Otto Larson at Wallace & Turner Insurance

Otto Larson at Wallace & Turner Insurance I am the Vice President and a Partner with Wallace & Turner Insurance.

With over two decades of experience in the insurance industry, I work with both commercial and personal lines clients.

Businesses constantly evolve. Disaster plans should, too.June 1 marks the official start of hurricane season. Remnants o...
06/01/2026

Businesses constantly evolve. Disaster plans should, too.

June 1 marks the official start of hurricane season. Remnants of these storms can bring heavy rain, damaging winds and power outages to the Ohio region.

Now is a good time to revisit your business continuity plan, test key procedures and update your strategy to reflect your organization's risks.

Preparation today can help minimize disruptions when severe weather strikes: https://tinyurl.com/2cm5azw3

05/26/2026

Will you be joining us at the 24th Annual Rocking Horse Golf Classic? We know Wallace & Turner, Inc. will be there! THANK YOU for being a Stable Sponsor!

Planning a festival, fundraiser or community event this summer?Even the most well-organized events can run into unexpect...
05/20/2026

Planning a festival, fundraiser or community event this summer?

Even the most well-organized events can run into unexpected issues, such as patron injuries, cancellations or property damage.

๐˜›๐˜ฉ๐˜ข๐˜ตโ€™๐˜ด ๐˜ธ๐˜ฉ๐˜ฆ๐˜ณ๐˜ฆ ๐˜ด๐˜ฑ๐˜ฆ๐˜ค๐˜ช๐˜ข๐˜ญ ๐˜ฆ๐˜ท๐˜ฆ๐˜ฏ๐˜ต ๐˜ช๐˜ฏ๐˜ด๐˜ถ๐˜ณ๐˜ข๐˜ฏ๐˜ค๐˜ฆ ๐˜ค๐˜ฐ๐˜ฎ๐˜ฆ๐˜ด ๐˜ช๐˜ฏ.

Coverage can help protect against liability and financial loss so one unexpected moment doesnโ€™t derail the entire event.

Bottom line: plan the event, but also plan for the โ€œwhat if"
โ†’ https://tinyurl.com/53v4skfu

Dental practices face more risk exposure than ever โ€” from malpractice and regulatory scrutiny to cybersecurity and opera...
05/13/2026

Dental practices face more risk exposure than ever โ€” from malpractice and regulatory scrutiny to cybersecurity and operational liability.

A few often-overlooked areas worth reviewing:

โ–ช๏ธŽ Coverage for work performed outside your primary office or across multiple locations.

โ–ช๏ธŽ Whether your policy properly reflects your corporate structure or incorporated entity.

โ–ช๏ธŽ Higher-risk procedures, such as implants or oral surgery, that may require enhanced protection.

โ–ช๏ธŽ Cyber liability and patient data exposure risks tied to practice management software and digital records.

A proactive policy review can help identify potential vulnerabilities before they become expensive problems.

If you would like to review your existing coverage or discuss whether additional protections may make sense for your practice, ๐—ฐ๐—ผ๐—ป๐˜๐—ฎ๐—ฐ๐˜ ๐—บ๐—ฒ ๐—ฎ๐˜ (๐Ÿต๐Ÿฏ๐Ÿณ) ๐Ÿฏ๐Ÿฎ๐Ÿฐ-๐Ÿด๐Ÿฐ๐Ÿต๐Ÿฎ ๐—˜๐˜…๐˜: ๐Ÿญ๐Ÿฐ๐Ÿฑ ๐—ผ๐—ฟ ๐—ข๐—Ÿ๐—ฎ๐—ฟ๐˜€๐—ผ๐—ป [๐—ฎ๐˜] ๐˜„๐˜๐—ถ๐—ป๐˜€.๐—ฐ๐—ผ๐—บ

HVAC equipment ๐˜ธ๐˜ช๐˜ญ๐˜ญ fail at some point, and failures are most likely to occur during times of high stress when equipment...
05/08/2026

HVAC equipment ๐˜ธ๐˜ช๐˜ญ๐˜ญ fail at some point, and failures are most likely to occur during times of high stress when equipment is most needed.

Donโ€™t wait to service your AC. Contact your service firm to arrange inspection of your HVAC equipment before the summer heat arrives. Get more info: https://tinyurl.com/yu539hbs

04/30/2026

Learn how to protect your employees and other drivers on the road by reducing distracted driving.

Proprietors in the craft beverage industry have special insurance needs. ๐—Ÿ๐—ผ๐—ผ๐—ธ ๐—ณ๐—ผ๐—ฟ ๐—ฝ๐—ฟ๐—ผ๐—ฝ๐—ฒ๐—ฟ๐˜๐˜† ๐—ฐ๐—ผ๐˜ƒ๐—ฒ๐—ฟ๐—ฎ๐—ด๐—ฒ๐˜€ ๐˜๐—ต๐—ฎ๐˜ ๐—ฎ๐—ฑ๐—ฑ๐—ฟ๐—ฒ๐˜€๐˜€ ๐—ฒ๐˜…๐—ฝ๐—ผ๐˜€๐˜‚...
04/21/2026

Proprietors in the craft beverage industry have special insurance needs.

๐—Ÿ๐—ผ๐—ผ๐—ธ ๐—ณ๐—ผ๐—ฟ ๐—ฝ๐—ฟ๐—ผ๐—ฝ๐—ฒ๐—ฟ๐˜๐˜† ๐—ฐ๐—ผ๐˜ƒ๐—ฒ๐—ฟ๐—ฎ๐—ด๐—ฒ๐˜€ ๐˜๐—ต๐—ฎ๐˜ ๐—ฎ๐—ฑ๐—ฑ๐—ฟ๐—ฒ๐˜€๐˜€ ๐—ฒ๐˜…๐—ฝ๐—ผ๐˜€๐˜‚๐—ฟ๐—ฒ๐˜€ ๐—ฐ๐—ผ๐—บ๐—บ๐—ผ๐—ป ๐˜๐—ผ ๐˜๐—ต๐—ฒ ๐—ถ๐—ป๐—ฑ๐˜‚๐˜€๐˜๐—ฟ๐˜†:
- Selling price and market value clauses
- Tank collapse or leakage
- Contamination and adulteration of your product
- Temperature change

๐—ฉ๐—ฎ๐—น๐˜‚๐—ฎ๐—ฏ๐—น๐—ฒ ๐—น๐—ถ๐—ฎ๐—ฏ๐—ถ๐—น๐—ถ๐˜๐˜† ๐—ฐ๐—ผ๐˜ƒ๐—ฒ๐—ฟ๐—ฎ๐—ด๐—ฒ๐˜€ ๐—ถ๐—ป๐—ฐ๐—น๐˜‚๐—ฑ๐—ฒ:
+ Product recall expense
+ Liquor liability
+ Employment practices liability

Get more information about specialized coverage: https://tinyurl.com/57k8rhr5

๐—ค๐˜‚๐—ฒ๐˜€๐˜๐—ถ๐—ผ๐—ป๐˜€? ๐—–๐—ผ๐—ป๐˜๐—ฎ๐—ฐ๐˜ ๐—บ๐—ฒ ๐—ฎ๐˜ (๐Ÿต๐Ÿฏ๐Ÿณ) ๐Ÿฏ๐Ÿฎ๐Ÿฐ-๐Ÿด๐Ÿฐ๐Ÿต๐Ÿฎ

From your roof and sprinkler systems to fire protection and walkways, spring is an ideal time to inspect and address any...
04/14/2026

From your roof and sprinkler systems to fire protection and walkways, spring is an ideal time to inspect and address any issues with your commercial building.

A simple seasonal checklist can go a long way in protecting your business.

โ†’ ๐๐ซ๐ž๐ฉ๐š๐ซ๐ž ๐ฒ๐จ๐ฎ๐ซ ๐›๐ฎ๐ข๐ฅ๐๐ข๐ง๐  ๐Ÿ๐จ๐ซ ๐ฌ๐ฉ๐ซ๐ข๐ง๐ : https://tinyurl.com/5xe9wvw4

Most companies large and small depend on electrically powered equipment for some part of their business. For example: ai...
04/07/2026

Most companies large and small depend on electrically powered equipment for some part of their business. For example: air conditioning and refrigeration, computer systems and manufacturing equipment.

Lightning and the resulting power surge are a common threat. But you can protect your business by purchasing equipment breakdown coverage.

๐Ÿ“ฒ Contact me with any questions about EBC Coverage: (937) 324-8492 Ext: 145

Hailstorms that can cause significant damage to rooftop equipment that can severely disrupt your business, costing you t...
03/31/2026

Hailstorms that can cause significant damage to rooftop equipment that can severely disrupt your business, costing you time, money or even customers.

You can take a few steps to help keep your business running smoothly and avoid down time by protecting the equipment โ†’ https://tinyurl.com/mrnbvkse

Address

Kissell Center 30 Warder Street, Suite 200
Springfield, OH
45504

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