Weller Capital, LLC

09/08/2025

Proud day today. Our son Phil has shipped off to Marine Corps boot camp in San Diego today. Some teary eyes and lots of nerves. Can't wait to see the finished product in 3 months! Go get 'em Phil!

04/26/2025

Want to lower your tax bill in retirement? In this video, I cover 6 smart strategies to help you keep more of your hard-earned money, from maximizing tax-free income to managing RMDs and using tax loss harvesting. A little planning can make a big difference! Don’t forget to like and subscribe for more retirement planning tips.



https://youtu.be/Gzr5QijbHLw

02/24/2025

How do you create a reliable paycheck in retirement? 💰 In this video, we’ll break down the core strategies for generating steady income, including Social Security, pensions, annuities, and smart withdrawal strategies.

There are many potential sources of retirement income, but today we’re focusing on the most common and dependable methods to help ensure your money lasts as long as you do.

🔹 What You’ll Learn:
✅ When to claim Social Security for maximum benefits
✅ How to make the most of pensions and survivor benefits
✅ The pros and cons of annuities for guaranteed income
✅ Smart withdrawal strategies to make your money last
✅ How to adjust for inflation and market changes

💡 Retirement is about more than just saving—it’s about building a strategy that works for you!

👉 Don’t forget to LIKE, SUBSCRIBE, and COMMENT if you found this helpful! 🚀

How do you create a reliable paycheck in retirement? 💰 In this video, we’ll break down the core strategies for generating steady income, including Social Se...

02/24/2025

How do you create a reliable paycheck in retirement? 💰 In this video, we’ll break down the core strategies for generating steady income, including Social Security, pensions, annuities, and smart withdrawal strategies.

There are many potential sources of retirement income, but today we’re focusing on the most common and dependable methods to help ensure your money lasts as long as you do.

🔹 What You’ll Learn:
✅ When to claim Social Security for maximum benefits
✅ How to make the most of pensions and survivor benefits
✅ The pros and cons of annuities for guaranteed income
✅ Smart withdrawal strategies to make your money last
✅ How to adjust for inflation and market changes

💡 Retirement is about more than just saving—it’s about building a strategy that works for you!

👉 Don’t forget to LIKE, SUBSCRIBE, and COMMENT if you found this helpful! 🚀

How do you create a reliable paycheck in retirement? 💰 In this video, we’ll break down the core strategies for generating steady income, including Social Se...

01/23/2025

Are your Social Security benefits taxable? In this video, we break down how Social Security is taxed, including how combined income determines whether your benefits are taxable or partially taxable. We explain the income thresholds that apply and walk you through the math behind it all.

Plus, we share practical strategies to help reduce the taxability of your Social Security benefits, so you can keep more of what you’ve earned. Whether you’re planning for retirement or already receiving benefits, this video is packed with tips to help you make informed decisions.

💡 Topics Covered:

What is combined income, and how is it calculated?
Income thresholds for Social Security taxability
Tax brackets for Social Security benefits
Tips to lower your taxable income and keep more of your benefits
📈 Ready to optimize your retirement income? Watch now and take control of your Social Security taxes!

Don’t forget to like, comment, and subscribe for more financial tips and strategies.

Are your Social Security benefits taxable? In this video, we break down how Social Security is taxed, including how combined income determines whether your b...

08/30/2024

Supporting charities is a wonderful way to give back, and it can also provide you with valuable tax benefits. However, if your charitable donations aren't quite enough to surpass the standard deduction, you might be missing out on those tax savings. That’s where a Donor-Advised Fund (DAF) can make a big difference.

In this video, we dive into the concept of DAFs, explaining how they allow you to bundle several years' worth of donations into a single, larger tax deduction. This strategy enables you to maximize your tax benefits now while giving you the flexibility to distribute the funds to your chosen charities over time.

Whether you're a seasoned philanthropist or just starting out, learn how a DAF could help you make the most of your charitable contributions.

This video is for educational purposes only and should not be considered tax or investment advice.

Supporting charities is a wonderful way to give back, and it can also provide you with valuable tax benefits. However, if your charitable donations aren't qu...

02/29/2024

Have you wondered about doing Roth conversions early in retirement? If so, this video explain how it works. We cover what is a Roth IRA, why you should consider coverting and the pros and cons of doing so.

This video is educational in nature and is not to be considered tax or investment advice.

Are you considering doing some Roth conversions early in retirement? In this video, we explain the concept of converting IRA dollars to a Roth IRA in or arou...

02/16/2024

Please check out my latest YouTube video on fixed annuities. With interest rates still at a high level (although they are declining), I do get a lot of questions about fixed annuities. I have over 20 years of experience in offering them so I wanted to share my thoughts at a high level.

This video is educational in nature and should not be considered tax or investment advice.

In this episode, we talk about at a high level the concept of fixed annuities. If you are a fixed income buyer, CD buyer or just want safety in your portfoli...

09/08/2023

When should I take a Qualified Charitable Distribution? In this video, we discuss who should take a QCD and John shares an example of a person who could have benefited from this strategy, but was never told about it by their financial professionals.

This video is educational in nature and not tax or investment advice. Please consult a tax professional for tax advice.

In this video, John discusses the concept of a QCD and uses an example of someone who could have used it to save taxes, but was never told about it by their ...

08/27/2023

Do I have to pay taxes if I inherit a taxable account or a piece of real estate? Is this video, we discuss what to do if you inherit taxable assets. John gets into the concept of the cost basis "step up".

This video is intended to be educational in nature and not to be considered tax or investment advice. Please like my video and subscribe!

Previously we did a video on what to do if you inherit an IRA. In this video we talk about inherited a taxable account, such as a collection of stocks or mut...

04/19/2023

After saving for years for retirement, how do I spend from my portfolio? In this video we address a common question that we get from soon-to-be retirees. We cover a simple plan to safely spend from and also grow your portfolio. This video is educational in nature and should not be considered investment or tax advice. Please check it out!

After all of those years of saving money for retirement, how do we spend money from our portfolio? This is a common question for soon-to-be and existing reti...