Kierra Moss - Chase Sr Home Lending Advisor - NMLS 2371884

Kierra Moss - Chase Sr Home Lending Advisor - NMLS 2371884 As a Home Lending Advisor with 10 years of experience in San Diego, I pride myself on making the home-buying journey enjoyable and successful. ๐Ÿก๐Ÿ’™

Kierra proudly serves clients in San Diego. Kierra has 9 years of experience as a Senior Home Lending Advisor and specializes in preapproval, lending to self-employed clients, FHA mortgages, fixed-rate mortgages, condo and co-op lending, and first-time homebuyer programs. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Kierra is here to help you find a mortgage to fit your needs.

Deciding whether to rent or buy is a big financial decision. Taking an objective look at both options might help you mak...
08/31/2026

Deciding whether to rent or buy is a big financial decision. Taking an objective look at both options might help you make the right choice for your lifestyle.

Neither renting nor buying is better than the other, though one of them might be more suited to your specific needs. Here are some things to consider when renting and buying, and the pros and cons of each.

Read more: chase.com/personal/mortgage/education/financing-a-home/renting-vs-buying-house

08/28/2026

Okayyyy Encinitas ๐Ÿ‘€๐ŸŒด

This is one of those houses where every time I turned a corner I was likeโ€ฆ wait, thereโ€™s MORE?! ๐Ÿ˜‚

4 bedrooms, 3 bathrooms, 2,553 sq. ft., a 1-bedroom ADU, indoor/outdoor living, hot tub, outdoor showerโ€ฆ and somehow it still feels tucked away in its own little private oasis. ๐ŸคŒ๐Ÿผ

But you already know my mortgage-lender brain was doing the math while I was walking through it ๐Ÿ˜‚

Because looking at pretty houses is fun โ€” but knowing what it would actually take to BUY one is way more useful.

Curious what the down payment + monthly payment could look like on this one? ๐Ÿ‘€

Call or DM me and Iโ€™ll break down some options for you. ๐Ÿก๐Ÿ’ฐ

Huge thank you to Kevin Roche for letting me tour this beautiful property! ๐Ÿซถ๐Ÿผ

๐Ÿ‘ฉ๐Ÿปโ€๐Ÿ’ผKierra Moss
๐Ÿก Sr. Home Lending Advisor
๐Ÿ’™ Chase Bank | San Diego
๐Ÿ”‘ NMLS 2371884
๐Ÿ“ฑ 801-856-9644
๐Ÿ“ง [email protected]

๐Ÿ  808 Palaro Dr, Encinitas, CA 92024
Listing Agent: Kevin Roche | Compass
DRE #02126855

๐Ÿ”— Zillow listing:
https://www.zillow.com/homedetails/808-Palaro-Dr-Encinitas-CA-92024/16708589_zpid/

Song Credit: Rings - Otis McDonald

Want a smooth homebuying process? ๐Ÿก We put together a first-time buyer checklist to help you prepare. โœ… This checklist c...
08/22/2026

Want a smooth homebuying process? ๐Ÿก

We put together a first-time buyer checklist to help you prepare. โœ…

This checklist can provide guidance to get your finances in order ๐Ÿ’ธ, learn how to research locations ๐Ÿ“, make a strong offer โœ๏ธ, apply for a loan ๐Ÿ“ and navigate the inspection process ๐Ÿ”Ž.

Review the list. Check it twice. โœ”๏ธ๐Ÿ•ต๏ธโ€โ™‚๏ธ

Kierra Moss
๐Ÿก Sr. Home Lending Advisor
๐Ÿ’™ Chase Bank | San Diego
๐Ÿ”‘ NMLS 2371884
๐Ÿ“ฑ 801-856-9644
๐Ÿ“ง [email protected]

Ease into the homebuying process: https://www.chase.com/personal/mortgage/education/buying-a-home/first-time-homebuyer-checklist

โš ๏ธ Warning long post ahead!I have a confessionโ€ฆ before I started working at Chase, I had no idea who Jamie Dimon was. ๐Ÿ˜‚ ...
08/18/2026

โš ๏ธ Warning long post ahead!

I have a confessionโ€ฆ before I started working at Chase, I had no idea who Jamie Dimon was. ๐Ÿ˜‚ Which, looking back now, is actually kind of wild.

Since joining the firm, Iโ€™ve learned not only about the person leading JPMC, but just how influential his voice is in conversations surrounding business, leadership, public policy and the U.S. economy.

Earlier this month, Jamie and other JPMC leaders traveled across California for the Golden State Bus Tourโ€”meeting with employees, community leaders, and local government officials along the way.

In Los Angeles, JPMC employees celebrated our connection to the upcoming LA28 Olympic & Paralympic Games and heard from former Olympians about resilience, preparation and performing at the highest level. ๐Ÿ‡บ๐Ÿ‡ธ

And then there was Orange Countyโ€ฆ ๐Ÿ’™

I was incredibly lucky to be randomly selected to attend an employee Town Hall and hear directly from Jamie and our leadership team.

And I have to sayโ€”I was not expecting him to be THAT funny. ๐Ÿ˜‚

I was laughing throughout the entire conversation. He was candid, quick-witted, incredibly knowledgeable and refreshingly straightforward. Heโ€™s direct about what he thinks, explains why he thinks it, and somehow makes enormously complicated issues feel straightforward.

Hearing him in person gave me an entirely different appreciation for his leadership and the leadership behind this firm.

But one of my favorite parts had nothing to do with who was on stage.

It was getting to experience it with my best friend, Taylor Endly. ๐Ÿฅน๐Ÿ’™

Taylor and I started at Chase on the same day, and sheโ€™s become so much more than a coworker. Sheโ€™s one of my closest friendsโ€”someone I get to navigate this crazy career alongside, celebrate the wins with, vent to when we need it ๐Ÿ˜‚, and genuinely do life with.

Of all the opportunities Chase has given me, bringing Taylor into my life is easily one of my favorites.

And because the day wasnโ€™t already cool enough, somehow the two of us ended up featured on our JPMorganChase homepage with one of my favorite photos of us from the Town Hall. ๐Ÿ˜‚๐Ÿ’™

Definitely one for the career memory book. โœจ

Kierra Moss
๐Ÿก Sr. Home Lending Advisor
๐Ÿ”‘ NMLS 2371884

The statements expressed do not reflect the views of JPMorgan Chase Bank, NA or any of its affiliates. This is for informational purposes and is not a recommendation or solicitation of any particular actions. JPMorgan Chase Bank, NA and its affiliates, are not liable for decisions made in reliance on information discussed.

Mortgage rates change ๐Ÿ“ˆ๐Ÿ“‰, but that doesnโ€™t mean your homeownership goals have to ๐Ÿกโœจ. Weโ€™re here to help you understand c...
08/17/2026

Mortgage rates change ๐Ÿ“ˆ๐Ÿ“‰, but that doesnโ€™t mean your homeownership goals have to ๐Ÿกโœจ. Weโ€™re here to help you understand changing rates ๐Ÿ”, how your credit score can affect your mortgage rate ๐Ÿ’ณโžก๏ธ๐Ÿ“Š, and how different loan types impact your monthly payments ๐Ÿ“๐Ÿ’ฐ.

Kierra Moss
๐Ÿก Sr. Home Lending Advisor
๐Ÿ’™ Chase Bank | San Diego
๐Ÿ”‘ NMLS 2371884
๐Ÿ“ฑ 801-856-9644
๐Ÿ“ง [email protected]

Get an up-to-date mortgage rate right now by entering your ZIP code here: https://www.chase.com/personal/mortgage/mortgage-rates

08/12/2026

โ€œOkay but what will my payment ACTUALLY be?โ€ ๐Ÿ‘€

Girl, THIS is the question I want you asking. ๐Ÿ’…๐Ÿผ

Because buying a home isnโ€™t just about what you qualify for โ€” itโ€™s about what payment actually feels comfortable for your life.

We can talk credit scores, down payments, rates, closing costs, monthly paymentsโ€ฆ all of it. No confusing mortgage-speak required. ๐ŸŽ€๐Ÿก

You bring the questions. Iโ€™ll bring the mortgage knowledge.

Ready to figure out what buying could actually look like for you? GIRL, come sit down. ๐Ÿ’•

Kierra Moss
๐Ÿก Sr. Home Lending Advisor
๐Ÿ’™ Chase Bank | San Diego
๐Ÿ”‘ NMLS 2371884
๐Ÿ“ฑ 801-856-9644
๐Ÿ“ง [email protected]

First-time homebuyer โ€ข San Diego mortgage lender โ€ข home loan โ€ข mortgage pre-approval โ€ข home buying โ€ข down payment โ€ข credit score โ€ข monthly mortgage payment โ€ข San Diego real estate โ€ข homebuyer education

For more information on Preapproval, visit Chase.com/personal/mortgage/tools-and-education



Song Credit: original audio by emmyyberry (https://www.instagram.com/reels/audio/25800157172973132/)

Weโ€™re so excited to announce that Chase was ranked No. 1 in Customer Satisfaction among Mortgage Servicing Companies in ...
08/10/2026

Weโ€™re so excited to announce that Chase was ranked No. 1 in Customer Satisfaction among Mortgage Servicing Companies in the JD Power 2026 Mortgage Servicer Satisfaction Study โ€“ including most trusted.

The goal was never simply to reach #1; it is to continue raising the bar for our customers. Your journey home is our motivation and your trust is truly the greatest reward. We are grateful to be your trusted partner on your home journey, even beyond the mortgage!

08/09/2026

SERHANT. is officially in San Diego ๐Ÿ‘€๐Ÿก

We recently had the opportunity to host the new SERHANT. San Diego team at the JPMorgan Private Bank office at One Paseo for their weekly team meeting โ€” bringing together real estate, home lending, and 1031 exchange knowledge all in one room.

One of my favorite parts of what I do is connecting with great people, sharing knowledge, and finding new ways to collaborate to create an even better experience for our clients. ๐Ÿค

Such a great morning of conversation, collaboration, and new connections โ€” and Iโ€™m excited to keep collaborating with the SERHANT. team as they grow here in San Diego! โœจ

To read more about 1031 exchanges, visit http://chase.com/personal/mortgage/education/buying-a-home/1031-exchange

Kierra Moss
๐Ÿก Sr. Home Lending Advisor
๐Ÿ’™ Chase Bank | San Diego
๐Ÿ”‘ NMLS 2371884
๐Ÿ“ฑ 801-856-9644
๐Ÿ“ง [email protected]

Song Credit: Hypnotized โ€“ Company Money

San Diego Real Estate โ€ข Home Lending โ€ข Home Buying โ€ข Real Estate Investing โ€ข REALTORยฎ Collaboration โ€ข 1031 Exchange



The statements expressed do not reflect the views of JPMorgan Chase Bank, NA or any of its affiliates. This is for informational purposes and is not a recommendation or solicitation of any particular actions. JPMorgan Chase Bank, NA and its affiliates, are not liable for decisions made in reliance on information discussed.

๐Ÿกโœจ๐Ÿ” Are you struggling to figure out what kind of home you can afford? Donโ€™t guess your budget! ๐Ÿ“Š๐Ÿ’กGet a detailed breakdo...
07/21/2026

๐Ÿกโœจ๐Ÿ” Are you struggling to figure out what kind of home you can afford? Donโ€™t guess your budget! ๐Ÿ“Š๐Ÿ’ก
Get a detailed breakdown of monthly home costs for a loan of any size. Our mortgage calculator shows an estimated monthly payment, including taxes and insurance.

Try it now:
https://www.chase.com/personal/mortgage/calculators-resources/mortgage-calculator

Follow me for simple, real-world mortgage tips without all the confusing jargon. ๐Ÿ˜Š

๐Ÿ“ฒ Thinking about buying, refinancing, or using your homeโ€™s equity? Letโ€™s talk about what may fit your goals.

For more information on tapping into your home's equity, visit Chase.com/personal/mortgage/refinance/home-equity

San Diego mortgage lender | first-time homebuyer tips | home loan options | mortgage education | home equity options

๐Ÿ‘ฉ๐Ÿผโ€๐Ÿ’ผ Kierra Moss
๐Ÿก Sr. Home Lending Advisor
๐Ÿฆ Chase Bank | San Diego
๐Ÿ“‹ NMLS 2371884
๐Ÿ“ฑ 801-856-9644
๐Ÿ“ง [email protected]

One of the benefits of having a Chase mortgage is access to tools like the Chase MyHomeยฎ savings calculator. It lets you...
07/14/2026

One of the benefits of having a Chase mortgage is access to tools like the Chase MyHomeยฎ savings calculator. It lets you explore different payment amounts to see how small changes to your payments could add up to big savings over time, and maybe an early home loan payoff, too! ๐Ÿ’ฐ

Ready to learn how we continue to help even after you make your home investment? Visit bit.ly/MyHomeInsights to learn more and letโ€™s connect! ๐Ÿ“ฑ

Address

6998 El Camino Real
South Ogden, UT
92009

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 12pm

Telephone

+18018569644

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