Eric Peterson LendSmart Mortgage

Eric Peterson LendSmart Mortgage 20 Yr Mortgage professional. Helping people with home ownership and refinances. NMLS # 2463304

07/10/2025

Here is another way to get interest in your home!

Why keep paying your landlords mortgage down. Buy for most times less than rent
02/19/2025

Why keep paying your landlords mortgage down. Buy for most times less than rent

We have options for most buyers.
02/18/2025

We have options for most buyers.

Happy Presidents day!
02/17/2025

Happy Presidents day!

Did you know you can buy a house using your bank statements as income verification? Any questions get a hold of me
01/17/2025

Did you know you can buy a house using your bank statements as income verification? Any questions get a hold of me

๐—™๐—ผ๐—ฟ ๐˜๐—ต๐—ฒ ๐—ช๐—ฒ๐—ฒ๐—ธ ๐—ผ๐—ณ ๐—๐—ฎ๐—ป๐˜‚๐—ฎ๐—ฟ๐˜† ๐Ÿฒ, ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฑ ๐—Ÿ๐—ฎ๐˜€๐˜ ๐—ช๐—ฒ๐—ฒ๐—ธ'๐˜€ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ ๐—ฅ๐—ฒ๐—ฐ๐—ฎ๐—ฝ: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐—ฏ๐—ฎ๐˜€๐—ถ๐—ฐ๐—ฎ๐—น๐—น๐˜† ๐˜‚๐—ป๐—ฐ๐—ต๐—ฎ๐—ป๐—ด๐—ฒ๐—ฑ Mortgage rates started the n...
01/07/2025

๐—™๐—ผ๐—ฟ ๐˜๐—ต๐—ฒ ๐—ช๐—ฒ๐—ฒ๐—ธ ๐—ผ๐—ณ ๐—๐—ฎ๐—ป๐˜‚๐—ฎ๐—ฟ๐˜† ๐Ÿฒ, ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฑ

๐—Ÿ๐—ฎ๐˜€๐˜ ๐—ช๐—ฒ๐—ฒ๐—ธ'๐˜€ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ ๐—ฅ๐—ฒ๐—ฐ๐—ฎ๐—ฝ: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐—ฏ๐—ฎ๐˜€๐—ถ๐—ฐ๐—ฎ๐—น๐—น๐˜† ๐˜‚๐—ป๐—ฐ๐—ต๐—ฎ๐—ป๐—ด๐—ฒ๐—ฑ
Mortgage rates started the new year unchanged, and that should be considered a win after watching rates move higher in the first half of December.
๐—ง๐—ต๐—ถ๐˜€ ๐—ช๐—ฒ๐—ฒ๐—ธ'๐˜€ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ ๐—™๐—ผ๐—ฟ๐—ฒ๐—ฐ๐—ฎ๐˜€๐˜: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐—ฐ๐—ผ๐˜‚๐—น๐—ฑ ๐—บ๐—ผ๐˜ƒ๐—ฒ ๐—ต๐—ถ๐—ด๐—ต๐—ฒ๐—ฟ
Mortgage rates are expected to rise in early 2025, and that trend could begin this week with strong labor market data and concerns about rising inflation. House hunters should get comfortable with these rates, because it is unlikely we will see rates move much lower without signs of a weakening economy and a softening labor market.
๐—ช๐—ต๐—ฎ๐˜'๐˜€ ๐—ฎ๐—ณ๐—ณ๐—ฒ๐—ฐ๐˜๐—ถ๐—ป๐—ด ๐—ฟ๐—ฎ๐˜๐—ฒ๐˜€ ๐˜๐—ต๐—ถ๐˜€ ๐˜„๐—ฒ๐—ฒ๐—ธ:
- Labor market data: Key reports this week will cover job openings, new job creation, layoffs, and unemployment rates. Signs of a resilient labor market support rates remaining at these levels or moving higher.
- Treasury debt: This week brings $119 billion of fresh government debt being issued, and generally an increase in supply will pressure Treasury yields higher, which could contribute to pushing mortgage rates higher.
- The Fed: Minutes from last month's Fed meeting will be released this week, and signs that the Fed is done cutting its policy rate for awhile could put pressure on mortgage rates.

Waiting to buy can cost you money and the home you really want.
07/26/2024

Waiting to buy can cost you money and the home you really want.

Tomorrow is the Opening Ceremony of the 2024 Summer Olympic Games.
07/25/2024

Tomorrow is the Opening Ceremony of the 2024 Summer Olympic Games.

Here's handy checklist if you're home shopping. Get a hold of me for a pre-approval
07/22/2024

Here's handy checklist if you're home shopping. Get a hold of me for a pre-approval

Sometimes refinancing to a higher rate will actually lower your overall debt load. Mortgage interest can be deducted al...
07/18/2024

Sometimes refinancing to a higher rate will actually lower your overall debt load. Mortgage interest can be deducted al well.

Address

3450 Lexington Avenue N
Shoreview, MN
55126

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+16512487856

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