Fennel Financial Coaching

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Fennel Financial Coaching I help professionals ditch debt without the overwhelm and build wealth without the stress. Frustrated with your financial situation? Ready for a change?

Tired of living paycheck to paycheck? Let's chat!

10/31/2026

Plot twist: they came back for more. ๐Ÿ™Œ

Last winter, I taught a budgeting class at a local business called Spokane Tree Pro. They just asked me to come back to teach another class on financial literacy for their employees. I'm so excited.

I really appreciate the owner. He's a small business owner who wants to offer education like this to his team. That kind of thoughtfulness is rare.

Let's be honest, teaching is still one of my favorite things. I've missed working with groups of people. Even after leaving the classroom, it found me again.

Money doesn't have to be scary. It just has to be explained well. Years of being a teacher have helped me explain hard topics like finances.

What's one money topic you wish someone had taught you earlier? Tell me below. ๐Ÿ‘‡

[financial literacy, financial literacy class, employee financial wellness, workplace financial education, budgeting class, money class, teach personal finance, financial coach, small business owner, Spokane financial coach, Fennel Financial Coaching]

Welcome to the haunted house of money mistakes. ๐Ÿ‘ป Watch your step.Yes, that was the balance after 3 Target runs, down in...
10/23/2026

Welcome to the haunted house of money mistakes. ๐Ÿ‘ป Watch your step.

Yes, that was the balance after 3 Target runs, down in the basement. No, I didnโ€™t check it right away. Yes, I have personally been in every single one of these rooms.

Hereโ€™s the thing about money mistakes. They feel so much scarier when you keep them in the dark. The moment you flip the lights on and say it out loud? Suddenly itโ€™s just a statement, a number, a subscription. Totally fixable.

So letโ€™s turn the lights on together.

Which room got you? Drop a ๐Ÿ‘ป if youโ€™ve been in at least 3. Then tell me what youโ€™d add to the tour. No judgment. Iโ€™m listening.

Send this to the friend who has 14 subscriptions. You know who it is.

๐Ÿ‘‹ Hi, Iโ€™m Jeannette. I help professionals ditch debt without the overwhelm and build wealth without the stress. Follow for simple, no-shame money guidance.

Disclaimer: The information shared is for educational purposes only and isnโ€™t a substitute for financial, legal, tax, or mental health advice. Please consult a qualified professional for guidance specific to your situation.

[financial coach, money mistakes, debt payoff, credit card debt, budgeting tips, money mindset, financial wellness, stop overspending, subscription audit, no shame money, personal finance, money talk, haunted house trend, Halloween money]

10/05/2026

Monday scroll feels weird sometimes.

You open Instagram. Everyone had a big weekend. Trips. Brunches. Concerts. Matching outfits.

And you're sitting there like, "I did laundry."

Here's your reminder: that's normal. Most weekends are low-key. Those are good ones too.

Case in point, here's mine. I went to a free event in my community. I tidied up the yard to get ready for winter. I baked zucchini bread with ingredients I already had in my pantry. I finished the laundry. I even wiped out the fridge. Nothing fancy. Nothing pricey. Still a great weekend.

The big weekends are great too. Concert? Brunch? Trip? Go for it. It's about choosing where your money goes on purpose. Keep some weekends simple. The lavish ones will feel guilt-free.

Just remember that what you see online is a highlight reel. You get to decide what's worth spending on.

No shame in a simple weekend. ๐Ÿค

๐Ÿ‘‹ Hi, I'm Jeannette. I help professionals ditch debt without the overwhelm and build wealth without the stress. Follow for simple, no-shame money guidance.

[free weekend ideas, frugal weekend, budget friendly weekend, save money on weekends, no spend weekend, frugal living, free things to do, simple living, money mindset, debt free journey, financial wellness, intentional spending, spend on purpose, money balance]

I decided how much I'd spend at a silent auction before I ever put on my dress. That one decision protected my money bet...
10/04/2026

I decided how much I'd spend at a silent auction before I ever put on my dress. That one decision protected my money better than willpower ever could.

The room was full of beautiful, tempting stuff. The wh***ey cocktail in my hand did not help.

I had my eye on two handmade mugs all night. I bid twice. Then someone bid $105.

What I did next is a lesson in deciding before you're standing there needing to decide.

โžก๏ธ If you've never really set a limit before, that's okay.
Start here: what's one thing coming up this month where you could decide your number ahead of time?

๐Ÿ’ญ Think: dinner out, a birthday gift, a sale you know you'll browse, holiday shopping, or your next grocery run.

Tell me what it is in the comments. We'll start small.

๐Ÿ”— Full story in the comments.

I spent years staring at a line on my pay stub and never asking what it was. ๐Ÿ™ˆTurns out it was one of the best perks of ...
10/01/2026

I spent years staring at a line on my pay stub and never asking what it was. ๐Ÿ™ˆ

Turns out it was one of the best perks of teaching in Washington. A tax-free health account my district funded the whole time.

Swipe to see what VEBA is, what it covers, and how the money gets in there. Then go log in.

๐Ÿ‘‹ Hi, Iโ€™m Jeannette. I help professionals ditch debt without the overwhelm and build wealth without the stress. Follow for simple, no-shame money guidance.

Disclaimer: This post is for educational purposes only and isn't financial, legal, tax, or mental health advice. VEBA contributions and sick leave rules vary by district and contract, so check with your HR department for the details that apply to you. Please consult a qualified professional for guidance specific to your situation.

[VEBA, Washington teachers, teacher benefits, fringe benefits, health reimbursement account, tax free health account, sick leave, retirement healthcare, financial literacy for teachers]

09/25/2026

Growing up, I was always told it was rude to discuss money.

I never admitted I had debt.
I never asked a relative for advice.
We never once talked money at Thanksgiving.

So I want that to change. The more we talk about money with friends and colleagues, the more we all learn and grow.

โžก๏ธ What's one money thing you wish more people talked about openly?

๐Ÿ‘‹ Hi, Iโ€™m Jeannette. I help professionals ditch debt without the overwhelm and build wealth without the stress. Follow for simple, no-shame money guidance.

[money conversations, breaking money taboos, generational wealth, financial coach, personal finance for women, money mindset, talking about money, debt payoff]

One of the most overlooked benefits I see with my teacher clients is VEBA. Most of them have never even heard of it.If y...
09/20/2026

One of the most overlooked benefits I see with my teacher clients is VEBA. Most of them have never even heard of it.

If you're a WA teacher and you're drawing a total blank right now, you're not alone. I taught for years and had no idea either. It was just some random line on my pay stub I never thought twice about. Turns out it's one of the better benefits WA teachers get, and so many people are sitting on it without knowing it's completely tax free.

I broke it all down on Substack, including a lesson I learned the hard way about resigning versus retiring that cost me real money.

๐Ÿ”— Link in the comments if you want the full story.

โœจ๏ธ Extra Credit: Share it with the teacher friend who needs to hear it.

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Spokane, WA

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