Brenda Holt Loan Officer

Brenda Holt Loan Officer The purpose of this page is to provide valuable information and resources related to home financing.

I want to share tips on mortgage options, educate followers about the lending process, and offer guidance on how to secure the best loan program. Guild Mortgage Company is an Equal Housing Opportunity; NMLS #3274 (www.nmlsconsumeraccess.org/). For more licensing information, please visit www.guildmortgage.com/licensing. NMLS ID #330330
I am licensed to do business in the states of Idaho and Washington.

04/10/2026

Rates moved. Buyers paused.

That doesn’t mean the opportunity disappeared, it just changed. It means understand the moment you’re in, and make decisions with clarity, not noise.

04/03/2026

Mortgage rates moved higher again this week, marking the fifth straight weekly increase.

Buyers and homeowners: Staying in close contact with your loan officer is especially important right now so you can make informed decisions in a fast‑changing market.

Who's with me?
03/09/2026

Who's with me?

03/06/2026

Mortgage rates bounced back into the low‑6s due to the US-Iran conflict, reversing a brief dip below 6%.

While analysts say the reaction is mild so far, ongoing conflict could keep long‑term rates from easing. 📉🏡

02/20/2026

A slight dip in mortgage rates led to a noticeable jump in refinance activity this week 📉🏡

It’s a reminder that predictability and small rate improvements still matter for monthly budgets, affordability, and overall confidence in making a move.

If you’ve been waiting for a shift in the market, this is your reminder: timing and predictability still matter in real estate. 🔑✨

Things found in Australia that could kill you on our trip! 🤣
02/18/2026

Things found in Australia that could kill you on our trip! 🤣

02/13/2026

The market isn’t quiet—it's holding its breath. 😮‍💨

Experts say millions of buyers are waiting for the next drop in rates.
When it happens?
Competition could heat up FAST. 🔥

Steady jobs + multiple generations ready to buy = demand is alive and well… just paused.

Thinking about making a move?
✨ Let’s get you prepared before the wave hits.
Send me a message or comment “READY” and I’ll walk you through your best next steps.

I tried it again, and I think this one is WAY better. LOLWhat do you think?
02/10/2026

I tried it again, and I think this one is WAY better. LOL
What do you think?

Address

316 W Boone Avenue
Spokane, WA
99201

Telephone

+15099197550

Website

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