Julia Davis NMLS # 828946

05/21/2026

5.0 star review received on Experience.com for Julia Davis by Danny M - Mostly because the Loan Officer took a lot of time and patience with me

Click to see all 5 reviews of Julia Davis, Senior Loan Officer | NMLS #828946

05/07/2026

05/07/2026

I had an amazing time sponsoring and getting to know everyone at the PAMF regional networking group of HAR. The theme was Kentucky Derby and the ladies in hats did not disappoint! Thank you to Elaine Carrasco for the sponsorship invitation. I look forward to partnering with you all again soon!

Thanks to my VP of Growth, Brandy R Feast for helping me spread the word about our awesome Haymaker team! ,

04/20/2026

Don't let rates scare you! Let me know how I can help you achieve your mortgage goals, whether to buy a new home or refinance the one you got, I got you covered!

04/08/2026

5.0 star review received on Experience.com for Julia Davis by Matthew W - Julia was amazing every step of the way . Held our had through the entire proceas .

Click to see all 4 reviews of Julia Davis, Senior Loan Officer | NMLS #828946

03/30/2026

Let me know how I can help you with your mortgage needs.

03/24/2026

CLOSED & FUNDED! 🎉🔑
This one hit different.

A single woman. Five kids under her care — not all her own — and one big goal: give them a home to call theirs.

Today, that happened.
I've been in this business long enough to know that not every closing feels the same. This one I'll carry with me. Watching her walk out of that title office with her family around her — that's why I do this.

Congratulations to my client on her new home in Channelview, TX. Thank you for trusting me with something this important.
Shoutout to Patricia Perez with VIVE Realty LLC and Ruby Miranda with Keller Williams Summit for making this one come together. 🙏

03/23/2026

Someone asked me today: "What's debt-to-income ratio?"

Short version: It's your monthly debt payments divided by your gross monthly income.

Example: You make $5,000/month. Your debts (car, credit cards, student loans, future mortgage) are $2,000/month. That's a 40% DTI.

Most lenders want to see under 45% for conventional loans and we can go to a higher amount with FHA.

If you're curious where you stand, I can run your numbers quickly.

Send me a message to learn more!

03/17/2026

Do you have the luck of the Irish or need some? I am inviting all realtors to come join us tonight to celebrate St Patrick's Day! See you there!

03/10/2026

5.0 star review received on Experience.com for Julia Davis by Trusha P - It’s great to work with this team, and the process is seamless. They communicate effectively to ensure the job is completed successfully.

Click to see all 3 reviews of Julia Davis, Senior Loan Officer | NMLS #828946