๐˜ƒ๐—ถ๐—ฒ๐˜„: https://enrollment.seniorinsurancesolutions.us/

Reviews like this one are exactly why I love what I do. ๐Ÿ’šThank you, Marie, for trusting me with something as important a...
10/07/2026

Reviews like this one are exactly why I love what I do. ๐Ÿ’š

Thank you, Marie, for trusting me with something as important as your Medicare coverage and for taking the time to share it.

If this sounds like the kind of experience you're looking for, I'd love to help you get there too.

๐Ÿ“ž (๐Ÿฑ๐Ÿฐ๐Ÿฌ) ๐Ÿฐ๐Ÿฏ๐Ÿฌ-๐Ÿฏ๐Ÿฐ๐Ÿฌ๐Ÿฌ | https://enrollment.seniorinsurancesolutions.us/

Medicare can be confusing.Kelli Callihan Ostrander has spent years making it less so.Her philosophy is simple: listen fi...
10/06/2026

Medicare can be confusing.

Kelli Callihan Ostrander has spent years making it less so.

Her philosophy is simple: listen first. Understand your healthcare needs, prescriptions, priorities, and budget. Explain the options. Answer the questions. Help you make an informed decision.

The goal isn't to put everyone into the same plan - it's to help you find coverage that fits your individual needs from the options available through Kelli.

That's the difference between getting sold a plan and having someone help you understand Medicare.

Schedule a conversation now to help you understand your coverage.

๐Ÿ“ž (๐Ÿฑ๐Ÿฐ๐Ÿฌ) ๐Ÿฐ๐Ÿฏ๐Ÿฌ-๐Ÿฏ๐Ÿฐ๐Ÿฌ๐Ÿฌ https://enrollment.seniorinsurancesolutions.us/

Many people are surprised to learn that Original Medicare generally doesn't cover most routine dental care.Cleanings. Fi...
10/05/2026

Many people are surprised to learn that Original Medicare generally doesn't cover most routine dental care.
Cleanings. Fillings. Dentures. Other routine and restorative dental needs.

Depending on how you receive your Medicare coverage, you may have some dental benefits - or you may want to consider additional coverage.

The important thing? Know BEFORE you need the dentist.

Connect now to help you understand what your current coverage includes.

๐Ÿ“ž (๐Ÿฑ๐Ÿฐ๐Ÿฌ) ๐Ÿฐ๐Ÿฏ๐Ÿฌ-๐Ÿฏ๐Ÿฐ๐Ÿฌ๐Ÿฌ | https://enrollment.seniorinsurancesolutions.us/

Medicare can be confusing.Kelli Callihan Ostrander has spent years making it less so.Her philosophy is simple: listen fi...
10/03/2026

Medicare can be confusing.

Kelli Callihan Ostrander has spent years making it less so.

Her philosophy is simple: listen first. Understand your healthcare needs, prescriptions, priorities, and budget. Explain the options. Answer the questions. Help you make an informed decision.

The goal isn't to put everyone into the same plan - it's to help you find coverage that fits your individual needs from the options available through Kelli.

That's the difference between getting sold a plan and having someone help you understand Medicare.

Schedule a conversation now to help you understand your coverage.
๐Ÿ“ž (๐Ÿฑ๐Ÿฐ๐Ÿฌ) ๐Ÿฐ๐Ÿฏ๐Ÿฌ-๐Ÿฏ๐Ÿฐ๐Ÿฌ๐Ÿฌ | https://enrollment.seniorinsurancesolutions.us/

Turning 65, reviewing coverage, or preparing for Open Enrollment? Start a no-pressure conversation with Kelli Callihan Ostrander.

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Staunton, VA

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