Cedarmill Financial

04/15/2026

https://www.cedarmillfinancial.com/post/back-to-basics-a-step-by-step-guide-to-launching-your-food-retail-business-on-shopify

Starting a small food business on Shopify can feel overwhelming. There are many moving parts, from legal paperwork to setting up your online store. But breaking down the process into clear, manageable steps makes launching your retail business much easier. This guide walks you through the essentials...

04/15/2026

https://www.cedarmillfinancial.com/post/healthy-gross-margin-strategies-for-small-batch-food-businesses-in-niche-markets

Small batch food businesses face unique challenges when it comes to maintaining healthy gross margins. Unlike large-scale food producers, these entrepreneurs often operate from home kitchens or small commissary spaces, which limits production volume but allows for specialty, high-quality products. U...

01/17/2026

https://www.cedarmillfinancial.com/post/creating-harmony-in-family-wills-prioritizing-equality-and-impactful-legacy

OPINIONWhen families gather to discuss wills, emotions often run high. It is tempting to use a will as a platform to air grievances or reward some family members over others based on past conflicts or perceived fairness. I am an advocate for clear, fair will strategies that build strong family bonds...

01/13/2026

https://www.cedarmillfinancial.com/post/how-a-roth-ira-can-serve-as-a-safety-net-for-entrepreneurs-seeking-financial-flexibility

Entrepreneurs often face unpredictable income streams. Some months bring in more than enough, while others may fall short. This irregularity can make managing personal finances challenging, especially when trying to maintain a safety net for emergencies or slow periods. A Roth IRA, commonly known as...

12/31/2025

https://cedarmillfinancial.com/so/caPjnn5UC?languageTag=en

Running a small business is an exhilarating journey, but it comes with its fair share of challenges. One of the most critical aspects is mastering your cash flow. When your finances flow smoothly, you are able to focus on growth and innovation. Let's delve into strategies that will not only keep you...

12/26/2025

https://cedarmillfinancial.com/so/adPigciIl?languageTag=en

Entrepreneurs and small business owners, as the year winds down, it’s crucial to wrap up your finances with precision. I'm Tom Aylmer from Cedarmill Financial, and I understand the unique challenges you face. That's why I've put together a concise checklist of four practical items to help you clos...

12/24/2025

All clients will receive a batch of Tom’s Toasted Oats Christmas 2025 ❄️

12/17/2025

https://www.cedarmillfinancial.com/post/what-tax-savvy-business-owners-do-as-the-year-end-approaches

As the year draws to a close, tax-savvy business owners using the cash basis method of accounting face a unique opportunity to manage their tax liabilities effectively. By carefully timing expenses and income, these business owners can reduce their taxable income for the current year and improve cas...

12/15/2025

https://www.cedarmillfinancial.com/so/56Pia5W1M?languageTag=en

Did you know you could be saving money on your taxes simply by tracking your everyday grocery and drugstore purchases? As entrepreneurs and small business owners, we understand the importance of maximizing every dollar. That's why I want to share a simple yet effective tax strategy using your Health...

12/13/2025

https://www.cedarmillfinancial.com/post/so-you-re-an-entrepreneur-family-why-you-should-do-monthly-financial-meetings-to-discuss-your-curre

Running a family business comes with unique financial challenges. Balancing personal needs with business demands can create confusion and stress if money matters are not regularly reviewed together. A monthly family financial meeting offers a clear, practical way to stay on top of your finances, avo...