C.M. Carrillo Financial Advising

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This week on Facebook, on two separate occasions, I randomly came across an interesting statistic. It said: "If you are ...
05/08/2026

This week on Facebook, on two separate occasions, I randomly came across an interesting statistic. It said: "If you are in your 30’s (30-35) and have never been married, then statistically, you have successfully managed to avoid your first divorce."

Now I don’t know how accurate that statistic is, and I find myself wondering about the use of the word "first," because saying "first divorce" implies that there would be more than one.

As a Financial Advisor, I have always recommended that all of my clients make plans to meet with an Estate Planning Attorney as well as a CPA. Effective Financial Planning, Tax Planning, and Estate Planning are incredibly important for everyone, and especially for recently engaged couples who are preparing for marriage. When two people get engaged, that actually presents the perfect opportunity to begin the process of formulating a Financial Plan because at that particular point it is no longer about two separate individuals. It’s now about "us."

And at the end of the day, divorce is never an easy or pleasant thing, which is why as a Financial Advisor, I have always been an advocate of Collaborative Divorce as opposed to Contested Divorce. A Collaborative Divorce utilizes Mediation whereas as a Contested Divorce involves fighting it out in Court, which really just ends up wasting a lot of time, energy, and effort. It also enriches the attorneys, which in turn means divorcing spouses end up walking away with less.

Anyway, that initial statistic reminds me of that movie, Something’s Gotta Give (2003).

Happy Connecting!

Christopher

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This week, we got The Jobs Numbers (Nonfarm Payrolls) for the month of April.Date of News Report: 05/08/2026
05/08/2026

This week, we got The Jobs Numbers (Nonfarm Payrolls) for the month of April.

Date of News Report: 05/08/2026

Nonfarm payrolls were expected to increase by 55,000 in April, according to the Dow Jones consensus.

This week, we got The Jobs Numbers (Private Payrolls) for the month of April.Date of News Report: 05/06/2026
05/08/2026

This week, we got The Jobs Numbers (Private Payrolls) for the month of April.

Date of News Report: 05/06/2026

The report provided more evidence of a stable labor market and less incentive for the Fed to lower interest rates.

Consider a bucket plan to go with your bucket list.
05/08/2026

Consider a bucket plan to go with your bucket list.

Longer, healthier living can put greater stress on retirement assets; the bucket approach may be one answer.

A good professional provides important guidance and insight through the years. Explore what that means in this helpful p...
05/06/2026

A good professional provides important guidance and insight through the years. Explore what that means in this helpful piece.

A good professional provides important guidance and insight through the years.

The market is as unpredictable as the weather. We’re here to help you prepare.
05/04/2026

The market is as unpredictable as the weather. We’re here to help you prepare.

This short video helps explain why markets can be as unpredictable as the weather.

It's LIFESTYLE SATURDAY!Happy Saturday Everyone!Since 2020, C.M. Carrillo Financial Advising has been working to help pe...
05/02/2026

It's LIFESTYLE SATURDAY!

Happy Saturday Everyone!

Since 2020, C.M. Carrillo Financial Advising has been working to help people recognize the fact that every Saturday is an excellent time to take a step back from the grind of the work week, slow down, and actually think about the most important things in life. That is why every Saturday we have been actively encouraging people to ask themselves two very fundamental questions.

1.) What is your Vision for the future?

2.) What is your Desired Lifestyle?

For many, these are not necessarily easy questions to answer because they are both such open-ended questions. So we’re here to help!

In 2020, we added a special gift for everyone on our company website. We call it THE DISCOVERY PROCESS SELF REFLECTION! We invite you to use the link below to begin your Discovery Process. Now is the perfect time to reflect on what you truly want in life. First you have to know what you want. Then we can work to help you transform your vision into your reality.

Link: https://www.cmcarrillofinancialadvising.com/p/useful-links-lifestyle

There’s no shortage of investment analysis for anyone interested. What’s important to understand?
05/01/2026

There’s no shortage of investment analysis for anyone interested. What’s important to understand?

Most stock market analysis falls into three broad groups: Fundamental, technical, and sentimental. Here’s a look at each.

Today, The Federal Reserve's Federal Open Market Committee (FOMC) voted to keep the Federal Funds Rate in a range betwee...
04/29/2026

Today, The Federal Reserve's Federal Open Market Committee (FOMC) voted to keep the Federal Funds Rate in a range between 3.50% - 3.75%. Today’s announcement was in line with expectations.

What is most noteworthy about today’s announcement is the fact that among the voting members of the FOMC, there were four dissents, which is the most since October of 1992.

Date: 04/29/2026

The Federal Reserve on Wednesday released its latest decision on interest rates.

There are four basic steps to calculating the value of an estate.
04/29/2026

There are four basic steps to calculating the value of an estate.

Determining the value of your estate, or for someone who has passed away, can be a complex undertaking.

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