Jennifer Hodge, Mortgage Loan Officer NMLS #593662

04/11/2023

Love closing days!! Congrats to this sweet family for closing on their future dream home land. ❤️🏡

11/29/2022

The housing inventory is on the upswing in many areas, maybe it’s time to start looking for a home (again)? Interest rates may not be as “interesting” as they were earlier this year, but you know I always say, “marry the house, date the rate”. Let me help you get pre-qualified today!
(479) 238-3240

11/01/2021

Part 2 of 3 - Rising Rate Economy
Benefits of a straight refinance (no cash out):
If your interest rate on your home loan is still in the 4%’s or higher or if you have PMI, it is still a great time to refinance!
Don’t feel like you have missed the boat, rates are still incredibly low, but they may not stay this way for long.
Additionally, if you purchased your home within the last 5 years and still have PMI, your home’s value may have gone up enough to get rid of that wasted expense.
Call me today to chat about whether this option is good for you or not.
(479) 238-3240

10/27/2021

Part 1 of a 3 part series on a rising rate economy.
NEW CONSTRUCTION
Thinking about building soon? Now is absolutely the time. Rates are on the rise, and you don’t want to do a 12 month construction loan and be at the mercy of what rates will be in a year. With our one time close construction-to-permanent loans, you will lock in your rate now for the duration of the loan (we have 31 year, 21 year, and 16 year options). Even if you are not planning on starting until the spring, if you have your house plans and cost estimate, you can close the loan, lock in the rate, and start in a few months! Call me for more info!
Jennifer
(479) 238-3240

07/02/2021

Thinking about refinancing your home but think you missed your chance? You haven’t! Rates are still low and now I can offer $850 off of closing costs for refinances! (For qualified borrowers). Call me for details!
(479) 238-3240

03/15/2021

Well, we have enjoyed the low mortgage rates, but all good things must come to an end. And the first victim... investment properties. Rates will go up .5% (or more). Other loan products will most likely follow with the rising trend. So if you’re in the market for a house, land, construction loan, or refinance, NOW IS THE TIME!

Rising rate headlines are nothing new, but there was a bit of a double whammy this week... or triple, depending on your point of view. Whammy 1: Highest Rates in a Year It's March 2021, and you'd now have to go back to March 2020 to see higher mortgage rates...

03/11/2021

Enjoyed hanging out with Colley and the Fatham Real Estate Team. Check out his mentor blog!

03/03/2021

Did you know that UFCU does Condo loans? We do, and not all financial institutions do. So if you are in the market for one, let me know!

02/22/2021

Looking to build a home? 🏠 I have a one-time close construction to permanent loan so you can lock in your rate now, and not have to worry about what your permanent loan interest rate will be. Call me for more details!
Jennifer
(479) 238-3240

02/17/2021

Well, if you haven’t heard yet, rates are starting to climb. 📈 All across the board, mortgage rates have raised anywhere from 1/8% to 1/4% from what they were just 2 days ago. Rates may fluctuate in the next few weeks, but if you are still interested in refinancing or purchasing a house, NOW IS THE TIME!!

http://www.mortgagenewsdaily.com/reports/mortgage_rates/2021/2/17/4623?fbclid=IwAR29lpC1cKfgGZecpjAUbsh1LSKCQA8XZPQg7eR7N2mf3KGMXfjLLwbRl2Y

Volatility has returned to the mortgage market in grand fashion this week with many lenders quoting rates that are as much as a quarter of a point higher than they were last week. That means if you were looking at something in the 2.75% neighborhood on Friday, it could be 3.0% today. What gives? The

02/17/2021

When the snow melts, if you find yourself in need of some repairs or updates and you are short on cash, take advantage of the low rates of a cash out refinance and use the equity in your home to pay for it!!

02/16/2021

Are you one of the many people looking to sell your house and upgrade but can’t find any available houses? Maybe it’s time to renovate the house you are already living in! Use the equity in your current home and refinance with a loan similar to a construction loan to turn your starter home into your dream home! Call me for more information
-Jennifer
(479) 238-3240