Leandro G. Gunn-Russell Independent insurance Agent

10/06/2025

🎉 Attention Seniors! 🎉

Tomorrow (10/07/2025) is Walgreens Seniors Day! 👏

Join me, Leandro Gunn-Russell, your local Independent Insurance Broker with Healthcare Solutions Team (Allstate Solutions), at Walgreens in Roxbury, NJ, from 10 AM to 2 PM!

💬 I’ll be there to answer all your Medicare questions — whether you’re new to Medicare, exploring plan options, or just need help understanding your coverage.

🛍️ Plus, don’t forget — Seniors get 20% OFF eligible regular-priced merchandise during Senior Day! I

📍 Where: Walgreens, Roxbury, NJ

🕙 When: Tomorrow (10/07/2025), 10 AM – 2 PM

👋 Stop by, say hello, and let’s make sure you’re ready for Medicare season!

10/01/2025

06/09/2025

💡 Let's explore the concept of "claims."

If you've ever needed to use your health or life insurance policy, you're likely familiar with the term "claim." But what exactly does it mean?

A claim is a request you submit to your insurance company for payment of covered benefits, such as a doctor's visit, surgery, hospital stay, or, in the case of life insurance, a death benefit for a beneficiary.

As a broker, I can assist you in several ways: Review the policy, helping the customers understand what's covered and what's not; Guide them through the paperwork, assisting with submitting the proper documents to avoid delays; Communicate with the insurance company following up and troubleshoot issues on their behalf; Make sure the customer is paid promptly Whether it's a reimbursement or a direct payment to a provider, I advocate for their rights.

You don't have to figure it out alone because I'm here to support you every step of the way.

Questions about a current claim or need to file one?

Please direct message me.

06/09/2025

💡 Let's explore the concept of "claims."

If you've ever needed to use your health or life insurance policy, you're likely familiar with the term "claim." But what exactly does it mean?

A claim is a request you submit to your insurance company for payment of covered benefits, such as a doctor's visit, surgery, hospital stay, or, in the case of life insurance, a death benefit for a beneficiary.

As a broker, I can assist you in several ways: Review the policy, helping the customers understand what's covered and what's not; Guide them through the paperwork, assisting with submitting the proper documents to avoid delays; Communicate with the insurance company following up and troubleshoot issues on their behalf; Make sure the customer is paid promptly Whether it's a reimbursement or a direct payment to a provider, I advocate for their rights.

You don't have to figure it out alone because I'm here to support you every step of the way.

Questions about a current claim or need to file one?

Please direct message me.

06/06/2025

🛡️ Concerned About Outliving Your Retirement Savings?

Let's Discuss Annuities.

If you're nearing retirement—or are already retired—and you're worried about how long your savings will last, you're not alone.

💡 Annuities are a valuable financial tool that can offer guaranteed income for life, allowing you to enjoy your retirement without financial stress.

Here’s why annuities might be a good fit for you:

✔️ Guaranteed Lifetime Income  
✔️ Protection from Market Volatility  
✔️ Tax-Deferred Growth  
✔️ Customizable Payout Options  

Think of it as creating your own personal pension—stable, predictable, and designed to last as long as you do.

📞 Let’s connect to see if an annuity aligns with your financial goals. Retirement should be about peace of mind, not the anxiety of running out of money.

06/06/2025

🤔 Concerned About Outliving Your Retirement Savings?

Let's Discuss Annuities.

If you're nearing retirement—or are already retired—and you're worried about how long your savings will last, you're not alone.

Annuities are a valuable financial tool that can offer guaranteed income for life, allowing you to enjoy your retirement without financial stress.

Here’s why annuities might be a good fit for you:

✅ Guaranteed Lifetime Income

✅ Protection from Market Volatility

✅ Tax-Deferred Growth

✅ Customizable Payout Options

Think of it as creating your own personal pension—stable, predictable, and designed to last as long as you do.

Let’s connect to see if an annuity aligns with your financial goals. Retirement should be about peace of mind, not the anxiety of running out of money.

06/05/2025

💰 Small Business Owners: Let’s Talk About Health Coverage!

Are you a small business owner interested in providing health insurance for your employees without straining your budget?

The Small Business Health Options Program (SHOP) could be the perfect solution for you. 👇

✅ SHOP is designed specifically for businesses with 50 or fewer full-time employees and offers you the following benefits:

- Provide high-quality health and dental plans.
- Control your premium contributions.
- Qualify for tax credits of up to 50% on your contributions.
- Offer your employees the flexibility to choose from multiple plans.

By offering health benefits, you not only support your team’s well-being but also enhance your ability to attract and retain top talent.

As part of the Healthcare Solutions Team (HST), I assist small businesses in finding the best health and life insurance options, including SHOP plans. I’ll simplify the process and tailor it to your specific goals.

📲 If you’re interested in learning whether SHOP is right for your business, feel free to message me or leave a comment. I’m here to help!

06/05/2025

Small Business Owners: Let’s Talk About Health Coverage!

Are you a small business owner interested in providing health insurance for your employees without straining your budget?

The Small Business Health Options Program (SHOP) could be the perfect solution for you.

SHOP is designed specifically for businesses with 50 or fewer full-time employees and offers you the following benefits:

- Provide high-quality health and dental plans.

- Control your premium contributions.

- Qualify for tax credits of up to 50% on your contributions.

- Offer your employees the flexibility to choose from multiple plans.

By offering health benefits, you not only support your team’s well-being but also enhance your ability to attract and retain top talent.

As part of the Healthcare Solutions Team (HST), I assist small businesses in finding the best health and life insurance options, including SHOP plans. I’ll simplify the process and tailor it to your specific goals.

If you’re interested in learning whether SHOP is right for your business, feel free to message me or leave a comment. I’m here to help!

05/28/2025

👥 GROUP HEALTH INSURANCE – A Win-Win for Employers and Employees!

Are you a business owner looking to attract and retain top talent while keeping healthcare costs manageable? Group Health Insurance may be the perfect solution for you! ✅

As a licensed health and life insurance broker with the Healthcare Solutions Team, I specialize in helping businesses of all sizes find group health plans that are both affordable and valuable.

✨ Why should you offer Group Health Insurance?
- Boost employee satisfaction and loyalty
- Enjoy tax advantages for your business
- Access broader coverage at better rates
- Support employee wellness and productivity

Whether you’re starting from scratch or want to reevaluate your current plan, I am here to help you navigate your options with expert, personalized guidance.

📲 Direct message me or call to explore group health solutions tailored to your team’s needs!