Steve Ennis, Plains Commerce Bank, Mortgage Banker, NMLS #462436

Steve Ennis, Plains Commerce Bank, Mortgage Banker, NMLS #462436 Business is relationships. Let me put my 22 years of experience in your corner to help deliver tailored financing solutions.

Today, more than ever, I am seeing how important it is to provide value in a comprehensive manner to personal finance. Mortgage banker in 20th year of practice. Fluent in first-time homebuyer, self-employed, conventional, FHA, VA, and RD loan types. Business experience concentrated in Minnesota and South Dakota, able to lend in all 50 states. My focus is to help every customer figure out how to get the best terms available in the market at the time they are in the market.

Big news from our team... we’ve added another great one. 👏Please join me in welcoming Luke Ronsiek to Plains Commerce Ba...
06/15/2026

Big news from our team... we’ve added another great one. 👏

Please join me in welcoming Luke Ronsiek to Plains Commerce Bank as our newest Loan Partner!

Luke brings a strong work ethic and a genuine desire to help others. I’ve already enjoyed getting to know him, and I’m excited to have him alongside us as we continue helping families navigate the home financing process!

The mortgage business is all about people, and having good people on your team makes all the difference. Welcome aboard, Luke. We’re glad you’re here!



Member FDIC. Equal Housing Lender. All loans subject to credit approval. NMLS #432436

Acreages are in high demand and this is one you want to see. Amy picked up some Mountain Mary cookies for the open house...
06/13/2026

Acreages are in high demand and this is one you want to see.

Amy picked up some Mountain Mary cookies for the open house today. Change your plans and go out and see her today!

🏡 OPEN HOUSE – ACREAGE LIVING IN TEA! 🌳

Join me this Saturday, June 13th from 12:00–1:30 PM and tour this beautiful one-owner acreage just minutes from Tea and Sioux Falls!

📍 46650 Dakota St., Tea, SD
🛏️ 6 Bedrooms
🛁 3 Bathrooms
🚗 3-Stall Garage
📐 2,804 Finished Sq. Ft.
🌳 1.7 Acres of mature trees and privacy

This spacious home offers the perfect blend of country living and convenience. Enjoy a beautifully updated kitchen, warm hardwood floors, multiple living spaces, and plenty of room for family, guests, hobbies, and entertaining. The private, tree-lined setting provides a peaceful retreat while still being close to everything Tea and Sioux Falls have to offer.

06/11/2026

Breaking news from your friendly neighborhood mortgage guy: 💰📱

If you like keeping life simple, here's something worth celebrating. With Plains Commerce Bank, you can manage your mortgage loan and your deposit accounts all in one app. No jumping between logins. No hunting for information. Just one place to keep an eye on your money!

It's kind of like having the TV remote and the garage door opener in the same hand. Once you have it, you'll wonder why it wasn't always that way!

Want banking and lending that work together? Let's chat.

www.bankingwithsteve.com | 651-208-8366

Member FDIC. Equal Housing Lender. All loans subject to credit approval. NMLS #462436

Buying a home is one of the biggest financial decisions you will make, and having the right guidance can make all the di...
06/10/2026

Buying a home is one of the biggest financial decisions you will make, and having the right guidance can make all the difference.

My goal is to be a resource you can rely on throughout the process. Whether you are buying your first home, moving into your next one, or exploring refinancing options, I am here to help you understand your choices and move forward with confidence.

If you have questions about the mortgage process or want to talk through your options, I am always happy to connect.

Call or text: (651) 208-8366
Apply online: bankingwithsteve.com

Member FDIC. Equal Housing Lender. All loans subject to credit approval. NMLS #462436

Date night at Plaza Azteca!At least Amy and I still agree on these things: 😂 ✅ Chips and salsa✅ Margaritas✅ Extra quesoG...
06/08/2026

Date night at Plaza Azteca!

At least Amy and I still agree on these things: 😂
✅ Chips and salsa
✅ Margaritas
✅ Extra queso

Give me some new spots/ideas to check out!

06/05/2026

One of the most common questions I get is:

"Steve, I've got one little problem. Can I still qualify?"

The honest answer? Maybe. But I need to see the whole picture first!

A mortgage approval isn't based on one thing. We look at your income, assets, credit, and the home you're planning to buy. That's how we get real answers, not guesses!

If you're wondering where you stand, let's talk!

📞 651-208-8366
🌐 www.bankingwithsteve.com

Member FDIC. Equal Housing Lender. All loans subject to credit approval. NMLS #462436

Why Homes for Heroes? It’s a way to honor my parents. My dad was a combat-wounded veteran and served with the USMC. My m...
06/03/2026

Why Homes for Heroes? It’s a way to honor my parents. My dad was a combat-wounded veteran and served with the USMC. My mom retired as a Nurse Practitioner.

My older brother handled the most tragic situations in our hometown Fire Department. His wife is an incredible teacher.

Aunts, cousins, friends…all hit the Hero category.

Serving others deserves to be recognized. That is why I am proud to partner with Homes for Heroes. This program was created to give back to the people who give so much to our communities every day. Firefighters, law enforcement, healthcare professionals, teachers, and military members all make a real difference, and this is one way to say thank you.

Homes for Heroes provides eligible heroes with savings when buying, selling, or refinancing a home. It is a meaningful benefit for those who spend their careers serving others.

If you are a hero in our community and have been thinking about buying or refinancing, I would be honored to help you explore how this program could benefit you.

Call or text: (651) 208-8366
Bankingwithsteve.com

Member FDIC. Equal Housing Lender. All loans subject to credit approval. NMLS #462436

Peonies were my grandma’s favorite flower and a staple plant at every home I’ve owned. What’s your tradition around your...
06/03/2026

Peonies were my grandma’s favorite flower and a staple plant at every home I’ve owned. What’s your tradition around your home?

Serving others deserves to be recognized. That is why I am proud to partner with Homes for Heroes. This program was crea...
06/01/2026

Serving others deserves to be recognized. That is why I am proud to partner with Homes for Heroes. This program was created to give back to the people who give so much to our communities every day. Firefighters, law enforcement, healthcare professionals, teachers, and military members all make a real difference, and this is one way to say thank you.

Homes for Heroes provides eligible heroes with savings when buying, selling, or refinancing a home. It is a meaningful benefit for those who spend their careers serving others.

If you are a hero in our community and have been thinking about buying or refinancing, I would be honored to help you explore how this program could benefit you.

Call or text: (651) 208-8366
Bankingwithsteve.com

Member FDIC. Equal Housing Lender. All loans subject to credit approval. NMLS #462436

As May comes to an end and Military Appreciation Month wraps up, I just want to take a moment to say thank you!To every ...
05/29/2026

As May comes to an end and Military Appreciation Month wraps up, I just want to take a moment to say thank you!

To every veteran, active-duty service member, military family, and those who have sacrificed for our country — your commitment, courage, and service deserve recognition not just this month, but every single day. 🇺🇸

Helping veterans and military families navigate the homebuying process is something I truly value. VA loans can be an incredible benefit, and I’m always happy to answer questions or help guide you through the process.

And no dad joke today… because honestly, you’ve all earned a break from those too.
www.bankingwithsteve.com | 651-208-8366

Member FDIC. Equal Housing Lender. All loans subject to credit approval. NMLS #462436

Address

3905 W 49th Street
Sioux Falls, MN
57106

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