Build With Jay

Build With Jay Live a life of purpose & clarity. Helping you see that you already have everything you need to create the life of your dreams.

04/07/2022

🏆Credit Tip🏆

🚨 If your FICO score is less than 550, take $500 of your tax money and put it on a SECURED CARD!
Spend $150 a month (groceries, gas etc) and pay $125 a month back for 4-6 months...now you get a credit limit increase! And watch your SCORE increase! 🙌🏾

You're welcome!😉

04/07/2022

Free Credit Game Game ♠️

🤷🏾‍♂️ What’s The Difference Between Collections Account’s and Charge Offs?

✅Charge Off - When a company can't collect a debt for a certain period of time -- usually six to nine months -- it must write it down or charge it off as noncollectable for accounting purposes.

✅Collection Account - When a company attempts to collect the debt or sells it to a collection agency. Debt collectors buy old bills for pennies on the dollar in the hopes that they can convince the debtor to pay.

🤔How does this impact your credit score?

✅Collection accounts and charge-offs have about the same effect on a credit score. Consumers with a high score -- above a 720 in the FICO system -- can expect up to 100 points in damage from either of these accounts

✅ Lower credit scores could take a smaller hit because other negative items leaving fewer points to take away.

If you look at credit karma and see “Derogatory Marks”, look at the marks and most like they are either Charge Offs or Collection Accounts. You want to get those removed from all 3 credit bureaus.

Get a Free Analysis of Your Credit Report and Details On How We Remove Derogatory Marks PERMANENTLY.

Message Me “Help” for Details

Another Success Story from a satisfied client who trusted the process🙏🏽Meet Shelly Ann she used our services to repair h...
03/21/2022

Another Success Story from a satisfied client who trusted the process🙏🏽Meet Shelly Ann she used our services to repair her credit and was able to close on a new home 🏠 and a new vehicle 🚗 this is what it is all about. Are you ready to give yourself the nice things that you deserve?

If you been renting 6-24 months but ready to become a homeowner. We have a program that can help you with your credit so you can get the things you want without the hassle.Yiu too can be a homeowner. It makes a huge difference when you have your credit together! You can be next!

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This new second credit card is not being talked about much but you are going to hear about it more here soon because it'...
02/17/2022

This new second credit card is not being talked about much but you are going to hear about it more here soon because it's a game changer!

No Credit Check ✅
Gauranteed Approval✅
No Minimum Deposit Required ✅

If you are ready to build credit DM me personally for an application let's make 2022 your year 🎉🎉🎉

ANOTHER SATISFIED CLIENT💎🔥🔥🔥🔥Big congratulations to this SUPERSTARYour Credit Score determines way too much to be taken ...
02/11/2022

ANOTHER SATISFIED CLIENT💎🔥🔥🔥🔥Big congratulations to this SUPERSTAR

Your Credit Score determines way too much to be taken lightly.

DM "credit repair" to WE’RE HELPING 25 PEOPLE TODAY❗️

02/01/2022

CREDIT TIP ✍🏻✍🏻
Don’t close out those old credit cards accounts!

HERE’S WHY 🤔

1. Your credit score will DECREASE

It’s like breaking up 💔💳 with someone that was helping you to grow … it simply doesn’t make sense

2. Creditors/ Lenders like to see deep
Credit roots when you applying for credit.

3. 15% of credit score is contingent on the length of your credit history

4. Credit cards are revolving accounts that make up 10% of your credit score, which can cause you to take another hit to your credit

UNDERSTAND THE LONGER THE RELATIONSHIP THE BETTER THE SCORE ✍🏻✍🏻✍🏻✍🏻✍🏻✍🏻✍🏻

12/30/2021

🚨Credit tip...🚨🚨

Here's some ways you can establish & improve your credit score!

👇🏾👇🏾👇🏾👇🏾👇🏾👇🏾👇🏾👇🏾👇🏾👇🏾👇🏾👇🏾👇🏾👇🏾

1.Apply for a secured credit card. If you're building your credit score from scratch, you'll likely need to start with a secured credit card
2.Apply for a credit-builder loan. ... i.e "Self Lender"
3.Get credit for the rent you pay
4.Become an authorized user on someone else's credit card.
5.Remove all derogatory remarks from all three credit bureau
6. Update/Remove all old addresses, telphone numbers, incorrect spelling of your name
7. Each one teach one, share financial tips and literacy with your people

Follow for more tips✨

Courageous risks are life giving, they help you grow, make you brave, and better than you think you are. ...
08/27/2021

Courageous risks are life giving, they help you grow, make you brave, and better than you think you are.
- Joan L. Curcio

We hope there is a sense of purpose in everything. -Ozzie Smith .
08/07/2021

We hope there is a sense of purpose in everything.
-Ozzie Smith

.

You control your happiness! Today lets choose to only focus on things that will elevate us and bring us joy🙏🏽
08/03/2021

You control your happiness! Today lets choose to only focus on things that will elevate us and bring us joy🙏🏽

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