Dehncke Insurance Services

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Dehncke Insurance Services Specializing in Health Insurance, Medicare, MNSure, Dental, Vision, Short Term Medical, Life Ins

🙏 Thank you, Danny, for taking the time to share your experience with Dehncke Insurance Services. We appreciate your tru...
10/15/2026

🙏 Thank you, Danny, for taking the time to share your experience with Dehncke Insurance Services. We appreciate your trust in our team.

Have you worked with DIS? We’d be glad to hear about your experience.

What is Medicare Part A?Medicare Part A is also known as Hospital Insurance.It helps cover the costs of inpatient care i...
10/13/2026

What is Medicare Part A?

Medicare Part A is also known as Hospital Insurance.

It helps cover the costs of inpatient care in a hospital, skilled nursing facility care (but not custodial or long-term care), hospice care, some home health care, and inpatient care in a religious nonmedical health care institution.

Medicare can come with a lot of questions, and we're here to help you better understand your options.

💬 What do you want to know about Medicare? Share it with us in the comments or reach out to our team.

What is a health insurance deductible?A deductible is the set amount of money you’re required to pay each year toward el...
10/08/2026

What is a health insurance deductible?

A deductible is the set amount of money you’re required to pay each year toward eligible medical expenses before your insurance policy starts paying.

For example, with a $1,000 deductible, you would need to cover the first $1,000 of a medical bill during the policy term.

Insurance terminology can be confusing. We're here to help you better understand your coverage and options.

Medicare doesn’t cover everything, which is why understanding your options is an important part of preparing for Medicar...
10/06/2026

Medicare doesn’t cover everything, which is why understanding your options is an important part of preparing for Medicare.

If you choose Medicare Parts A and B, there can be gaps in coverage. Depending on your needs, options may include Medicare Advantage, Part D Prescription Drug coverage, and Medicare Supplement Insurance.

At Dehncke Insurance Services, we can help you explore your Medicare options and better understand the choices available to you.

☎️ Have questions about Medicare? Contact us to start the conversation: https://www.dehnckeinsuranceservices.com/contact-us

06/03/2026

June is Annuity Awareness Month: Understanding the Value of Guaranteed Retirement Income & Asset Protection

Every June, the financial services industry recognizes Annuity Awareness Month, a time dedicated to educating consumers about one of the most powerful tools available for retirement and other risk management planning: annuities.

Why Annuity Awareness Matters

Retirement today looks very different than it did for previous generations. Many workers no longer have access to traditional pensions, and Social Security alone may not provide enough income to maintain a desired lifestyle.

Annuities can help fill that gap by offering:
• Guaranteed lifetime income options
• Protection from market downturns with certain products
• Tax-deferred growth opportunities
• Predictable income for retirement budgeting
• Solutions for managing longevity risk
• Long Term Care benefits

By learning how annuities work, consumers can make more informed decisions about their retirement income strategy.
Addressing Common Misconceptions

Unfortunately, annuities are often misunderstood.

While annuities are not appropriate for every investor or every financial goal, today's annuity marketplace offers a wide range of products designed to meet different needs and risk tolerances.

The key is understanding:
• The different types of annuities available
• The benefits and limitations of each option
• How annuities may fit into an overall risk management plan

A Time to Start the Conversation

Annuity Awareness Month serves as an opportunity to evaluate retirement income plans and explore strategies for creating greater financial confidence and protection of assets.

Whether retirement is five years away or already underway, understanding available income solutions is an important step toward long-term financial security.

The goal is not simply to save for retirement—it is to create a retirement income strategy that helps support your lifestyle and provides peace of mind for the future.
Take the Next Step

Call us: Set up an appointment to talk about your goals and for long-term care protection which may also lead to lessening your tax burden.

I have had many people ask me about the new GLP-1 Bridge that will be coming into effect on July.  Here are some of the ...
05/12/2026

I have had many people ask me about the new GLP-1 Bridge that will be coming into effect on July. Here are some of the details.

Centers for Medicare & Medicaid Services (CMS) announced the Better Approaches to Lifestyle and Nutrition for Comprehensive hEalth (BALANCE) Model and a separate short-term demonstration (now called the “Medicare GLP-1 Bridge”)

I'm excited for Medicarians Vegas 2026!This is a great chance to connect with leaders in senior health and wealth distri...
04/17/2026

I'm excited for Medicarians Vegas 2026!

This is a great chance to connect with leaders in senior health and wealth distribution.

I can't wait to engage in insightful discussions and discover the latest industry trends.

Join me for this amazing event!



Register here

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02/16/2026
Happy Valentine's Day!  Today we are celebrating love.  Do you have a favorite Valentine's memory - a special person, a ...
02/14/2026

Happy Valentine's Day! Today we are celebrating love. Do you have a favorite Valentine's memory - a special person, a sweet gesture, a cherished tradition? Share it with us in the comments and let's celebrate love together!

Address

1345 Thompson Avenue
South Saint Paul, MN
55075

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+16512602903

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