Lisa McLaughlin - Delmar Mortgage

02/14/2026

Happy Valentine’s Day! This Valentine’s Day, I’m celebrating the joy of helping people find a place where love can grow—whether it’s your first home, your forever home, or the one you’ve been dreaming about. If your heart is set on new beginnings, I’m here to make the journey smooth, simple, and stress‑free. 🏡 ❤️ 🔑
Lisa Brockett McLaughlin

02/13/2026

Delmar has officially rolled out a 100% Medical Professionals Home Loan! Offered with ZERO down payment, ZERO PMI and ZERO requirement to start employment before close... this option is ideal for many homebuyers in the medical field! If you or someone you know would like more information, reach out! I'm happy to discuss this or any home loan options available! Delmar truly is Different!

(314) 677-0460 [email protected]
Lisa Brockett McLaughlin

At least one borrower whose income is being used to qualify must be one of the following
eligible professional designations:
o Medical Doctor (MD)
o Doctor of Osteopathy (DO)
o Doctor of Dental Science or Surgery (DDS)
o Doctor of Dental Medicine (DMD)
o Doctor of Ophthalmology (MD or DO)
o Doctor of Psychiatry (MD or DO)
o Doctor of Pharmacy (PharmD)
o Doctor of Veterinary Medicine (VMD)
o Doctor of Podiatric Medicine (DPM)
o Certified Registered Nurse Anesthetist (CRNA)
o Medical residents, fellows, or interns with one of the above degrees

12/02/2025

If you're considering selling your home in the New Year, here are some great tips to consider before listing! Having bought and sold multiple homes, all of these suggestions are important and will definitely help lower your days on market as well as earn you top dollar for your home! And if you need help hiring an experienced and knowledgeable Realtor, reach out! I would be happy to connect you with one that specializes in your area! 🏠🔑❤️
[email protected] (314) 677-0460

Getting ready to sell your house? Then it's time to roll up your sleeves and get to work because there are tons of tasks to finish before listing!

11/03/2025

Appraised Value vs. Market Value: What’s the Difference? 🤔
When it comes to buying or selling a home, two numbers often come up—and they don’t always match:

🏡Appraised Value
- Determined by a licensed appraiser
- Based on the home’s condition, comparable sales, and features
- Used by lenders to decide how much they’re willing to finance

🏡Market Value
- Determined by current market conditions
- Reflects what a buyer is willing to pay and a seller is willing to accept
- Influenced by demand, competition, and timing

💡Think of it this way: the *appraised value* is the bank or lenders (yours truly😊) perspective, while the *market value* is the open market’s reality. Both matter, but when it comes to negotiations, the market value often drives the final sale price.

📌 Pro tip: If you’re planning to buy or sell, understanding both values helps you set realistic expectations and make confident decisions. Reach out if you'd like more information or if you'd like me to refer a fantastic Realtor partner who specializes in your local market! [email protected] (314) 677-0460

Send a message to learn more

09/22/2025

🍁Let's welcome Fall with Fresh Possibilities! 🍁

As the leaves begin to turn and the air gets crisp, it's the perfect time to embrace change—and that includes your financial future! Home loan rates have recently taken a dip, making this season a golden opportunity for buyers, refinancers, or anyone curious about what’s possible.

If you're interested in exploring how these new rates could benefit you, feel free to reach out! I'd be happy to share the latest insights and help you make the most of this fall’s financial landscape.

Let’s make this season one of smart moves and cozy new beginnings! (314) 677-0460 [email protected]

07/21/2025

"Lisa was very responsive and very helpful throughout the process."

Love what you do and you'll never work a day in your life. 🥰

Click to see all 127 reviews of Lisa McLaughlin, Senior Loan Officer | NMLS # 283185

07/03/2025

🎇🎆🇺🇸 Have a Happy and Safe 4th of July weekend, friends and family! Reach out if you're thinking about buying a home of your own to plant roots, celebrate holidays in and make memories with those you love! 🥳🤩😎

06/27/2025

I’ve always known that I’ll retire near water, whether it be an ocean or lake! Here’s the Top 10 most affordable places in the U.S. to invest in a lake house! Not shocked that our very own LOTO is on the list, but I am surprised at what spot!! 👏 👏 If you’re looking to buy your first, next, vacation or forever home, reach out! I’d love to assist!!
Lisa Brockett McLaughlin
(314) 677-0460
[email protected]

If you're looking to enjoy lakefront living, here are some of the best places in the America to search for a home on the water.

06/09/2025

This is an absolute truth! While buyers are waiting for lower rates, values are climbing. If you’d like to run through payment, rate and loan scenarios… reach out!! Establishing a budget that you’re comfortable with should be your first step! (314) 677-0460 [email protected] Lisa Brockett McLaughlin

03/20/2025

Happy First Day of Spring, friends! 🏡🌷🏠☀️⛈🌼🌈🌸 There's no better time to plant your homeownership roots than now! Rates are lower than they've been in months, inventory tends to always pick up the closer it gets to end of the school year and down payment assistance programs are available to help with out of pocket costs! Reach out and let's get you process started TODAY! [email protected] (314) 677-0460

01/24/2025

If you're considering buying your first, next or forever home, taking these steps to prepare yourself will help you save time, money and a possible nervous breakdown! 😆

✅have your credit checked to address any issues or improve scores, if necessary
✅pay credit card balances down to 30% of credit limit to help improve credit scores
✅increase savings to pay for costs or ask your favorite lender😎about assistance programs to help with costs!
✅apply for the home loan so you can work with your favorite lender😎to create a budget
✅once you qualify, a preapproval letter will be issued so you can house hunt with peace of mind
✅reach out to a Real Estate Agent to get your hunt underway! And if you need a referral, I've got you covered!

Reach out and let's get your process started TODAY! The preapproval step is fast, painless and complimentary! [email protected] (314) 677-0460
Lisa Brockett McLaughlin

01/08/2025

Starting off 2025 with some very good news regarding how medical debt is reported on credit!! ‘No one should be denied economic opportunity because they got sick.’ LOVE IT!! 💯 Reach out if you have credit questions or concerns! I’m happy to take a look and give you some advice and direction!

Medical debt banned from credit reporting
The Consumer Financial Protection Bureau yesterday finalized its rule barring medical debt from being included on credit reports, potentially freeing up billions in credit.
The finalized rule will prevent medical bills from being included on credit reports used by lenders and will prohibit lenders from using medical information in their decision-making.
The CFPB estimated this rule will remove $49 billion in medical bills from the credit reports for roughly 15 million Americans. “No one should be denied economic opportunity because they got sick or experienced a medical emergency.” Harris said.